The Top Easy Access Savings Discussion Area

friolento

KevinG said:

dlevene said:

I also find the Chase app fairly buggy/glitchy/slow. To be fair I've now got quite an old Android but the app isn't as good as some similar products (Starling, for example). It is, however, still an excellent product in terms of rates etc.

Well they have today increased their savings rate so that it's only 0.9% behind the competition!

    only? 🥺

dlevene

I'm mainly there for the current account - cashback, perfect for abroad, and the roundup (though to be fair the 5% on the roundup is now a lot less attractive). Having a linked, instant access, decent-but-not-great-rate saver is useful but not game changing.

dekkard

dlevene said:

I also find the Chase app fairly buggy/glitchy/slow. To be fair I've now got quite an old Android but the app isn't as good as some similar products (Starling, for example). It is, however, still an excellent product in terms of rates etc.

Slow on Android for me too. First time I open it, the loading spinner comes up and keeps spinning. I have to close the app and re-open it to get it to work properly.

Nick_C

KevinG said:

dlevene said:

I also find the Chase app fairly buggy/glitchy/slow. To be fair I've now got quite an old Android but the app isn't as good as some similar products (Starling, for example). It is, however, still an excellent product in terms of rates etc.

Well they have today increased their savings rate so that it's only 0.9% behind the competition!

Not sure what the competition is?  What other savings accounts allow you to set up Direct Debits (as well as Standing Orders and multiple future dated scheduled payments).  The Chase Savings account offers many of the features of a Current Account.  You only need the current account for Debit Card transactions, cash withdrawals, and the 1% cashback.

ETA their competition is probably Kroo which is paying 4.35% on the current account, but no cashback.

KevinG

Nick_C said:

KevinG said:

dlevene said:

I also find the Chase app fairly buggy/glitchy/slow. To be fair I've now got quite an old Android but the app isn't as good as some similar products (Starling, for example). It is, however, still an excellent product in terms of rates etc.

Well they have today increased their savings rate so that it's only 0.9% behind the competition!

Not sure what the competition is?  What other savings accounts allow you to set up Direct Debits (as well as Standing Orders and multiple future dated scheduled payments).  The Chase Savings account offers many of the features of a Current Account.  You only need the current account for Debit Card transactions, cash withdrawals, and the 1% cashback.

ETA their competition is probably Kroo which is paying 4.35% on the current account, but no cashback.

OK, point taken that it is not comparing like with like, but we are talking about their savings account, not their current account, so the competition is other instant access savings accounts. Chase doesn't really need to provide these options on the savings account when they are available on the current account.

Zaul22

dekkard said:

dlevene said:

I also find the Chase app fairly buggy/glitchy/slow. To be fair I've now got quite an old Android but the app isn't as good as some similar products (Starling, for example). It is, however, still an excellent product in terms of rates etc.

Slow on Android for me too. First time I open it, the loading spinner comes up and keeps spinning. I have to close the app and re-open it to get it to work properly.

Yeh I have the exact same issue. I would consider using it as a main account but this issue is a big reason not too until they fix it. 2022 released phone and as of a few weeks ago Android 13 and the app runs awful. 

cragside

Anyone else sign up to Tandem and doesn't have the button to add the top up rate?

lucky77

cragside said:

Anyone else sign up to Tandem and doesn't have the button to add the top up rate?

I've just signed up and top up button appeared once I'd agreed to terms and conditions and saver account showed with nil blaance.

gt94sss2

For those of you hoping Chip is going to react: https://community.getchip.uk/t/when-will-chip-match-tandem/7066/16

boingy

gt94sss2 said:

For those of you hoping Chip is going to react: https://community.getchip.uk/t/when-will-chip-match-tandem/7066/16

I read that as "We'd love to match Tandem but we can't afford to".