The Top Easy Access Savings Discussion Area

oz0707

Thanks for the calculator link. Looks like the edge combo is best

martinm1

infoadict said:

Santander Edge Account - just tried opening this and also received the email saying we think you are an existing customer and you will need to send in photocopies of documents etc. etc.

Been a customer for over 10 years, so called them, as a previous poster had suggested. After 47 minutes on the phone, sure enough there had been a mismatch with my application details and my existing details. When questioned what the mismatch was, it turned out to be a comma in the address line!!!!. It's their damn system that generates the address, not something I'd typed incorrectly.

Hopefully this will be corrected overnight and I'll no longer have 2 profiles.

Oh, and applied via the app and it didn't automatically add my details, as had been suggested earlier by someone

Got the same here when I applied.  Is it best to phone or just send them the copies?  Don't fancy being on the phone waiting for nearly an hour.

dekkard

Can anyone who had the Santander 'Easy Access Saver Limited Edition Issue 1' and has now closed it confirm if you got the interest owed when closing it please?

BestSeagull

martinm1 said:

infoadict said:

Santander Edge Account - just tried opening this and also received the email saying we think you are an existing customer and you will need to send in photocopies of documents etc. etc.

Been a customer for over 10 years, so called them, as a previous poster had suggested. After 47 minutes on the phone, sure enough there had been a mismatch with my application details and my existing details. When questioned what the mismatch was, it turned out to be a comma in the address line!!!!. It's their damn system that generates the address, not something I'd typed incorrectly.

Hopefully this will be corrected overnight and I'll no longer have 2 profiles.

Oh, and applied via the app and it didn't automatically add my details, as had been suggested earlier by someone

Got the same here when I applied.  Is it best to phone or just send them the copies?  Don't fancy being on the phone waiting for nearly an hour.

If you call them you'll have access to the 7% edge saver that much sooner. For me it was worth it to call. Try calling right at opening time and you might not have so long to wait.

grumbler

dekkard said:

Can anyone who had the Santander 'Easy Access Saver Limited Edition Issue 1' and has now closed it confirm if you got the interest owed when closing it please?

I can't confirm, but I think that's how all accounts work in general and easy-access in particular.

Why are you asking?

Growingold

dekkard said:

Can anyone who had the Santander 'Easy Access Saver Limited Edition Issue 1' and has now closed it confirm if you got the interest owed when closing it please?

Yes I got interest when I closed it.

martinm1

BestSeagull said:

martinm1 said:

infoadict said:

Santander Edge Account - just tried opening this and also received the email saying we think you are an existing customer and you will need to send in photocopies of documents etc. etc.

Been a customer for over 10 years, so called them, as a previous poster had suggested. After 47 minutes on the phone, sure enough there had been a mismatch with my application details and my existing details. When questioned what the mismatch was, it turned out to be a comma in the address line!!!!. It's their damn system that generates the address, not something I'd typed incorrectly.

Hopefully this will be corrected overnight and I'll no longer have 2 profiles.

Oh, and applied via the app and it didn't automatically add my details, as had been suggested earlier by someone

Got the same here when I applied.  Is it best to phone or just send them the copies?  Don't fancy being on the phone waiting for nearly an hour.

If you call them you'll have access to the 7% edge saver that much sooner. For me it was worth it to call. Try calling right at opening time and you might not have so long to wait.

Account appeared in my app today,  so not sure they need the documents requested,  so opened an edge saver, but it hasn't appeared in the app yet.

dekkard

grumbler said:

dekkard said:

Can anyone who had the Santander 'Easy Access Saver Limited Edition Issue 1' and has now closed it confirm if you got the interest owed when closing it please?

I can't confirm, but I think that's how all accounts work in general and easy-access in particular.

Why are you asking?

I'm planning to close it as I don't expect the rate to ever come near any of the better rates now available. 

PixelPound

martinm1 said:

BestSeagull said:

martinm1 said:

infoadict said:

Santander Edge Account - just tried opening this and also received the email saying we think you are an existing customer and you will need to send in photocopies of documents etc. etc.

Been a customer for over 10 years, so called them, as a previous poster had suggested. After 47 minutes on the phone, sure enough there had been a mismatch with my application details and my existing details. When questioned what the mismatch was, it turned out to be a comma in the address line!!!!. It's their damn system that generates the address, not something I'd typed incorrectly.

Hopefully this will be corrected overnight and I'll no longer have 2 profiles.

Oh, and applied via the app and it didn't automatically add my details, as had been suggested earlier by someone

Got the same here when I applied.  Is it best to phone or just send them the copies?  Don't fancy being on the phone waiting for nearly an hour.

If you call them you'll have access to the 7% edge saver that much sooner. For me it was worth it to call. Try calling right at opening time and you might not have so long to wait.

Account appeared in my app today,  so not sure they need the documents requested,  so opened an edge saver, but it hasn't appeared in the app yet.

Opened the current account at the weekend, applied for the saver today and it was open within an hour. 

You should get an email confirming it has been opened. 

phillw

Nick_C said:

You gain about 40p a month by maxing out on the £4k and moving the interest each month to a different account (assuming the monthly interest or the £265 capital was in an account paying 5%)

I don't know if my maths is correct, but I make it that the gross interest per month is 6.785%
So you would get £5.95 a month extra by using the edge saver, instead of just putting the £4000 in an 5% account.