The Top Easy Access Savings Discussion Area

Wheres_My_Cashback

Daliah said:

My only remaining comment on the matter is to refer you back to the one you have commented on

I do find it rather ironic and hypocritical that you yourself accused another poster of scaremongering just 2 days ago when that poster suggested that Chase could suffer from technical issues due to high volumes using the app to set up new accounts.

Daliah said:

k_man said:

The Chase systems will be getting some hammer this morning.

Expect a few errors, timeouts, and something went wrong messages

Needless scaremongering

Who was right and who was wrong ? End !

Descrabled

Suspicious Behaviour

I remember some months ago that there was a problem reported about the Coop Bank closing someone's account for repeated debit card payments of, I think, £1 to obtain an everyday reward of 2p a shot.

My advice is not to play fast and loose with any bank because they can close an account anytime they like.

gwapenut

Suspicious behaviour resulting in account closure is entirely feasible. Reporting it as fraud is another matter enitrely. 

S_uk

I was a little surprised at the wording Chase have used on their website regarding the saver account:



So does this mean I can be paid 1.50% on my savings in this account for as long as I like?

Wheres_My_Cashback

Descrabled said:

Suspicious Behaviour

I remember some months ago that there was a problem reported about the Coop Bank closing someone's account for repeated debit card payments of, I think, £1 to obtain an everyday reward of 2p a shot.

My advice is not to play fast and loose with any bank because they can close an account anytime they like.

Feasible, but I'm sure any bank would firstly enquire as to why and secondly advise/warn if not acceptable prior to any closure, otherwise the Ombudsman would have a field day.

PS. There's no need for anyone to spend £1.01,

There's a far easier/better way 

CheekyMikey

andyhicks88 said:

Zopa are up to 1% now.

Disappointing that there is a £15k limit…better deals will come along. I expect YBS to offer unlimited deposit easy access over 1% next week..

Malchester

CheekyMikey said:

andyhicks88 said:

Zopa are up to 1% now.

Disappointing that there is a £15k limit…better deals will come along. I expect YBS to offer unlimited deposit easy access over 1% next week..

Yes YBS have said they are increasing variable rates by at least 2.5% points on 5th April. Dont know exact new rates yet. I have held off moving easy access and easy access ISA elsewhere until i see what their increase on my accounts is

soulsaver

Malchester said:

CheekyMikey said:

andyhicks88 said:

Zopa are up to 1% now.

Disappointing that there is a £15k limit…better deals will come along. I expect YBS to offer unlimited deposit easy access over 1% next week..

Yes YBS have said they are increasing variable rates by at least 2.5% points on 5th April. Dont know exact new rates yet. I have held off moving easy access and easy access ISA elsewhere until i see what their increase on my accounts is

Got the source? Got a link?
eta good to get back on topic, even speculatively.

Malchester

soulsaver said:

Malchester said:

CheekyMikey said:

andyhicks88 said:

Zopa are up to 1% now.

Disappointing that there is a £15k limit…better deals will come along. I expect YBS to offer unlimited deposit easy access over 1% next week..

Yes YBS have said they are increasing variable rates by at least 2.5% points on 5th April. Dont know exact new rates yet. I have held off moving easy access and easy access ISA elsewhere until i see what their increase on my accounts is

Got the source? Got a link?
eta good to get back on topic, even speculatively.

It was on their website a few days ago but with no details other than variable rates will rise by at least 0.25% points. I have both easy access and easy access ISA paying up to 0.82% on each account depending on amount held. If they go up by 0.25% points at all levels will be 1.07% at highest level

refluxer

Just noticed that Tesco have increased the rate of their once top-of-the-table Internet Saver account to 0.71% but they're going to have to do quite a bit better than that at the moment !