The Top Easy Access Savings Discussion Area

ircE

soulsaver said:

YBS Rainy Day Svr 5.00% to £10K then 3.90% on balance over (14/09)Product Details | Savings Product Finder | YBS  

Nationwide FlexDirect 5% on £1.5k (1st year only) FlexDirect | In-credit interest current account | Nationwide

Given the relegation of the 5%-ers last week, the above smaller balance pots are no longer top rates. End of an era for Nationwide's FlexDirect.

dealyboy

ircE said:

soulsaver said:

YBS Rainy Day Svr 5.00% to £10K then 3.90% on balance over (14/09)Product Details | Savings Product Finder | YBS  

Nationwide FlexDirect 5% on £1.5k (1st year only) FlexDirect | In-credit interest current account | Nationwide

Given the relegation of the 5%-ers last week, the above smaller balance pots are no longer top rates. End of an era for Nationwide's FlexDirect.

... and coincidentally my 1 year (5%) Flex Direct anniversary (down to 1% in a couple of weeks), good while it lasted.

Zaul22

pfpf said:

Zaul22 said:

So about 3-5 months after downgrading my Edge current account, Santander have finally decided to downgrade my Edge saver. (with 2 months notice). Turns out they will actually bother to do it... eventually. 

why did you downgrade?

To not pay the £3 fee.

masonic

Zaul22 said:

pfpf said:

Zaul22 said:

So about 3-5 months after downgrading my Edge current account, Santander have finally decided to downgrade my Edge saver. (with 2 months notice). Turns out they will actually bother to do it... eventually. 

why did you downgrade?

To not pay the £3 fee.

It might have been worth opening another, but not adding any direct debits to it this time. That would avoid commencement of the fee being charged.

phillw

masonic said:
It might have been worth opening another, but not adding any direct debits to it this time. That would avoid commencement of the fee being charged.

Do they allow people to have a (NLA) 123 lite with DD and an EDGE without DD?

I kinda don't want to lose the 123 lite cashback

ColdIron

That's what I have. 123 Lite for DDs and inactive Edge with £0 balance

ashteadgirl

ColdIron said:

That's what I have. 123 Lite for DDs and inactive Edge with £0 balance

I have the above plus an everyday account 

ColdIron

For those that have one, Tesco Internet Saver now 4.75%, includes a 3.50% bonus

SeriousHoax

Chip has updated its app

Everything in this update went on behind-the-scenes. We've saved the front-of-house stuff for our next update. Watch this space.

SAC2334

pfpf said:

Zaul22 said:

So about 3-5 months after downgrading my Edge current account, Santander have finally decided to downgrade my Edge saver. (with 2 months notice). Turns out they will actually bother to do it... eventually. 

why did you downgrade?

In my case it was Santander who advised me to downgrade because the bank charges were more than my cashback savings so I switched to the basic current account . I ve still been on the 7% Edge Saver but they informed me this week I will be downgraded at the end of November .That is when I will move the £4k  it to their 5.2 % saver