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G_M

badger09 wrote: »

I really don't mind spending about 30 minutes once a month to shuffle and achieve between 3 and 5% (5% soon to end ) rather than 1.55% or 1.65%.


But then I have plenty of time and I do like watching my spreadsheet update.

Perhaps I should get out more :rotfl:

No idea why people do this.

It's what Standing Orders were invented for.

badger09

G_M wrote: »

No idea why people do this.

It's what Standing Orders were invented for.

I like to be in control

Herbalus

badger09 wrote: »

I really don't mind spending about 30 minutes once a month to shuffle and achieve between 3 and 5% (5% soon to end ) rather than 1.55% or 1.65%.

It takes me about 2 minutes....

G_M wrote: »

No idea why people do this.
It's what Standing Orders were invented for.

Depends how you're set up. All my accounts are with the same provider so I have to transfer money out before it can come back in. If I set up a standing order I'd have to send it back the next day to make sure they go in the right order. Lose a day's interest that way! :eek:

Grouchy

Just a quickie on the 123 Santander account. I understand that two DDs must be set up on each account (plus the other qualifying features) but do the DDs have to be monthly DDs or can they be quarterly or annual?

Thanks

Stompa

Grouchy wrote: »

Just a quickie on the 123 Santander account. I understand that two DDs must be set up on each account (plus the other qualifying features) but do the DDs have to be monthly DDs or can they be quarterly or annual?

It doesn't matter, they don't even have to be used at all (although I guess they'll probably expire after 13[?] months if they're not).

Grouchy

Thanks once again Stompa.

gilly56

Glad to learn from this thread that Paypal qualifies as a DD! I can see it listed under my DDs in my 1-2-3 account. So if I only purchase say 4 or 5 items on Ebay per annum and always pay with Paypal, that will keep me covered?

gilly56

Sorry duplicated my post in error, was just adding that I am thinking of opening second 1-2-3 account later this year when a savings bond matures.

badger09

gilly56 wrote: »

Glad to learn from this thread that Paypal qualifies as a DD! I can see it listed under my DDs in my 1-2-3 account. So if I only purchase say 4 or 5 items on Ebay per annum and always pay with Paypal, that will keep me covered?

Yes

That's exactly what I did when I used PayPal DDs to qualify for 4% on Lloyds Vantage accounts some time ago.

gilly56

Thanks badger, good to know :-))