The Top Easy Access Savings Discussion Area

fwdrew

I moved a bulk amount out of Atom. I like Atom and its good to see an increase but not high enough rise to justify putting in back in there. Thought they may have competed more with Cynergy, Zopa or Tandem.
  
My money is switching between my accounts like a yoyo at present
  

veryintrigued

Credit to @soulsaver for their hard work here

canaldumidi

why is sainsburys defined access saver (0.95%) not in the top 10? Is it because of the tiered rates, or the limit to 3 withdawals a year?

simoncorkswill1

Went for Raisin bonus to go into Investec , opened account into Starling , very efficient, about forty minutes for checks .
transferred test amount , they note can take 24hrs to appear , 36 hours later nothing , details all checked and correct , whatever you do carry out a test transfer, I nearly forgot , I have no idea if this is usual for Raisin but when I tried phoning I got what I would call a tin pot connection so hung up .

Aidanmc

simoncorkswill1 said:

Went for Raisin bonus to go into Investec , opened account into Starling , very efficient, about forty minutes for checks .
transferred test amount , they note can take 24hrs to appear , 36 hours later nothing , details all checked and correct , whatever you do carry out a test transfer, I nearly forgot , I have no idea if this is usual for Raisin but when I tried phoning I got what I would call a tin pot connection so hung up .

From past experience the fund sent to Raisin appeared the following day, then they disappear from Raisin balance when are sent to the actual bank you are investing with, which i think took another day or 2, but i think it also depends on which bank you are investing with.

Did you check Raisin transaction history?

simoncorkswill1

Aidanmc 

From past experience the fund sent to Raisin appeared the following day, then they disappear from Raisin balance when are sent to the actual bank you are investing with, which i think took another day or 2, but i think it also depends on which bank you are investing with.

Did you check Raisin transaction history?

Thanks , I did have a look at transaction history , wandered around most headings , the only thing showing was the intended amount to transfer to Investec , but until I can be sure they have the test amount I’m not comfortable moving anything else .

Daliah

@simoncorkswill1 apparently there's a known issue at Raisin:

https://forums.moneysavingexpert.com/discussion/6342960/raisin-uk#latest

simoncorkswill1

Daliah said:

@simoncorkswill1 apparently there's a known issue at Raisin:

https://forums.moneysavingexpert.com/discussion/6342960/raisin-uk#latest

Thanks for pointer , exactly the issue and I suspected the problem outlined was going to be likely , technology , wonderful when working .

Uxb1

Molehusband said:

I've just had a phone chat with their agent and was amazed by what they told me. They tell me that tomorrow (14th) the rate on my D31 is being increased to an amazing 0.85%. This is even significantly better than the 0.7% being offered on the new account I've just opened. They tell me they are not aware of any plans to increase the 0.7% rate on my newly opened issue 48.

They were incorrect
I've just had an email saying my D48 easy account is changing to 0.85% as of the same 14th

Molehusband

Uxb1 said:

Molehusband said:

I've just had a phone chat with their agent and was amazed by what they told me. They tell me that tomorrow (14th) the rate on my D31 is being increased to an amazing 0.85%. This is even significantly better than the 0.7% being offered on the new account I've just opened. They tell me they are not aware of any plans to increase the 0.7% rate on my newly opened issue 48.

They were incorrect
I've just had an email saying my D48 easy account is changing to 0.85% as of the same 14th

The facts are slightly more complicated than you have suggested. The situation now is as follows:

1 My 12-year old D31 savings account was indeed upgraded to 0.85% (for £1000+) on 14 April

2 You are not correct in referring to a "D48" which doesn't exist. Until 14 April they offered an Issue 48 (I48) but that was withdrawn to new applications on that day. However the interest rate changed to 0.85% for existing customers.

3 On 14 April they introduced a new I49 account paying 0.85% (£1000+)