The Top Easy Access Savings Discussion Area

Mr._H_2

Wendell_Pierce wrote: »

Thing was back then some bank workers thought they were special, when the likes of FD came along it turned high street banks into shops for money, no more no less.

You do know that FD was founded by Midland and is now owned by HSBC (who acquired Midland), right?

I-LOV-MONEY

Mr._H wrote: »

You do know that FD was founded by Midland and is now owned by HSBC (who acquired Midland), right?

It just shows they can do it if they want. I bet FD gets more approval rating than HSBC.

basiaking

FD are fine as long as you don't plan on using their internet banking which is awful!

innovate

Wouldn't call it awful - it's just about a decade behind the times, very basic in look and feel and functionality. You can still pay one-off or regular bills and transfer money to other accounts.

Mind you, may be the ancient website is one of the reasons why so many people seem to need to ring them so often.

I-LOV-MONEY

basiaking wrote: »

FD are fine as long as you don't plan on using their internet banking which is awful!

innovate wrote: »

Wouldn't call it awful - it's just about a decade behind the times, very basic in look and feel and functionality. You can still pay one-off or regular bills and transfer money to other accounts.

Mind you, may be the ancient website is one of the reasons why so many people seem to need to ring them so often.

I have no problem with internet banking. I set up bills, pay bills. Move money from one account to another. It is very rarely that I need to ring them.

basiaking

I-LOV-MONEY wrote: »

I have no problem with internet banking. I set up bills, pay bills. Move money from one account to another. It is very rarely that I need to ring them.

Yes fine for this. However, if you want to do a basic transaction search, delete an old payee that you don't use anymore online or make an online payment to someone abroad you can't! These are all pretty basic things that you can do with most other online banks.

Stompa

Tesco have withdrawn their 2.4% Internet Saver account, and replaced it with one paying 2.0%.

I-LOV-MONEY

Do you know if it is a new account, or have they reduced the bonus?

I rang them the other day and check the rates of interest. I have three accounts, for different funds. The girl on the phone got quite stroppy and said under the rules and regs I should only have one account. She said she would have to report it to her manager. I said had I not rung to enquire about the rates everything would be okay and nobody bothered. Ms Jobsworth then said about the rules and regs again. I rang off, but have heard nothing.

Clockly

We have recently agreed a sale on our house and as we plan to rent for a few months prior to buy ( 6 - 9mths) we need to stash the cash . It will be about 420k - need a monthly income from it but also instant or 30days notice withdrawals- any advice appreciated

idb1979

Stompa wrote: »

Tesco have withdrawn their 2.4% Internet Saver account, and replaced it with one paying 2.0%.

I-LOV-MONEY wrote: »

Do you know if it is a new account, or have they reduced the bonus?

I'd also be interested if they have reduced the bonus as I have just opened an account myself last month, but not started transferring money into it yet.