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The Top Easy Access Savings Discussion Area
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The due dateYellowman said:If a Santander EA savings account is no longer required and the balance reduced to zero, will any accrued interest still be payable on the due date, or is this withheld until the account is closed?1 -
Saffron BS E-Saver increases from 4.6% to 4.8% on Wednesday 13th September2
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They sent me an email with a reminder of my login IDs, from accounts I'd held with them previously, so yes, they'll have linked you to old records.poppystar said:I’m in a bit of a pickle with Santander. I opened the account this morning quite successfully as a new customer. I then checked my email and there was the welcome letter there with ID and info to wait for two posted letters for Password and Temporary Security ID. All good.
Now, many years ago, pre internet banking, I had a very old account with Santander that I closed probably fifteen years ago. I did give them an email address then although had no reason to use it as I used the branch. Equally they never used it to contact me other than to confirm it. I now only use that email address for social reasons. I just signed in to it though and found another communication from Santander which says much the same as the previous one but is differently phrased. .?? So they have clearly linked me to something in their existing records. I’m thinking just to ignore this duplication ..unless anyone can think why that might not be a good idea.
Miraculously, I remembered the other login bits to go with it, so resurrected my old account from 2018.
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2010 said:
Even if the BoE raises rates at the next meeting by 50 bp, NBS tracker will still be lagging, their ball won`t even be in the same park as Santander.Freebird53 said:allegro120 said:
Who knows? It depends how desperate they are for cash. At the time when they introduced -0.7% they went to the top of the table, if they introduce a new -0.25% issue they will be still below the leading EA rate. 0% will get some money in, but might be beaten by somebody else very soon.Freebird53 said:What are the chances of Newcastle BS releasing a base Rate - 0.25% Tracker?The -0.7% is looking rather poor.
Absolutely, however I personally prefer to invest in Building Societies rather than banks. If Newcastle were to stay in the same ball park, that would be enough for me.
Perhaps, but as per my origianl post, if Newcastle did a BR -0.25 that would currently be running at 5.00%. That would be fine by me. And if BOE raised by 50bp, then it would be 5.5% which again, would be fine by me!
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Cynergy Bank Easy Access Issue 66 @ 5.0%
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Keep living in hope but meanwhile Santander is 5.2% open until 17th Sept, if it don`t get pulled before.Freebird53 said:2010 said:
Even if the BoE raises rates at the next meeting by 50 bp, NBS tracker will still be lagging, their ball won`t even be in the same park as Santander.Freebird53 said:allegro120 said:
Who knows? It depends how desperate they are for cash. At the time when they introduced -0.7% they went to the top of the table, if they introduce a new -0.25% issue they will be still below the leading EA rate. 0% will get some money in, but might be beaten by somebody else very soon.Freebird53 said:What are the chances of Newcastle BS releasing a base Rate - 0.25% Tracker?The -0.7% is looking rather poor.
Absolutely, however I personally prefer to invest in Building Societies rather than banks. If Newcastle were to stay in the same ball park, that would be enough for me.
Perhaps, but as per my origianl post, if Newcastle did a BR -0.25 that would currently be running at 5.00%. That would be fine by me. And if BOE raised by 50bp, then it would be 5.5% which again, would be fine by me!0 -
Closed my Sainsburys and NBS accounts today after transferring to Oxbury and Santander respectively. Interest appeared in my nominated account within 24 hours (4 hrs with NBS). They just weren’t competitive.Mortgage free
Vocational freedom has arrived0 -
A heartfelt thank you to you and everyone else who adds this type of message - unlike everyone else in my life, you make me money!TiVo_Lad said:Cynergy Bank Easy Access Issue 66 @ 5.0%13 -
It does indeed. We now have 21 dead Cynergy accounts!2
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Not again.TiVo_Lad said:Cynergy Bank Easy Access Issue 66 @ 5.0%0
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