The Top Easy Access Savings Discussion Area

Bridlington1

@soulsaver

Cynergy Bank Online Easy Access Account (Issue 77) now 4.91%

Aidanmc

Never received any notification re Cynergy Issue 68 interest rate cut.

Have both solo and joint of that issue.

1spiral

Aidanmc said:

Never received any notification re Cynergy Issue 68 interest rate cut.

Have both solo and joint of that issue.

Same here but only have a joint account with >£1K balance. Are your balances above £100? I know some companies don't inform you if the balance is less than that.

Bobblehat

1spiral said:

Aidanmc said:

Never received any notification re Cynergy Issue 68 interest rate cut.

Have both solo and joint of that issue.

Same here but only have a joint account with >£1K balance. Are your balances above £100? I know some companies don't inform you if the balance is less than that.

Although not easy access, I recently had an email from Cynergy telling me to look at my online messages about a rate reduction. The online message was a reminder of a rate reduction to the 95 Day Notice account (Iss 4 at 5.5%) ... it said reminder to an earlier email. I never received that earlier email, even though there is £10K+ in the account.

In effect, I have had only about 2 weeks notice on the rate reduction! As far as I can tell, I still have to give 95 days notice to withdraw or close! Luckily, I already have a rolling notice that closes the account in early August!

Have I missed any notifications on EA Iss 69?

I'm becoming less and less impressed with Cynergy as time goes on!

MSE_JC

Hi all,

After being created more than 16 years ago (when Leona Lewis was topping the charts after winning X Factor and Daniel Craig made his Bond debut), this thread has now reached over 20,000 posts! As a result, it's starting to creak a bit under the weight of all that amazing MoneySaving insight, which is leading to some technical hitches for people trying to add new posts.

So we'll shortly be closing this thread and starting a brand new one. You'll still be able to view this thread to take a look back, and we'll post a link to the fresh thread here when we push the button to close it down.

Thanks for your understanding.

MSE JC

Malchester

Thanks MSE JC sounds a very sensible idea

Aidanmc

1spiral said:

Aidanmc said:

Never received any notification re Cynergy Issue 68 interest rate cut.

Have both solo and joint of that issue.

Same here but only have a joint account with >£1K balance. Are your balances above £100? I know some companies don't inform you if the balance is less than that.

The joint acc has been well over £100 since Santander Saver reduced its rates in May, the sole account may not have had £100 + consistently

simonsmithsays

MSE_JC said:

Hi all,

After being created more than 16 years ago (when Leona Lewis was topping the charts after winning X Factor and Daniel Craig made his Bond debut), this thread has now reached over 20,000 posts! As a result, it's starting to creak a bit under the weight of all that amazing MoneySaving insight, which is leading to some technical hitches for people trying to add new posts.

So we'll shortly be closing this thread and starting a brand new one. You'll still be able to view this thread to take a look back, and we'll post a link to the fresh thread here when we push the button to close it down.

Thanks for your understanding.

MSE JC

I 'bleeding love' this thread too.

I guess I'll 'run' over to the new thread though.

I suppose the new thread will be 'better in time'.

Speaking directly to the thread topic - apart from the Regular Saver thread 'You are the reason' I visit this forum.

refluxer

According to an email I just received, Paragon's Double Access (Issue 3) account is reducing from 5.25% to 5.00% on 27th June 2024

intalex

refluxer said:

According to an email I just received, Paragon's Double Access (Issue 3) account is reducing from 5.25% to 5.00% on 27th June 2024

Stayed 0.05% above the Skipton BRT, so they will still hold on to my funds just yet.