The Top Easy Access Savings Discussion Area

Malchester

BigBlueSky said:

Does Yorkshire Building Society offer almost near instant bank transfers (in and out) of their account ? - Or do they rely on third parties to do their transfers which delays things ?

Thanks in advance

No, sadly not instant as I found out to my horror. More like a little Yorkshireman getting cash from the safe and walking to deliver I by hand!!!!

soulsaver

Molehusband said:

soulsaver said:

ToTP


Latest changes in bold.
Links added for all accounts. Thanks for all contributions.
Bracketed dates = date rate added/amended here.

7 Yorkshire BS **Tiered** Internet Saver Plus iss 11 1.26% (1.1%<£10k 1.31%>£50k) (26/05) View our Easy Access Savings Accounts | Savings | YBS Thnx @southone

I opened a YBS Internet Saver Plus iss 11 towards the end May and the interest rates were shown just as you state. Today I logged into my YBS account and, to my amazement, the tiered rates have changed. Now the rates are:

£10,000+ 1.33%
£50,000+ 1.38%

They have issued a new Factsheet dated 1 June giving updated rates:
https://www.ybs.co.uk/productdata/Factsheet-YB681538W.pdf

They didn't inform me of these new rates, but I'm certainly happy!

Thanks, ToTP edited to reflect as yet untrumpeted rates... 0.07% increase at these tiers!.
:Thumb: 

Zerforax

soulsaver said:

ToTP

OK rate tappers... Easy Access(ish) top 10(ish) of the pots.. BoE base rate 1.0% (05/05)

4 Cynergy: 1.32% (27/05) digipass or app for on line access. l (25/05) Cynergy Bank Thnx @SpanishBlue


Also see Regular Savings Accounts: The Best Currently Available List! — MoneySavingExpert Forum

And Cash ISAs: The Best Currently Available List — MoneySavingExpert Forum

My Cynergy account still shows as 1.2% (0.3% + 0.9%). Do I need to do anything for the 1.32%? I can see the new higher rate on their website from the link.

grumbler

How do people apply for "M Saver"?

I've been trying for 2 days and keep getting

Something’s gone wrong

---

Sorry, it looks like there’s been a technical problem. While we’re sorting it out, please call us instead on 0800 678 3654.

I hate this "something" and "we are sorting it out".

Runt over.

I have M Account

After logging in I select 'Products' in the top bar, then 'Savings' on the next page.

This opens in the new tab where I select "Easy access savings", then "Virgin Money M Plus Account".

"Apply for personal account" and "I already have and M, M Plus or Club M Account" - on the next page.

Then I have to log in again (despite remaining logged in in the old tab) - don't get me started!

Then, on the next page I see my details and after adding some keep getting the above "technical problem".

Is it worth trying a different browser (I use FF)?

SpanishBlue

Zerforax said:

soulsaver said:

ToTP

OK rate tappers... Easy Access(ish) top 10(ish) of the pots.. BoE base rate 1.0% (05/05)

4 Cynergy: 1.32% (27/05) digipass or app for on line access. l (25/05) Cynergy Bank Thnx @SpanishBlue


Also see Regular Savings Accounts: The Best Currently Available List! — MoneySavingExpert Forum

And Cash ISAs: The Best Currently Available List — MoneySavingExpert Forum

My Cynergy account still shows as 1.2% (0.3% + 0.9%). Do I need to do anything for the 1.32%? I can see the new higher rate on their website from the link.

You need to open a new account. It only takes a few moments, and then you can choose the option to close your old account if you wish, and transfer the funds to the new account.

Zerforax

SpanishBlue said:

You need to open a new account. It only takes a few moments, and then you can choose the option to close your old account if you wish, and transfer the funds to the new account.

Will the interested earned to date also transfer to the new account if you close the old?

Bit annoying because we'll probably withdraw all the funds in 4-8 weeks so the extra 0.12% feels tiny but its the principle of it too!

SpanishBlue

Zerforax said:

SpanishBlue said:

You need to open a new account. It only takes a few moments, and then you can choose the option to close your old account if you wish, and transfer the funds to the new account.

Will the interest earned to date also transfer to the new account if you close the old?

Yes, it will be.

Some of us on here have had to do this more than 10 times now as they keep on increasing the rate a tiny bit at a time.

Consumerist

grumbler said:

How do people apply for "M Saver"?

. . .

Is it worth trying a different browser (I use FF)?

If you have the NoScript add-on installed then you may have to hit the 'disable restrictions for this tab' button.

Zerforax

SpanishBlue said:

Zerforax said:

SpanishBlue said:

You need to open a new account. It only takes a few moments, and then you can choose the option to close your old account if you wish, and transfer the funds to the new account.

Will the interest earned to date also transfer to the new account if you close the old?

Yes, it will be.

Some of us on here have had to do this more than 10 times now as they keep on increasing the rate a tiny bit at a time.

At least it was quick and easy to do with the fast application. Does it always show the closed account in negative interest balance and the new account with credited interest?

murphydavid

I also having much difficulty applying for M Saver.
Got through the many pages and questions; some of which I thought were unnecessary and personal. Then it did the we are checking you out thingy presumably a credit check. It then asked "what was the credit limit on a credit card you took out in 2007". That's 15 years ago and no mention of what card it was or what bank so it took me some time trying to find out. (Failed as I only keep records for 6 years). Came back ready to take a guess only to find I was timed out and no indication of a reference to get back in.
Started again.
They recognized it was my second attempt and after many more questions said the only way to proceed was by snail mail so I'm waiting for the post man.
Have to say I won't be continuing with them I have lost confidence in their ability to provide a decent service.