The Top Easy Access Savings Discussion Area

Freebird53

Thankyou for the replies.

I assume I could also close the account on the 7th April 2024, collect the interest, and put it in an ISA?

ircE

A case of some things change and others stay the same since last month's state of play.

Reminder: True EA accounts are those that fulfil soulsaver's criteria, have no minimum deposits/balances and allow unlimited withdrawals. True Instant EA accounts are those True EA accounts that also advertise immediate deposits and withdrawals 24/7.

Observations: not as many this month as the churn in the first table wasn't reflected in the other tables, I suspect reflecting the non-movement in BR this month. Still, Tandem has once again risen to the top, as some forumites suspected they haemorrhaged funds to Santander Group - although cahoot remains in contention, as does Chip to a lesser extent. Besides Atom's and Gatehouse's return to the scorecard the only other interesting development seems to be the Goldman Sachs-Zopa rivalry taking them both up the ranks, perhaps something to watch.

SaveTheEuro

Leeds BS 5.10% £1k min Limited Issue Online Access Account (Issue 50) is no longer available. 

TiVo_Lad

Phew. Just managed to grab that yesterday afternoon!

SeriousHoax

Chip has updated its app, and you can now create a six digit login pin instead of the four.

Freebird53

If Coventry don't respond soon, I may open a Leeds account.

poppystar

SaveTheEuro said:

Leeds BS 5.10% £1k min Limited Issue Online Access Account (Issue 50) is no longer available. 

It’s still there when I just went in to see if they’d actioned my secure message to upgrade from issue49. Is this advance warning of something later today? If so I hope they process the upgrade before any deadline 🤞

janusd

poppystar said:

SaveTheEuro said:

Leeds BS 5.10% £1k min Limited Issue Online Access Account (Issue 50) is no longer available. 

It’s still there when I just went in to see if they’d actioned my secure message to upgrade from issue49. Is this advance warning of something later today? If so I hope they process the upgrade before any deadline 🤞

it was showing as pulled when the above was posted by @SaveTheEuro because I checked the link from Moneyfacts to Leeds BS and it said that it was no longer available - and it wasn't showing in their list of accounts... but checking just now, it's back and available again.

mebu60

Freebird53 said:

If Coventry don't respond soon, I may open a Leeds account.

Coventry have been unusually tardy. They are my lowest paying EA account with a meaningful amount in.

jak22

Coventry is a concern - their four access is still only 4.8%. Last year they increased with each BoE then fell back, then appeared to be competitive again. Their very low rate EA is only useful as a step when withdrawing from limited access in one transfer.

Unlike others they don't seem to update rates during the month, they've been issuing updates soon after each BoE with rates changing a couple of weeks later  or by creating a new issue - but there's been no updates since the beginning of August.