The Top Easy Access Savings Discussion Area

martinm1

TiVo_Lad said:

gt94sss2 said:

Chip are increasing their rate to 4.84% AER (now showing in the app and website)

Suggests they must have experienced a massive outflow, but either way this is going to hurt somewhere.

Too little too late - money is now with Tandem earning 5%

mattywallace121

Chip have shared with Shareholders they havent witnessed massive outflows, read of that what you will. In my opinion they will always be up there, thing it shows Tandem made their move too early, back down to 4.64 now?

Stargunner

mattywallace121 said:

Chip have shared with Shareholders they havent witnessed massive outflows, read of that what you will. In my opinion they will always be up there, thing it shows Tandem made their move too early, back down to 4.64 now?

If you snooze, you lose.

boingy

mattywallace121 said:

Chip have shared with Shareholders they havent witnessed massive outflows,

No business would admit if they had so it's a bit of a pointless statement.

Bigwheels1111

Ive learned to keep accounts open with a pound or two.

Tandem and Skipton regular saver work well this year.

kjs31

Bridlington1 said:

@soulsaver
Beehive Bonus Saver now 4.9%(£1k min).

Just opened Beehive. Bit of a faff going through the identity checks but account is open now. Tried to link my Kroo account to it as per T&Cs for first deposit but no can do. I've had my Kroo account for a while and don't want to use another current account as they all have fairly low daily limits for transfers. 

Edit- used the chat function and they don't accept Kroo, Metro, Revolut, Chase, Starling, AIB and Danske 

tg99

Anyone know how fast deposits and withdrawals are for Beehive and whether any max daily withdrawal limits (could not see a limit on the product sheet) - is it similar to likes of Chip or does it have a daily cut off point? Thks 

movingon

kjs31 said:

Bridlington1 said:

@soulsaver
Beehive Bonus Saver now 4.9%(£1k min).

Just opened Beehive. Bit of a faff going through the identity checks but account is open now. Tried to link my Kroo account to it as per T&Cs for first deposit but no can do. I've had my Kroo account for a while and don't want to use another current account as they all have fairly low daily limits for transfers. 

Edit- used the chat function and they don't accept Kroo, Metro, Revolut, Chase, Starling, AIB and Danske 

I opened Beehive and Cahoot, but will go with Cahoot as Beehive is not same day withdrawal

tg99

kjs31 said:

Bridlington1 said:

@soulsaver
Beehive Bonus Saver now 4.9%(£1k min).

Just opened Beehive. Bit of a faff going through the identity checks but account is open now. Tried to link my Kroo account to it as per T&Cs for first deposit but no can do. I've had my Kroo account for a while and don't want to use another current account as they all have fairly low daily limits for transfers. 

Edit- used the chat function and they don't accept Kroo, Metro, Revolut, Chase, Starling, AIB and Danske 

Is it passport / driv lic you have to upload for ID?

kjs31

tg99 said:

Anyone know how fast deposits and withdrawals are for Beehive and whether any max daily withdrawal limits (could not see a limit on the product sheet) - is it similar to likes of Chip or does it have a daily cut off point? Thks 

I did a transfer into my new Beehive account half an hour ago. Message said 2 - 24 hours and possibly longer on non working days. Mine isn't there yet. There is a minimum transfer amount of £1000 for the first transfer in - I prefer to start with a lower amount as the account details weren't recognised but double checked the account details and they looked ok so went for £1000. 

Edit - deposit took 75 minutes - requested before the daily cut off however. 

Withdrawals take 24 hours on a working day, more on a non working day. Last interest day is the day of the request. 

It says no withdrawal limit (I believe). 

I'm not that bothered as using it to leave the money until I need it (house purchase) so not too bothered about paying in / withdrawals except I wish the withdrawals could be to my Kroo account. This account is not for those needing really instant access.