The Top Easy Access Savings Discussion Area

charlie12525

flaneurs_lobster said:

charlie12525 said:

flaneurs_lobster said:

CuparLad said:

Middle_of_the_Road said:

CuparLad said:

friolento said:

Wheres_My_Cashback said:

janusdesign said:

Coventry BS have finally launched their own app (mentioned in their members blog) - installed the android version, registered and it seems to work fine.

Very quick to install and set up on Android, one device only permitted.

App not working if you use NordVPN

It appears you also need to enable Location Services to even use the App to "prevent fraud". Since none of the other 22 banking apps I have need to track my exact location in order to work, I'll give this one a miss.

Is this really a negative attribute as far as security is concerned? I gave permission "only while using the app"

Absolutely it is, if the website can operate without the need to know where a customer is, but the App cannot. 22 other financial organisations don't have the need for this. As I say, I'll pass. It's a personal choice.

I'm going to be doing my next monthly funding of 20-odd RS accounts from somewhere south of Hanoi (at least, that's the plan). Be interesting if my location sets off any alarms. 

I've recently done a lot of online banking with a number of banks/ building socs from Thailand. If I had any problems logging in etc then I turned my vpn on and had no further problems.

Can I ask which VPN you favour?

I use both windscribe and tunnelbear extensions on chrome browser. Both are free.

BlackthornU

simonsmithsays said:

allegro120 said:

Chorley Easy Access Saver (1 Withdrawal) NLA

Goes down from 5.3% to 5.1% from19th February 2024.

Note that it seems those with the NORTH WEST & LOYALTY EASY ACCESS SAVER account that you will be affected too as I received the same email.

Chorley have renamed the NORTH WEST & LOYALTY EASY ACCESS SAVER account to Chorley Easy Access Saver (1 Withdrawal) (effective this month - bottom of page here https://www.chorleybs.co.uk/savings/interest-rates-for-withdrawn-accounts/)
And seem to be saying that the conditions for both the original and changed name accounts are the same even though notification about change of conditions only went out about the Chorley Easy Access Saver (1 Withdrawal) in October, not mentioning the NW & Loyalty account and Chorley were referring to the accounts differently in October and the accounts started with different minimum balances required.

Email from Chorley BS 19 October 2023 - 
Important information regarding your Easy Access Saver (1 withdrawal)

We're writing to let you know of some changes to your Easy Access Saver (1 withdrawal account).

From the 18th December 2023, if you choose to make more than one withdrawal, the account will be transferred to our Chorleian account and will no longer revert to your Easy Access Savers (1 withdrawal) account in the following January.  Please note that the Chorleian account is an easy access account with no withdrawal restrictions.

Email from Chorley 20 October 2023 -
Important information regarding your Easy Access Saver NW & Loyalty (1 withdrawal)

We're writing to let you know of a change we have made to your Easy Access Saver NW and Loyalty (1 withdrawal account).

We have increased the maximum balance of this account to £500,000. The maximum holding by any one person in respect of all savings accounts with the Society is £500,000. For details of all of our savings accounts please visit our website.

Bridlington1

@soulsaver
Leeds BS Limited Issue Online Access Account (Issue 54) to go NLA, replaced by issue 55 at the same rate but with a new maturity date of 31/3/25 (rather than 2/3/25 as was the case for issue 54).

sheslookinhot

Bridlington1 said:

@soulsaver
Leeds BS Limited Issue Online Access Account (Issue 54) to go NLA, replaced by issue 55 at the same rate but with a new maturity date of 31/3/25 (rather than 2/3/25 as was the case for issue 54).

No mention of Issue 55 on the Leeds BS website. Still issue 54

JamesRobinson48

sheslookinhot said:

Bridlington1 said:

@soulsaver
Leeds BS Limited Issue Online Access Account (Issue 54) to go NLA, replaced by issue 55 at the same rate but with a new maturity date of 31/3/25 (rather than 2/3/25 as was the case for issue 54).

No mention of Issue 55 on the Leeds BS website. Still issue 54

Issue 55 is there now:

https://www.leedsbuildingsociety.co.uk/savings/online-savings-accounts/limited-issue-online-access-account/

13zero8

13zero8 said:

10am this morning Tandem sends me a 30 day notification of top up rate decrease by 0.10 % as of 6th March.... 10 past midnight on 6th Feb Tandem thanks me for topping up my rate to the lower one that's supposed to start in March. Signing into app confirms rate has dropped. 

Bye bye Tandem. 

Just in case anyone cares......


On 5th February, we sent you an email letting you know we will be decreasing the Top Up rate from 0.35% to 0.25% AER* (variable) on 6th March. 

To avoid any confusion, if your Top Up rate expires between 8th February and 5th March, we have extended your Top Up expiry date to 6th March, to ensure you benefit from the 0.35% AER* (variable) before it decreases.

If you have already renewed your Top Up at the lower rate of 0.25% AER* (variable), we will adjust your Top Up to 0.35% AER* (variable) until 6th March. On 6th March your Top Up will then reduce to 0.25% AER* (variable), as previously advised.

Krakkkers

When does the Fordmoney rate drop to 4.51% ?

mebu60

Krakkkers said:

When does the Fordmoney rate drop to 4.51% ?

21 February. 4.6% annual.

Krakkkers

Thanks for that.

jimexbox

Wasn't that long ago traders were betting on five rate cuts this year. Now it's one or two.