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  • Futuristic
    Futuristic Posts: 1,216 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    mebu60 said:
    How rude of Cynergy! Returned from holiday last night with one of my tasks this morning to close and transfer Issue 65 to Issue 66 at 5.0% (yes, I'm sad enough to keep an eye on these things while away) only to find it's now Issue 67 at 4.95%. Hope this isn't indicative of a general reverse in the direction of travel. See what Thursday brings. 
    I'm still confused why people stick around with Cynergy? Don't you have to open and close issues manually? 

    Tandem is at 5% right now and very easy to use for example. 
  • mebu60 said:
    How rude of Cynergy! Returned from holiday last night with one of my tasks this morning to close and transfer Issue 65 to Issue 66 at 5.0% (yes, I'm sad enough to keep an eye on these things while away) only to find it's now Issue 67 at 4.95%. Hope this isn't indicative of a general reverse in the direction of travel. See what Thursday brings. 
    I'm still confused why people stick around with Cynergy? Don't you have to open and close issues manually? 

    Tandem is at 5% right now and very easy to use for example. 
    It takes about 2mins to close old account open new with fast-track.😛
  • SeriousHoax
    SeriousHoax Posts: 336 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    edited 19 September 2023 at 1:20PM
    mebu60 said:
    How rude of Cynergy! Returned from holiday last night with one of my tasks this morning to close and transfer Issue 65 to Issue 66 at 5.0% (yes, I'm sad enough to keep an eye on these things while away) only to find it's now Issue 67 at 4.95%. Hope this isn't indicative of a general reverse in the direction of travel. See what Thursday brings. 
    Could you not have done it on holiday with your mobile phone that's when I done mine.😛
  • Futuristic
    Futuristic Posts: 1,216 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    mebu60 said:
    How rude of Cynergy! Returned from holiday last night with one of my tasks this morning to close and transfer Issue 65 to Issue 66 at 5.0% (yes, I'm sad enough to keep an eye on these things while away) only to find it's now Issue 67 at 4.95%. Hope this isn't indicative of a general reverse in the direction of travel. See what Thursday brings. 
    I'm still confused why people stick around with Cynergy? Don't you have to open and close issues manually? 

    Tandem is at 5% right now and very easy to use for example. 
    It takes about 2mins to close old account open new with fast-track.😛
    And constant logging in and open/closing new accounts. May be acceptable to you in this day and age but can tell from their site they run on legacy systems. 
  • PixelPound
    PixelPound Posts: 3,069 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    mebu60 said:
    How rude of Cynergy! Returned from holiday last night with one of my tasks this morning to close and transfer Issue 65 to Issue 66 at 5.0% (yes, I'm sad enough to keep an eye on these things while away) only to find it's now Issue 67 at 4.95%. Hope this isn't indicative of a general reverse in the direction of travel. See what Thursday brings. 
    Could you not have done it on holiday with your mobile phone that's when I done mine.😛
    do you have 2 mobiles then, or don't you use the authenticator app?

  • I use the authenticator app.

  • nic_c said:
    mebu60 said:
    How rude of Cynergy! Returned from holiday last night with one of my tasks this morning to close and transfer Issue 65 to Issue 66 at 5.0% (yes, I'm sad enough to keep an eye on these things while away) only to find it's now Issue 67 at 4.95%. Hope this isn't indicative of a general reverse in the direction of travel. See what Thursday brings. 
    Could you not have done it on holiday with your mobile phone that's when I done mine.😛
    do you have 2 mobiles then, or don't you use the authenticator app?

    I just use 1 tablet. Instead of scanning the QR code you just tap it and it takes you straight to the authenticator app without requiring the camera.
  • janusd
    janusd Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    mebu60 said:
    How rude of Cynergy! Returned from holiday last night with one of my tasks this morning to close and transfer Issue 65 to Issue 66 at 5.0% (yes, I'm sad enough to keep an eye on these things while away) only to find it's now Issue 67 at 4.95%. Hope this isn't indicative of a general reverse in the direction of travel. See what Thursday brings. 
    I'm still confused why people stick around with Cynergy? Don't you have to open and close issues manually? 

    Tandem is at 5% right now and very easy to use for example. 
    I like Cynergy and ordinarily it would be my goto "instant" EA account - but their recent login issues and the Santander account meant that I moved a large chunk of its balance to Santander.
    the opening/closure of new issues is pretty automated in the sense that it's just a couple of clicks - no big deal...
  • mebu60
    mebu60 Posts: 1,728 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 19 September 2023 at 3:17PM
    mebu60 said:
    How rude of Cynergy! Returned from holiday last night with one of my tasks this morning to close and transfer Issue 65 to Issue 66 at 5.0% (yes, I'm sad enough to keep an eye on these things while away) only to find it's now Issue 67 at 4.95%. Hope this isn't indicative of a general reverse in the direction of travel. See what Thursday brings. 
    Could you not have done it on holiday with your mobile phone that's when I done mine.😛
    Would need the thingy for Cynergy. But no, don't use phone for such things at home let alone abroad. Take tablet with me but that's mainly used for radio and a bit of tv / sport via vpn.

    Noticed too that current Charter issue 44 is 0.05% lower than earlier issue (which I have in this case). The earlier issue being 42 which is only 4.8% due to numerous complaints. Have also come home to their formal response which upholds my complaint but they seem to feel that eventually putting right their wrong after realising they couldn't get away with it is sufficient. Not much contrition there! 
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