The Top Easy Access Savings Discussion Area

KevinG

pfpf said:

does the chase app crash anyone's phone? its done it numerous times now for me when logging in and it can't seem to load the account details, nothing else crashes my phone.

Working fine at the moment

pfpf

KevinG said:

pfpf said:

does the chase app crash anyone's phone? its done it numerous times now for me when logging in and it can't seem to load the account details, nothing else crashes my phone.

Working fine at the moment

yea, its working fine now after re-booting but i meant at random times over the months its crashed my phone.

UVRay

martinm1 said:

jaypers said:

Burcot said:

Waiting to see what happens at Tandem.  If they will hold or reduce their rate? 

Can’t see anything changing. They are still advertising 5% and I suspect the weekend was for some sort of maintenance following what I am sure were a lot of new accounts. 

Tandem have to give 30 days notice to reduce the rate.  The're still not open though!  I wonder if they are unable to cope with all the funds they now have!

They wouldn't need 30 days notice to stop offering the 0.35% top-up rate (or reduce the amount) for anyone who hasn't applied it yet.

Catplan

martinm1 said:

jaypers said:

Burcot said:

Waiting to see what happens at Tandem.  If they will hold or reduce their rate? 

Can’t see anything changing. They are still advertising 5% and I suspect the weekend was for some sort of maintenance following what I am sure were a lot of new accounts. 

Tandem have to give 30 days notice to reduce the rate.  The're still not open though!  I wonder if they are unable to cope with all the funds they now have!

Just opened the Tandem account and initial deposit in within 10 minutes.

refluxer

martinm1 said:

jaypers said:

Burcot said:

Waiting to see what happens at Tandem.  If they will hold or reduce their rate? 

Can’t see anything changing. They are still advertising 5% and I suspect the weekend was for some sort of maintenance following what I am sure were a lot of new accounts. 

Tandem have to give 30 days notice to reduce the rate.  The're still not open though!  I wonder if they are unable to cope with all the funds they now have!

I would say they're very unlikely to tempt in so many new customers with the highest easy access rate available and then reduce it immediately - that would really not look good.

I would guess they paused temporarily to process the backlog of any accounts that required manual intervention (eg. failed ID checks) and also possibly take stock of just how much money they actually need. While it's fairly uncommon for the popular easy access accounts to be withdrawn completely to new customers, it can sometimes happen when banks get to the number one spot and are overwhelmed or they reach their funding targets.

jaypers

Tandem pause no longer in place so I guess that puts them in top spot again.

poppystar

pfpf said:

KevinG said:

pfpf said:

does the chase app crash anyone's phone? its done it numerous times now for me when logging in and it can't seem to load the account details, nothing else crashes my phone.

Working fine at the moment

yea, its working fine now after re-booting but i meant at random times over the months its crashed my phone.

It gets stuck for me regularly - spinning ball of death on iPhone. So I never know if it’s done what I ask or not. Have to put phone to sleep then wake and get into Chase again to check. I did raise it with them but they just said it needs the latest version of App. The first time they said that was on the day I downloaded it, so I certainly wasn’t running an old version. 

dlevene

I also find the Chase app fairly buggy/glitchy/slow. To be fair I've now got quite an old Android but the app isn't as good as some similar products (Starling, for example). It is, however, still an excellent product in terms of rates etc.

Mr._H_2

I've an iPhone 12 mini and have never had an issue with the Chase app; it's fast and works perfectly for me every time. I only use the savings account, as a "pooling" account from which a few direct debits and standing orders get paid.

KevinG

dlevene said:

I also find the Chase app fairly buggy/glitchy/slow. To be fair I've now got quite an old Android but the app isn't as good as some similar products (Starling, for example). It is, however, still an excellent product in terms of rates etc.

Well they have today increased their savings rate so that it's only 0.9% behind the competition!