The Top Easy Access Savings Discussion Area

Malchester

soulsaver said:

Malchester said:

CheekyMikey said:

andyhicks88 said:

Zopa are up to 1% now.

Disappointing that there is a £15k limit…better deals will come along. I expect YBS to offer unlimited deposit easy access over 1% next week..

Yes YBS have said they are increasing variable rates by at least 2.5% points on 5th April. Dont know exact new rates yet. I have held off moving easy access and easy access ISA elsewhere until i see what their increase on my accounts is

Got the source? Got a link?
eta good to get back on topic, even speculatively.

It was on their website a few days ago but with no details other than variable rates will rise by at least 0.25% points. I have both easy access and easy access ISA paying up to 0.82% on each account depending on amount held. If they go up by 0.25% points at all levels will be 1.07% at highest level

refluxer

Just noticed that Tesco have increased the rate of their once top-of-the-table Internet Saver account to 0.71% but they're going to have to do quite a bit better than that at the moment ! 

Malchester

The link for YBS is

www.ybs.co.uk/boe-rate-change/index.html

littlemoney

Daliah said:

Chase UK 1.5% AER. Proper instant access account. Not for those without smartphone or tablet as it is digital only. Thanks to @andyhicks88 for the heads up.

https://www.chase.co.uk/gb/en/product/chase-saver-account/

Are you saying that digital only means that it is not available for via a windows laptop but only via android.

refluxer

littlemoney said:

Daliah said:

Chase UK 1.5% AER. Proper instant access account. Not for those without smartphone or tablet as it is digital only. Thanks to @andyhicks88 for the heads up.

https://www.chase.co.uk/gb/en/product/chase-saver-account/

Are you saying that digital only means that it is not available for via a windows laptop but only via android.

'App only' would probably be a better term - there is no online banking facility via their website.

Daliah

littlemoney said:

Daliah said:

Chase UK 1.5% AER. Proper instant access account. Not for those without smartphone or tablet as it is digital only. Thanks to @andyhicks88 for the heads up.

https://www.chase.co.uk/gb/en/product/chase-saver-account/

Are you saying that digital only means that it is not available for via a windows laptop but only via android.

Android or iOS. Not available for laptops or PCs.

littlemoney

Daliah said:

littlemoney said:

Daliah said:

Chase UK 1.5% AER. Proper instant access account. Not for those without smartphone or tablet as it is digital only. Thanks to @andyhicks88 for the heads up.

https://www.chase.co.uk/gb/en/product/chase-saver-account/

Are you saying that digital only means that it is not available for via a windows laptop but only via android.

Android or iOS. Not available for laptops or PCs.

Shame. I was going to apply but I only have a tablet with version 6 (too old) and my phone doesn't have space for another app. Digital discrimination. You need to be rich enough to have an up to date tablet or a phone with a large memory. They don't want people who can't afford the latest technology.

Malchester

I recently bought new Samsung tablet but it is not compatible with the Chase app

The_Blacklist

May I warn people that the Chase app does not have log out option. The app will close if there is no activity for couple of minutes.
Also, even if you leave/close the app and open within a minute app is still open with your account dashboard.
Additionally, I tried to deposit my usual "check authenticity of the bank details" with £10.00, my bank (First Direct) did not confirm the receiving bank (Chase) bank details.
I have reported both issues to the Chase bank through the message us.
I have been told to use another bank to deposit my money.
I will now have to open a new account if I want to deposit any money in Chase UK.

gt94sss2

The_Blacklist said:

Additionally, I tried to deposit my usual "check authenticity of the bank details" with £10.00, my bank (First Direct) did not confirm the receiving bank (Chase) bank details.

Chase UK do not currently support the Confirmation of Payee scheme. 

They have said they will be adding it sometime this year.

Opening/using another account elsewhere to make deposits will make no difference.

You can ignore the lack of CoP message - just make sure you type in the details correctly.