The Top Easy Access Savings Discussion Area

janusd

typistretired said:

Really pleased with Atom paying interest today a bank holiday

pity Marcus didn't do the same - my interest date with them is the 15th of each month, which this year fell on Good Friday... it still hasn't arrived yet, so assume it will be there tomorrow (as the next working day after today).

Nikkster

*Edit - think this account is no longer available to open. Apologies*

Just had a notification from Moneybox that their Reward Savings account now pays 1.2%

bristolleedsfan

Zopa has increased the rate on its SmartSaver to 1.20% 
https://www.zopa.com/smart-saver

Olinda99

Chase will have to increase their rate soon to stay competitive !

refluxer

janusdesign said:

pity Marcus didn't do the same - my interest date with them is the 15th of each month, which this year fell on Good Friday... it still hasn't arrived yet, so assume it will be there tomorrow (as the next working day after today).

They seem to be running slower than usual today. A fairly large transfer from my current account to Marcus savings account has been AWOL for a couple of hours now. Similar transfers have taken just 5-10 minutes in the past.

gt94sss2

Zopa have increased the maximum balance allowed in their account from £15,000 to £85,000.

Yellowman

Zopa also pays interest monthly.

Cynergy, also at 1.2%, pays annually.

2010

DAK if Zopa smart saver can be opened as a joint account?

eskbanker

2010 said:

DAK if Zopa smart saver can be opened as a joint account?

FAQ at https://www.zopa.com/help/collection/smart-saver links to https://www.zopa.com/help/article/can-i-open-a-joint-account

Can I open a joint account?

Not right now, but it may be something we offer in future.

VKE

Molehusband said:

mlc2009 said:

If base rate increases to 1 percent in May. Could we see 2 percent easy access accounts? Not sure how this works

I daresay there will be another rush to increase savings rates, but the resulting actual best rates are hard to predict. The only thing which is reasonably certain will be Cynergy's new issues. They might then start having new accounts opening several times a week, giving us barely enough time to upgrade before the next issue arrives. I wonder if they might run out of account numbers to give customers?

I know what you mean; our list of closed Cynergy accounts is growing on the app along with our Financial Tracker but whilst rates are increasing then I guess we will play along.