The Top Easy Access Savings Discussion Area

jaypers

ranciduk said:

I transferred money from my current account to my new shawbrook easy access account on Saturday afternoon 

Will it not show up in my Shawbrook account until Monday?

Correct as their payments go via a nominee a/c and have to be processed manually. This is why I’m now put off by savings accounts such as Shawbrook, Ford, Charter etc. Much better dealing with a direct Faster Payments member. 

cloud_dog

Payments from HSBC appear in Shawbrook the same day.  Withdrawals obviously slower.

ranciduk

cloud_dog said:

Payments from HSBC appear in Shawbrook the same day.  

Over the weekend ?

Section62

Email from FordMoney just now - they are joining the 1% club effective from today.

soulsaver

OK pot shunters... Easy Access(ish) top 10 of the pots.. 

As at 27/04/2022.. 15:00 hrs - Starter for 10; not meant to be comprehensive DYOR.
Latest changes in bold.
Bracketed dates = date rate added/amended here.

1 Chase: Saver 1.5% App only

2 Cynergy: 1.20% (14/04) Needs digipass or app for on line access.

3 Zopa: Smart Save (app only ac) 1.2% (up from1.15%) to £85k (up from £15k) max. (19/04) (NB 7,31,95 day notice, rate boosted options).

4 Tandem: 1.10% App only A greener way to save for the future (tandem.co.uk) thnx @Andyhicks

5 Al Rayan:1.01% App onlyish..(up from recent 0.8%)

6 Marcus (and Saga): 1.0%  (08/04 & 15/04) Thnx @kora_2  thnx @janusdesign - note shared FSCS protection.

7 Atom: 1.0% (up from 0.9 14/04) App only thnx @intalex Instant Saver 1.00% Interest Rate - Easy Access Savings | Atom bank

8 Virgin Money Saver: 1% (Max £25k).
 
9 Ford Money Flex Savings 1.0% (27/04)Flexible Savings Account - Easy access savings | Ford Money  (Thnx @Section62)

10 =Aldermore: 0.95% Double Access (or 0.85 EA) both £1k to open thnx @janusdesign

10 = Sainsbury Defined Access Iss27 (15/04) 0.95% tier£1k+; limit to 3w/ds High Interest Savings Accounts with Sainsbury's Bank (sainsburysbank.co.uk) Merci @canaldumidi


Check terms for yourself - DYOR.
Note: These rates may not be applied to existing accounts...DYOR

Other than VM 2% £1k limit, others  of note?

Also see Regular Savings Accounts: The Best Currently Available List! — MoneySavingExpert Forum

And Cash ISAs: The Best Currently Available List — MoneySavingExpert Forum

cloud_dog

ranciduk said:

cloud_dog said:

Payments from HSBC appear in Shawbrook the same day.  

Over the weekend ?

Never done it over the weekend, I don't think.

Newly_retired

Of the accounts which do not use an app, can anyone tell me which use Faster Payments, please?

soulsaver

Newly_retired said:

Of the accounts which do not use an app, can anyone tell me which use Faster Payments, please?

Pretty well all of the mains.

Malchester

I have Marcus and any movement in and out is almost instantaneous. I assume Saga will be the same. Did have Ivestec which was the same but took till the next day one Saturday so moved to Marcus.

jaypers

Newly_retired said:

Of the accounts which do not use an app, can anyone tell me which use Faster Payments, please?

Marcus and Investec both use FPS. Atom does too but App only.