The Top Easy Access Savings Discussion Area

granta

Steve_xx said:

granta said:

CHIP

I've moved most of my funds to Santander today but left the account open.
Today I received a bonus payment direct to my linked account. It's not the monthly interest so I can't work out what it is as I've not had that in previous months or paid direct to my linked account. 
Any ideas??

granta said:

CHIP

I've moved most of my funds to Santander today but left the account open.
Today I received a bonus payment direct to my linked account. It's not the monthly interest so I can't work out what it is as I've not had that in previous months or paid direct to my linked account. 
Any ideas??

Possibly. A while back Chip were offering joining bonus' if you deposited and kept varying amounts in your account for 6 months, I think.

Thanks for the suggestion. I don't think it can be that as I didn't opt in as knew it would be likely a better rate would come along.
Also odd that it was paid direct to my linked account when I didn't request it!

callum9999

granta said:

Steve_xx said:

granta said:

CHIP

I've moved most of my funds to Santander today but left the account open.
Today I received a bonus payment direct to my linked account. It's not the monthly interest so I can't work out what it is as I've not had that in previous months or paid direct to my linked account. 
Any ideas??

granta said:

CHIP

I've moved most of my funds to Santander today but left the account open.
Today I received a bonus payment direct to my linked account. It's not the monthly interest so I can't work out what it is as I've not had that in previous months or paid direct to my linked account. 
Any ideas??

Possibly. A while back Chip were offering joining bonus' if you deposited and kept varying amounts in your account for 6 months, I think.

Thanks for the suggestion. I don't think it can be that as I didn't opt in as knew it would be likely a better rate would come along.
Also odd that it was paid direct to my linked account when I didn't request it!

You likely did (unknowingly) request it.

It is a hangover from when Chip was paying a "bonus" instead of "interest". If you check your records you'll see the amount you initially received in the linked account when you withdrew was less than what you requested. This bonus will make up the difference.

MisterMotivated

tiger70 said:

gt94sss2 said:

tiger70 said:

Do I need to close my EASY ACCESS SAVER LIMITED EDITION (ISSUE 1) and then apply for Issue 3 to get the new rate.

No, you can have both at the same time

Just applied for Issue 3 (took a matter of seconds).  Santander are saying  

• We'll complete some final checks before we open your account

• These can take up to 3 working days, but are usually done within a couple of hours.  

 I'll check in the morning .

I got the same message after applying around 9pm.  I usually get that message when applying for a Santander account, then account is open in minutes followed by confirmation emails but, so far I haven't received any emails for this one and still no new account visible on online banking...

Stargunner

tiger70 said:

gt94sss2 said:

tiger70 said:

Do I need to close my EASY ACCESS SAVER LIMITED EDITION (ISSUE 1) and then apply for Issue 3 to get the new rate.

No, you can have both at the same time

Just applied for Issue 3 (took a matter of seconds).  Santander are saying  

• We'll complete some final checks before we open your account

• These can take up to 3 working days, but are usually done within a couple of hours.  

 I'll check in the morning .

When the wife and I applied for ours yesterday from within the app, we just got a congratulations message at the end of the application to say that the account is open and it immediately appeared in the app.

dealyboy

Stargunner said:

tiger70 said:

gt94sss2 said:

tiger70 said:

Do I need to close my EASY ACCESS SAVER LIMITED EDITION (ISSUE 1) and then apply for Issue 3 to get the new rate.

No, you can have both at the same time

Just applied for Issue 3 (took a matter of seconds).  Santander are saying  

• We'll complete some final checks before we open your account

• These can take up to 3 working days, but are usually done within a couple of hours.  

 I'll check in the morning .

When the wife and I applied for ours yesterday from within the app, we just got a congratulations message at the end of the application to say that the account is open and it immediately appeared in the app.

I must admit I started to apply from the website and then thought that it might be simpler if I do it from online banking. I've previously found this to be true of Nationwide and at least they invite you to apply from online banking.

It makes sense as Santander have your details and security clearance to enable a swift acceptance and opening, otherwise they treat you as a new customer initially and later marry your details.

trickydicky14

MikeJXE said:

tiger70 said:

gt94sss2 said:

tiger70 said:

Do I need to close my EASY ACCESS SAVER LIMITED EDITION (ISSUE 1) and then apply for Issue 3 to get the new rate.

No, you can have both at the same time

Just applied for Issue 3 (took a matter of seconds).  Santander are saying  

• We'll complete some final checks before we open your account

• These can take up to 3 working days, but are usually done within a couple of hours.  

 I'll check in the morning .

Thats the message I received yet my account is visible 

I have had no further contact from Santander except for it's now showing by deposit of £5000 half hour later. 

Yes my account was up and running within 10 mins.

Swipe

dealyboy said:

Stargunner said:

tiger70 said:

gt94sss2 said:

tiger70 said:

Do I need to close my EASY ACCESS SAVER LIMITED EDITION (ISSUE 1) and then apply for Issue 3 to get the new rate.

No, you can have both at the same time

Just applied for Issue 3 (took a matter of seconds).  Santander are saying  

• We'll complete some final checks before we open your account

• These can take up to 3 working days, but are usually done within a couple of hours.  

 I'll check in the morning .

When the wife and I applied for ours yesterday from within the app, we just got a congratulations message at the end of the application to say that the account is open and it immediately appeared in the app.

I must admit I started to apply from the website and then thought that it might be simpler if I do it from online banking. I've previously found this to be true of Nationwide and at least they invite you to apply from online banking.

It makes sense as Santander have your details and security clearance to enable a swift acceptance and opening, otherwise they treat you as a new customer initially and later marry your details.

I looked from within my login portal and couldn't see anywhere to apply so did it via the website instead while I was still logged on. It maybe took me an extra minute or so to type in my details and address but was still opened in seconds. I'll make sure to look harder in the portal next time  

mebu60

Swipe said:

dealyboy said:

Stargunner said:

tiger70 said:

gt94sss2 said:

tiger70 said:

Do I need to close my EASY ACCESS SAVER LIMITED EDITION (ISSUE 1) and then apply for Issue 3 to get the new rate.

No, you can have both at the same time

Just applied for Issue 3 (took a matter of seconds).  Santander are saying  

• We'll complete some final checks before we open your account

• These can take up to 3 working days, but are usually done within a couple of hours.  

 I'll check in the morning .

When the wife and I applied for ours yesterday from within the app, we just got a congratulations message at the end of the application to say that the account is open and it immediately appeared in the app.

I must admit I started to apply from the website and then thought that it might be simpler if I do it from online banking. I've previously found this to be true of Nationwide and at least they invite you to apply from online banking.

It makes sense as Santander have your details and security clearance to enable a swift acceptance and opening, otherwise they treat you as a new customer initially and later marry your details.

I looked from within my login portal and couldn't see anywhere to apply so did it via the website instead while I was still logged on. It maybe took me an extra minute or so to type in my details and address but was still opened in seconds. I'll make sure to look harder in the portal next time  

I have a panel on the right hand side that says 'Apply Online'. Savings is the second option in the list of 9 options.

martinm1

When should I expect to receive my pending chip interest?  I thought it was 4th month, but my balance is only showing £1, which is the amount I left when moving to tandem middle of last month.

wiseonesomeofthetime

martinm1 said:

When should I expect to receive my pending chip interest?  I thought it was 4th month, but my balance is only showing £1, which is the amount I left when moving to tandem middle of last month.

Tomorrow. 6th (4th working day of the month)