The Top Easy Access Savings Discussion Area

Daliah

cymruchris said:

typistretired said:

My second payment in is delayed could be my main bank account doing a check

The same has just happened with me - transferring out of Virgin. 

Unfortunately, banks are now increasing the checks they do on larger transfers, as they have to invariably refund people who [say they] got scammed. I have been on the phone to Santander for 1 hour 3 minutes, mostly listening to music, to get my payments released. Santander is my hub account, so most of my shifting of savings must go via Santander. Amazingly, I had no problem getting £10K out of Virgin this morning, but that went to a payee I have used regularly before.

Nick_C

Virgin are a pain when withdrawing to a new payee.  I tried to fund my 3 Halifax Reward Current Accounts a couple of weeks ago with 3 * £1500 from Virgin.  The first one went through, the next two failed.  I moved £3000 to a long established Lloyds account and funded Halifax from there instead.

I tried for over half an hour but couldn't get through on the phone to Virgin.  They locked my account and contacted me about 24 hours later.

SpanishBlue

Nick_C said:

 I tried to fund my 3 Halifax Reward Current Accounts a couple of weeks ago with 3 * £1500 from Virgin.  The first one went through, the next two failed.  I moved £3000 to a long established Lloyds account and funded Halifax from there instead.

You can if it's any easier for you to, just transfer £1500 to one Halifax Reward Current Account, and then just move it to the 2nd account and then to the 3rd.

I do that every month without any issues.

quirkydeptless

Opened a Chase current account Today, then the Easy Saver, and transferred a bunch of sub-1.5% easy access savings into it.

Easy peasy

masca

It's a pity that Chase don't offer joint accounts...

cymruchris

After a call to virgin my funds were released and they’ve now arrived at chase…

typistretired

Chase were  having a problem at their end too because of the volume of deposits 

tg99

I did 4x large amounts to Chase savings in space of a few mins (as had to split into several transactions) and the final one was received instantly but the first three still not arrived three hours later. Spoke to Chase and they acknowledged an issue at their end because of the high volume of deposits being received today. Could not give timescale of when would be received but said to call tomorrow if still not there.

Was also told cumulative withdrawal limit across all Chase accounts (including debit card payments from the current account) of £25k per day.

typistretired

Chase seems to be coping better today with payments into their accounts practically instant

polymaff

https://www.chase.co.uk/gb/en/legal/round-ups/

Knockout iinterest rate - but you'll knock yourself out with all those £1.01 debit card spends...