The Top Easy Access Savings Discussion Area

Bridlington1

@soulsaver
Leeds BS Limited Issue Online Access Account (Issue 54) to go NLA, replaced by issue 55 at the same rate but with a new maturity date of 31/3/25 (rather than 2/3/25 as was the case for issue 54).

sheslookinhot

Bridlington1 said:

@soulsaver
Leeds BS Limited Issue Online Access Account (Issue 54) to go NLA, replaced by issue 55 at the same rate but with a new maturity date of 31/3/25 (rather than 2/3/25 as was the case for issue 54).

No mention of Issue 55 on the Leeds BS website. Still issue 54

JamesRobinson48

sheslookinhot said:

Bridlington1 said:

@soulsaver
Leeds BS Limited Issue Online Access Account (Issue 54) to go NLA, replaced by issue 55 at the same rate but with a new maturity date of 31/3/25 (rather than 2/3/25 as was the case for issue 54).

No mention of Issue 55 on the Leeds BS website. Still issue 54

Issue 55 is there now:

https://www.leedsbuildingsociety.co.uk/savings/online-savings-accounts/limited-issue-online-access-account/

13zero8

13zero8 said:

10am this morning Tandem sends me a 30 day notification of top up rate decrease by 0.10 % as of 6th March.... 10 past midnight on 6th Feb Tandem thanks me for topping up my rate to the lower one that's supposed to start in March. Signing into app confirms rate has dropped. 

Bye bye Tandem. 

Just in case anyone cares......


On 5th February, we sent you an email letting you know we will be decreasing the Top Up rate from 0.35% to 0.25% AER* (variable) on 6th March. 

To avoid any confusion, if your Top Up rate expires between 8th February and 5th March, we have extended your Top Up expiry date to 6th March, to ensure you benefit from the 0.35% AER* (variable) before it decreases.

If you have already renewed your Top Up at the lower rate of 0.25% AER* (variable), we will adjust your Top Up to 0.35% AER* (variable) until 6th March. On 6th March your Top Up will then reduce to 0.25% AER* (variable), as previously advised.

Krakkkers

When does the Fordmoney rate drop to 4.51% ?

mebu60

Krakkkers said:

When does the Fordmoney rate drop to 4.51% ?

21 February. 4.6% annual.

Krakkkers

Thanks for that.

jimexbox

Wasn't that long ago traders were betting on five rate cuts this year. Now it's one or two. 

CuparLad

There was an interesting discussion on Radio 4 this morning about where inter-bank Swap Rates are likely to land. The suggestion was 4.5% for the end of 2024, but 2% for the end of 2025, indicating that most of the pain (for savers) will come next year with interest rate cuts being limited this year. Probably explains why most rates have stayed as they are. 

Ford Money seem slightly out of alignment, but that's perhaps more a reflection of their own situation than wider market sentiment. At the moment it seems that "sit tight" is the mantra unless you want some certainty, in which case a trip over to the Fixed Rate Board might be an idea.

Pompeydave1967

Interesting discussion on radio 4 so I’ve just gambled on a 5 yr 4.5% fixed with Atom. Can’t see many more 5 years deals coming up .