The Top Easy Access Savings Discussion Area

phillw

Sg28 said:
I have had a call from them before after having a transaction blocked, I assumed it would be seen by the UK call centre staff.

I've not had this with FD, but a few other banks where customer services either can't see, or can't tell you. Even going as far as coming up with crazy lies that the transaction may not have gone via faster payments.

It's to give the "real account owner" time to notice their money has gone missing and complain. When you phone up first of all, then you could be the scammer.

kaMelo

Olinda99 said:

Cash ISA switches often don't take that long and often you get the new interest from the application date

Beats having to fight your <insert bank name here> 's fraud team and 10k limits on FP and typos in the new account number

Anyway it won't happen so no worries

I take your point, I hadn't thought about ISA switches. Surely you only get the interest when the money hits the account though?

Olinda99

Nationwide (for example) give you interest from the switch application date no matter how long it takes the ISA to switch to them

Rheumatoid

 
posting anything to get off this page quick 

wiseonesomeofthetime

baldeagle09 said:

Al Rayan Bank 1.90% Expected Rate. Wonder how long it takes to get mentioned here.

How about nine hours ago by @Expotter in this thread 😂😂😂😂

polymaff

Olinda99 said:

Nationwide (for example) give you interest from the switch application date no matter how long it takes the ISA to switch to them

Nationwide took over a year to pull the cash out of my old ISA provider.  They've promised the backdating - but we'll see.  Over a year!  For a Loyalty ISA !!!

kaMelo

polymaff said:

Olinda99 said:

Nationwide (for example) give you interest from the switch application date no matter how long it takes the ISA to switch to them

Nationwide took over a year to pull the cash out of my old ISA provider.  They've promised the backdating - but we'll see.  Over a year!  For a Loyalty ISA !!!

So you will, in effect, get double interest on the money?

SJMALBA

Rheumatoid said:

 
posting anything to get off this page quick 

soulsaver

It's quite far back now - sp if you're looking for the latest Top 10 ToTP Easy Access list...
The Top Easy Access Savings Discussion Area - Page 651 — MoneySavingExpert Forum

Updates usually through the day and re posted at w.e...

Bridlington1

According to moneyfacts, RCI bank are going to be increasing the interest rate on their "freedom savings account" to 1.67%:
Minimum deposit: £100
Maximum deposit: £250k
Withdrawals: unlimited

The account can be managed online or on the app.