The Top Easy Access Savings Discussion Area

soulsaver

This week's relegations from the ToTP EA rankings..

Top Easy Access acs Ranked: Top of The Pots - **No Chat** - Page 49 — MoneySavingExpert Forum

martinm1

Rod1883 said:

Silly question probably regarding the new 5.2% Santander Easy Access Savings account. Is there any point keeping money in the 123 Current account at 2% other than a working balance and transferring all other monies available into the new Easy Access account, or am I missing something?
Thanks

I think being in this forum you already know the answer is no. It is now very convenient to have all my funds with one provider.(apart from all the £1's with tandem/chip etc).  Also I set alerts when my 123 account goes under £10 or over £200. That way I only need to go into the account and transfer as required. Even if your 123 goes OD they allow u until later in the day to top it up without bank charges or not paying said DD/SO etc. I also have the edge current with zero and edge saver with 4k so maximising everything I've got with Santander.

huw01

Very happy with Santander at the moment, they are my main bank, kept by Select 123 account, opened up an Edge to get the Edge saver to put the 4k in there to get the 7%.

Leaving the Edge current account alone so not to be charged the monthly fee. Now opened the EA saver at 5.2% for the rest of my cash savings.

inkydolphin

I wonder how much all the £1s left in dormant accounts add up to. Someone should do a study! And perhaps weave it into a remake of Superman III...

Thumbs_Up

I have 12 dormant accounts and £500 in a NS&I direct saver ( really need to close this). So £511, I will donate if they do  a remake of The Dambusters..

friolento

Thumbs_Up said:

I have 12 dormant accounts and £500 in a NS&I direct saver ( really need to close this). So £511, I will donate if they do  a remake of The Dambusters..

Is there an advantage having £500 in the direct saver? I only have £1 in mine

DavidT67

Thumbs_Up said:

I have 12 dormant accounts and £500 in a NS&I direct saver ( really need to close this). So £511, I will donate if they do  a remake of The Dambusters..

With or without the dog's name and codeword...

MDMD

soulsaver said:

This week's relegations from the ToTP EA rankings..

Top Easy Access acs Ranked: Top of The Pots - **No Chat** - Page 49 — MoneySavingExpert Forum

@soulsaver you need to delete cynergy 4.8% from no 8 I think as well as it’s been replaced by the 5.0% at no 2

dealyboy

@Thumbs_Up said:

I have 12 dormant accounts and £500 in a NS&I direct saver ( really need to close this). So £511, I will donate if they do  a remake of The Dambusters..

🎵 ... da_ da da da_ dadada_ da ... 🎵 does that count?

soulsaver

MDMD said:

soulsaver said:

This week's relegations from the ToTP EA rankings..

Top Easy Access acs Ranked: Top of The Pots - **No Chat** - Page 49 — MoneySavingExpert Forum

@soulsaver you need to delete cynergy 4.8% from no 8 I think as well as it’s been replaced by the 5.0% at no 2

Thanks, it was late...