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The Top Easy Access Savings Discussion Area

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  • masonic
    masonic Posts: 27,361 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 11 August 2023 at 6:47PM
    If everyone feels the need to express an opinion about the relevance of the posts above their own off-topic contribution, then there will be very little discussion about the top easy access savings accounts per page of discussion.
    In a thinly-veiled attempt to bring back on topic, I note that Moneyfacts is looking a little silly proclaiming the top easy access rate is 4.81% at the moment:
    Have they never included Tandem in their rate table? It hasn't gone NLA as far as I can see.
  • InvesterJones
    InvesterJones Posts: 1,232 Forumite
    1,000 Posts Third Anniversary Name Dropper
    edited 11 August 2023 at 6:51PM
    masonic said:
    If everyone feels the need to express an opinion about the relevance of the posts above their own off-topic contribution, then there will be very little discussion about the top easy access savings accounts per page of discussion.
    In a thinly-veiled attempt to bring back on topic, I note that Moneyfacts is looking a little silly proclaiming the top easy access rate is 4.81% at the moment:
    Have they never included Tandem in their rate table? It hasn't gone NLA as far as I can see.

    What's the Tandem rate when you open an account (before doing any actions to add a bonus rate?) Edit: 4.65%, so should still be in the table, just a bit lower, but isn't.
  • masonic
    masonic Posts: 27,361 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    masonic said:
    If everyone feels the need to express an opinion about the relevance of the posts above their own off-topic contribution, then there will be very little discussion about the top easy access savings accounts per page of discussion.
    In a thinly-veiled attempt to bring back on topic, I note that Moneyfacts is looking a little silly proclaiming the top easy access rate is 4.81% at the moment:
    Have they never included Tandem in their rate table? It hasn't gone NLA as far as I can see.

    What's the Tandem rate when you open an account (before doing any actions to add a bonus rate?)
    I don't think it can be that, as it's not listed at the rate sans-bonus either.
  • BooJewels
    BooJewels Posts: 3,006 Forumite
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    Hasn't the Tandem account been suspended for the weekend - someone posted up-thread.  Would that remove it temporarily? 
  • Zaul22
    Zaul22 Posts: 384 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 11 August 2023 at 6:57PM
    While I'm not particularly interested in the AER off topic either, the fact is compared to the number of people in this thread, if you start a new thread basically no one will actually read it so you kinda have to do it here where the eyes are.
  • Rollinghome
    Rollinghome Posts: 2,729 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 11 August 2023 at 7:26PM
    masonic said:
    If everyone feels the need to express an opinion about the relevance of the posts above their own off-topic contribution, then there will be very little discussion about the top easy access savings accounts per page of discussion.
    In a thinly-veiled attempt to bring back on topic, I note that Moneyfacts is looking a little silly proclaiming the top easy access rate is 4.81% at the moment:
    Have they never included Tandem in their rate table? It hasn't gone NLA as far as I can see.

    What's the Tandem rate when you open an account (before doing any actions to add a bonus rate?) Edit: 4.65%, so should still be in the table, just a bit lower, but isn't.
    From the Summary pdf
    W H A T I S T H E I N T E R E S T R A T E ?
    Your underlying interest rate is 4.65% AER* / 4.55% Gross** (variable)
    If a Top Up is applied to your account:
    Your Top Up is 0.35% AER*(variable)
    Your total interest rate is 5.00% AER* / 4.89% Gross** (variable)
    Interest is calculated daily and paid monthly into the account.

    afaicr it has always sat below the other 4.65%-ers. I can't remember ever seeing any mention of the bonus, though it may have been hidden in the notes. Which seems a bit eccentric and not especially helpful if you don't know.


  • Bigwheels1111
    Bigwheels1111 Posts: 3,043 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Tandem might have ten thousand new accounts opened in 24 hours or 100 thousand.
    Who knows, or they have enough new funding.
  • Tandem might have ten thousand new accounts opened in 24 hours or 100 thousand.
    Who knows, or they have enough new funding.
    Been withdrawn till Monday apparently.
  • Rollinghome
    Rollinghome Posts: 2,729 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 11 August 2023 at 7:14PM
    Been lot of excitement having a rate rise every day and natter about what Chip is/isn't or might/might-not do today that's brought back forumites not seen for years.  
    Could be we're back to the usual boring stuff for a while.  For normal people out there, money is always boring.
  • masonic
    masonic Posts: 27,361 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    BooJewels said:
    Hasn't the Tandem account been suspended for the weekend - someone posted up-thread.  Would that remove it temporarily? 
    I guess this must be the reason. I'm sure they've listed it before (and inclusive of the bonus rate).
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