The Top Easy Access Savings Discussion Area

flobbalobbalob

castle96 said:

Sorry,, yes £20k on T&C. I have paid £1K INTO THE 4.94 A/C ALREADY (AS THIS IS THE MIN.) Can I withdraw £999 AND LEAVE £1 in? so that I have 2 a/cs. (In case they close/lower the 5.02 one

I've had £1 in mine since last November

Burcot

I had an old chip with a few £ left in it.  Checked in again like the idea of the 5.01% booster.  Anyway, got a friend to apply...download etc but towards the end of process the friend didn't like the bit 'allow chip access to your data for 90 days'.  So I didnt get my 5% account.  Chip did seem to be asking for access to a lot of data!!

gravel_2

Burcot said:

I had an old chip with a few £ left in it.  Checked in again like the idea of the 5.01% booster.  Anyway, got a friend to apply...download etc but towards the end of process the friend didn't like the bit 'allow chip access to your data for 90 days'.  So I didnt get my 5% account.  Chip did seem to be asking for access to a lot of data!!

It's for open banking transfers.

janusd

castle96 said:

Sorry,, yes £20k on T&C. I have paid £1K INTO THE 4.94 A/C ALREADY (AS THIS IS THE MIN.) Can I withdraw £999 AND LEAVE £1 in? so that I have 2 a/cs. (In case they close/lower the 5.02 one

you can, but you won't earn any interest on that account until the balance reaches the minimum of £1k again (or I suppose in the case of the limited edition, £20k).

sheslookinhot

janusdesign said:

castle96 said:

Sorry,, yes £20k on T&C. I have paid £1K INTO THE 4.94 A/C ALREADY (AS THIS IS THE MIN.) Can I withdraw £999 AND LEAVE £1 in? so that I have 2 a/cs. (In case they close/lower the 5.02 one

you can, but you won't earn any interest on that account until the balance reaches the minimum of £1k again (or I suppose in the case of the limited edition, £20k).

Given it’s only a £1 being left I don’t think the poster will be expecting any interest.

CuparLad

Interesting comment this morning from the Markets Guest on Today's Business News on Radio 4. The markets have "fully priced in" a base rate cut from the ECB on 20th June, but a base rate cut from the BoE on the same day was "unlikely" given that any movement could be viewed as potentially political during the GE campaign. Hopefully that means that those who managed to grab the 5.2%+ IA accounts that haven't yet cut their rates might see them held for another month or so. Fingers crossed.

Zerforax

At least the Chip 0.17% bonus rate is super easy to achieve/activate as a referral.

MichaelAP

Noticed today ZOPA included within my ISA a ‘Bonus Interest’ with my monthly Interest. Anyone care to widen an explanation of this Bonus Interest?
Thanks.

refluxer

MichaelAP said:

Noticed today ZOPA included within my ISA a ‘Bonus Interest’ with my monthly Interest. Anyone care to widen an explanation of this Bonus Interest?
Thanks.

There's a small discussion and possible answer towards the bottom of this thread...

https://forums.moneysavingexpert.com/discussion/6530259/zopa-bonus-interest#latest

pokemaster

NS&I Direct Saver increase from 3.65% to 4% on 23rd May

I know its no where near the top, but haven't seen anyone mention it.