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The Top Easy Access Savings Discussion Area
Comments
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Great rate from Santander but I'm scarred by their overzealousness when it comes to blocking transfers out of the account so I'll be giving it a miss.1
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jaypers said:Frogletina said:I have the Santander regular saver which is a fixed 5%. I'll now reduce the balance to £1 but not close it and move the rest into the easy access account.Not Rachmaninov
But Nyman
The heart asks for pleasure first
SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅0 -
Applied in online banking (laptop) ... confirmed ... confirmed my details ... application accepted ... back to online banking landing page and new account there ==> 10 seconds.2
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sturgeon said:Anyone know what date Tandem pays monthly interest?2kWp Solar PV - 10*200W Kioto, SMA Sunny Boy 2000HF, SSE facing, some shading in winter, 37° pitch, installed Jun-2011, inverter replaced Sep-2017 AND Feb-2022.1
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If you’re with Santander already apply via app in seconds without having to fill all the details again.
Agree with comments above if you have big amounts and think you’ll be transferring in and out then their “fraud” team are extremely annoying to deal with with hour(s) wait times if payment is blocked.0 -
Typical.
I'd just moved my EA money to Shawbrook!!!
Ho hum. Santander opened, I'll just have to shift it back again.
And empty the 5% Reg Savers.How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)4 -
What are the Santander daily limits.
I would rather be safe with their fraud team than lose it to a scam.
I don`t believe people move large amounts in and out like a yo-yo.
At 5.2%, we must be getting near the top now.
BoE expected (so-called experts) maybe two more 25 bp by end of the year.
The likes of Marcus is withering at 4.3%, obviously don`t want savers.0 -
Section62 said:Sea_Shell said:
And empty the 5% Reg Savers.1 -
friolento said:searching4bestrates said:financialbliss said:Santander limited edition easy access - 5.20% (for 12 months)...
https://www.santander.co.uk/personal/savings-and-investments/savings/easy-access-saver
Only available until 17th September, or sooner if it sells out.
However, after my last experience with Santander (when they launched their market leading (at the time)) I won't be opening an account with them this time.
It is all very well it being described as "easy access", but my experience of trying to withdraw my money (back into the same current account that funded the savings account) resulted in hours of repeated phone calls when Santander consistently locked and blocked access to the savings account. One time, I was on hold for 40 minutes waiting to speak to an "advisor" only to then be connected and immediately cut off by them. The old adage "time is money" is critical for me here.
I hope that ~12 months on that Santander have improved their systems for those who do partake in this undoubtedly great, marketing leading rate!
I have been a Santander customer for over a decade and I can cope with their occasional, annoying, blocking of payments.
If you are new to Santander, and/or have no other accounts with them, I agree, it might not be the best place for savings that you want to regularly shift larger sums about. You might be better served at the likes of Chip or Tandem - though you can always be caught by random fraud checks.1
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