The Top Easy Access Savings Discussion Area

Nikkster

*Edit - think this account is no longer available to open. Apologies*

Just had a notification from Moneybox that their Reward Savings account now pays 1.2%

bristolleedsfan

Zopa has increased the rate on its SmartSaver to 1.20% 
https://www.zopa.com/smart-saver

Olinda99

Chase will have to increase their rate soon to stay competitive !

refluxer

janusdesign said:

pity Marcus didn't do the same - my interest date with them is the 15th of each month, which this year fell on Good Friday... it still hasn't arrived yet, so assume it will be there tomorrow (as the next working day after today).

They seem to be running slower than usual today. A fairly large transfer from my current account to Marcus savings account has been AWOL for a couple of hours now. Similar transfers have taken just 5-10 minutes in the past.

gt94sss2

Zopa have increased the maximum balance allowed in their account from £15,000 to £85,000.

Yellowman

Zopa also pays interest monthly.

Cynergy, also at 1.2%, pays annually.

2010

DAK if Zopa smart saver can be opened as a joint account?

eskbanker

2010 said:

DAK if Zopa smart saver can be opened as a joint account?

FAQ at https://www.zopa.com/help/collection/smart-saver links to https://www.zopa.com/help/article/can-i-open-a-joint-account

Can I open a joint account?

Not right now, but it may be something we offer in future.

VKE

Molehusband said:

mlc2009 said:

If base rate increases to 1 percent in May. Could we see 2 percent easy access accounts? Not sure how this works

I daresay there will be another rush to increase savings rates, but the resulting actual best rates are hard to predict. The only thing which is reasonably certain will be Cynergy's new issues. They might then start having new accounts opening several times a week, giving us barely enough time to upgrade before the next issue arrives. I wonder if they might run out of account numbers to give customers?

I know what you mean; our list of closed Cynergy accounts is growing on the app along with our Financial Tracker but whilst rates are increasing then I guess we will play along.

soulsaver

OK pot shunters... Easy Access(ish) top 10 of the pots.. 

Nearly 24 working hours since latest change...!

As at 19/04/2022.. close of play - Starter for 10; not meant to be comprehensive DYOR.
Latest changes in bold.
Bracketed dates = date rate added/amended here.

1 Chase: Saver 1.5% App only

2 Cynergy: 1.20% (14/04) Needs digipass or app for on line access.

3 Zopa: Smart Save (app only ac) 1.2% (up from1.15%) to £85k (up from £15k) max. (19/04) (NB 7,31,95 day notice, rate boosted options).

4 Tandem: 1.10% App only A greener way to save for the future (tandem.co.uk) thnx @Andyhicks

5 Al Rayan:1.01% App onlyish..(up from recent 0.8%)

6 Marcus (and Saga): 1.0%  (08/04 & 15/04) Thnx @kora_2  thnx @janusdesign - note shared FSCS protection.

7 Atom: 1.0% (up from 0.9 14/04) App only thnx @intalex Instant Saver 1.00% Interest Rate - Easy Access Savings | Atom bank

8 Virgin Money Saver: 1% (Max £25k).
 
9 Aldermore: 0.95% Double Access (or 0.85 EA) both £1k to open thnx @janusdesign

10 Sainsbury Defined Access Iss27 (15/04) 0.95% tier£1k+; limit to 3w/ds High Interest Savings Accounts with Sainsbury's Bank (sainsburysbank.co.uk) Merci @canaldumidi


Check terms for yourself - DYOR.
Note: These rates may not be applied to existing accounts...DYOR

Other than VM 2% £1k limit, others  of note?

Also see Regular Savings Accounts: The Best Currently Available List! — MoneySavingExpert Forum

And Cash ISAs: The Best Currently Available List — MoneySavingExpert Forum