The Top Easy Access Savings Discussion Area

masonic

Bazzalona13295 said:

My 7% Santander rate is due to expire on or around the 25th January (a day before I usually get my interest).

I've been looking on this thread but can't find the posts about renewing at the same rate (or closing then re-opening) - who here has managed to do this successfully?

There have been posts describing closing the account via live chat and reopening for another bonus term. No reason to think that loophole has been closed yet, but it could go at any time.

Bazzalona13295

masonic said:

Bazzalona13295 said:

My 7% Santander rate is due to expire on or around the 25th January (a day before I usually get my interest).

I've been looking on this thread but can't find the posts about renewing at the same rate (or closing then re-opening) - who here has managed to do this successfully?

There have been posts describing closing the account via live chat and reopening for another bonus term. No reason to think that loophole has been closed yet, but it could go at any time.

Thankyou. I'll do it as near the 25th as I dare. I'll keep looking on here though.

Edit - found the thread. Thanks again for replying.

janusdesign

dingling68 said:

allegro120 said:

Renewed my bonus rate on Tandem today just in case it will become useful in the next 12 months.

Did you renew it on the app? I have looked but can't seem to find how? 

I got the email invite to renew on Sunday (which is one month before it was due to expire) - so if you're still more than a month away from your bonus expiry, that might explain why the option in the app is not yet available to you.

allegro120

dingling68 said:

allegro120 said:

Renewed my bonus rate on Tandem today just in case it will become useful in the next 12 months.

Did you renew it on the app? I have looked but can't seem to find how? 

Yes. I received an e-mail from Tandem saying that my bonus rate will expire on 7th Feb and I can renew it. I renewed it on the app and received confirmation e-mail "Congratulations on topping up the rate on your Instant Access Savings Account for another 12 months!".  

Yorkshire_Pud

masonic said:

Bazzalona13295 said:

My 7% Santander rate is due to expire on or around the 25th January (a day before I usually get my interest).

I've been looking on this thread but can't find the posts about renewing at the same rate (or closing then re-opening) - who here has managed to do this successfully?

There have been posts describing closing the account via live chat and reopening for another bonus term. No reason to think that loophole has been closed yet, but it could go at any time.

What account is this please? My Santander easy access is about 5.1%. Hope I’ve not missed a higher paying account!

Bridlington1

Yorkshire_Pud said:

masonic said:

Bazzalona13295 said:

My 7% Santander rate is due to expire on or around the 25th January (a day before I usually get my interest).

I've been looking on this thread but can't find the posts about renewing at the same rate (or closing then re-opening) - who here has managed to do this successfully?

There have been posts describing closing the account via live chat and reopening for another bonus term. No reason to think that loophole has been closed yet, but it could go at any time.

What account is this please? My Santander easy access is about 5.1%. Hope I’ve not missed a higher paying account!

Santander Edge Saver at 7% (max £4k).

Bridlington1

@soulsaver
Kent Reliance Easy Access Account Issue 67 has been launched at 5.11% (£1k min).

janusdesign

@soulsaver

Leeds BS Limited Issue Online Access Account (Issue 54) - 5.10% (£1k min)

Limited Issue Online Access Account (Issue 54) | Leeds Building Society

the only difference I can see is the interest maturity dates - Issue 53 matures on 2nd February 2025; Issue 54 matures on 2nd March 2025.

btw - the word "Cynergy" is missing from #5 in your top 10.

soulsaver

janusdesign said:

@soulsaver

Leeds BS Limited Issue Online Access Account (Issue 54) - 5.10% (£1k min)

Limited Issue Online Access Account (Issue 54) | Leeds Building Society

the only difference I can see is the interest maturity dates - Issue 53 matures on 2nd February 2025; Issue 54 matures on 2nd March 2025.

btw - the word "Cynergy" is missing from #5 in your top 10.

Thanks.

jaypers

Not an account that I use any more anyway as it was already way behind the pack but just had a Virgin Money email advising that from 19/3 their M Saver rate is reducing to 2.5% (for up to £25k). Seems like a strange move but I’m guessing that Virgin have absolutely no more interest in promoting this product.