The Top Easy Access Savings Discussion Area

Bridlington1

caldi9 said:

Skipton have a good offer with 7.5% (although limited to £250 per month). Are there similar high savings offers out there?

You'd probably get better responses in the regular saver thread. Though as for EA accounts, there is Santander's Edge Saver at 7% that could fit the bill.

chris_the_bee

Bridlington1 said:

@soulsaver
Secure Trust Access Account Issue 9 (£1k min) now 4.8%
Skipton Single Access Issue 1 (£15k min) now 4.8%
Kent Reliance EA Issue 64 (£1k min) now 4.75%

Re: Kent Reliance
Annoyingly, one cannot upgrade an existing easy access A/C. You need to open a new Issue 64, then transfer cash from old to new leaving £1 in old A/C. Then secure message them asking to close old A/C & transfer principal & interest to new A/C. Your tax position is the same, as they pay normal interest on 5th April, but you will benefit by receiving the interest earlier.(Opening new is almost instant. Transferring residue + interest seems to take a few days.)

Rod1883

Silly question probably regarding the new 5.2% Santander Easy Access Savings account. Is there any point keeping money in the 123 Current account at 2% other than a working balance and transferring all other monies available into the new Easy Access account, or am I missing something?
Thanks

castle96

Just what I do. No S/Os or DDMs possible on EASA so they remain in 123. Cashback covers the £4 pm fee and 2% on working balance.

Yellowman

If a Santander EA savings account is no longer required and the balance reduced to zero, will any accrued interest still be payable on the due date, or is this withheld until the account is closed?

wiseonesomeofthetime

Yellowman said:

If a Santander EA savings account is no longer required and the balance reduced to zero, will any accrued interest still be payable on the due date, or is this withheld until the account is closed?

Paid on due date, as normal.

poppystar

I’m in a bit of a pickle with Santander. I opened the account this morning quite successfully as a new customer. I then checked my email and there was the welcome letter there with ID and info to wait for two posted letters for Password and Temporary Security ID. All good.

Now, many years ago, pre internet banking, I had a very old account with Santander that I closed probably fifteen years ago. I did give them an email address then although had no reason to use it as I used the branch. Equally they never used it to contact me other than to confirm it. I now only use that email address for social reasons. I just signed in to it though and found another communication from Santander which says much the same as the previous one but is differently phrased. .?? So they have clearly linked me to something in their existing records. I’m thinking just to ignore this duplication ..unless anyone can think why that might not be a good idea.

dealyboy

wiseonesomeofthetime said:

Yellowman said:

If a Santander EA savings account is no longer required and the balance reduced to zero, will any accrued interest still be payable on the due date, or is this withheld until the account is closed?

Paid on due date, as normal.

... or until account is closed ... whichever comes first.

chris_the_bee

Yellowman said:

If a Santander EA savings account is no longer required and the balance reduced to zero, will any accrued interest still be payable on the due date, or is this withheld until the account is closed?

The due date

janusdesign

@soulsaver

Saffron BS E-Saver increases from 4.6% to 4.8% on Wednesday 13th September