The Top Easy Access Savings Discussion Area

Malchester

The link for YBS is

www.ybs.co.uk/boe-rate-change/index.html

littlemoney

Daliah said:

Chase UK 1.5% AER. Proper instant access account. Not for those without smartphone or tablet as it is digital only. Thanks to @andyhicks88 for the heads up.

https://www.chase.co.uk/gb/en/product/chase-saver-account/

Are you saying that digital only means that it is not available for via a windows laptop but only via android.

refluxer

littlemoney said:

Daliah said:

Chase UK 1.5% AER. Proper instant access account. Not for those without smartphone or tablet as it is digital only. Thanks to @andyhicks88 for the heads up.

https://www.chase.co.uk/gb/en/product/chase-saver-account/

Are you saying that digital only means that it is not available for via a windows laptop but only via android.

'App only' would probably be a better term - there is no online banking facility via their website.

Daliah

littlemoney said:

Daliah said:

Chase UK 1.5% AER. Proper instant access account. Not for those without smartphone or tablet as it is digital only. Thanks to @andyhicks88 for the heads up.

https://www.chase.co.uk/gb/en/product/chase-saver-account/

Are you saying that digital only means that it is not available for via a windows laptop but only via android.

Android or iOS. Not available for laptops or PCs.

littlemoney

Daliah said:

littlemoney said:

Daliah said:

Chase UK 1.5% AER. Proper instant access account. Not for those without smartphone or tablet as it is digital only. Thanks to @andyhicks88 for the heads up.

https://www.chase.co.uk/gb/en/product/chase-saver-account/

Are you saying that digital only means that it is not available for via a windows laptop but only via android.

Android or iOS. Not available for laptops or PCs.

Shame. I was going to apply but I only have a tablet with version 6 (too old) and my phone doesn't have space for another app. Digital discrimination. You need to be rich enough to have an up to date tablet or a phone with a large memory. They don't want people who can't afford the latest technology.

Malchester

I recently bought new Samsung tablet but it is not compatible with the Chase app

The_Blacklist

May I warn people that the Chase app does not have log out option. The app will close if there is no activity for couple of minutes.
Also, even if you leave/close the app and open within a minute app is still open with your account dashboard.
Additionally, I tried to deposit my usual "check authenticity of the bank details" with £10.00, my bank (First Direct) did not confirm the receiving bank (Chase) bank details.
I have reported both issues to the Chase bank through the message us.
I have been told to use another bank to deposit my money.
I will now have to open a new account if I want to deposit any money in Chase UK.

gt94sss2

The_Blacklist said:

Additionally, I tried to deposit my usual "check authenticity of the bank details" with £10.00, my bank (First Direct) did not confirm the receiving bank (Chase) bank details.

Chase UK do not currently support the Confirmation of Payee scheme. 

They have said they will be adding it sometime this year.

Opening/using another account elsewhere to make deposits will make no difference.

You can ignore the lack of CoP message - just make sure you type in the details correctly. 

typistretired

Not all banks or building societies can be checked by the new checking system just pay £1 and as long as you know you have input the right details confirm it. The banks scare the life out of you lately asking why you are making the payment with a list of why you are making the payment even for a £1
Plus Chase send you a notification when they receive your deposits if you have notifications switched on.

Daliah

The_Blacklist said:

May I warn people that the Chase app does not have log out option. The app will close if there is no activity for couple of minutes.
Also, even if you leave/close the app and open within a minute app is still open with your account dashboard.
Additionally, I tried to deposit my usual "check authenticity of the bank details" with £10.00, my bank (First Direct) did not confirm the receiving bank (Chase) bank details.
I have reported both issues to the Chase bank through the message us.
I have been told to use another bank to deposit my money.
I will now have to open a new account if I want to deposit any money in Chase UK.

On an iPhone, all you have to do to log out is swipe up to close the app. Much easier than clicking on a Logout button which you first have to locate. I presume similar is true for Android devices.

The Confirmation Of Payee (COP) function won't work from ANY bank because Chase, like numerous other financial institutions, is not a participant of COP. Whilst COP is considered useful by many consumers, we have lived without COP for a couple of decades and it is easy enough to do your own "COP" by sending just a pound or two to a new payee as a test payment, to confirm that you have not mistyped the sort code and account number before you transfer larger amounts. ALL banks who participate in COP will allow you to ignore their COP check. There is no need to open another bank account to make deposits into Chase.