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The Top Easy Access Savings Discussion Area

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  • Doctor_Who
    Doctor_Who Posts: 917 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    alternate said:
    are al rayan getting worse?  I just missed the Friday cutoff time and I know they shut weekends by still waiting on the withdrawl to hit my bank.
    I've not noticed any issues recently, however, I only initiate transfers well within working hours. A couple of recent transfers actually surprised me with how quickly they came through to my current account!
    'Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t, pays it' - Albert Einstein.
  • gt94sss2
    gt94sss2 Posts: 6,152 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cadguy77 said:
    I just decided to randomly login to Flagstone after clearing through my old emails.

    I see the below offer, anyone else? It seems to be after fees too but ofc the min/max is £85k so only for the fortunate few. 


    Yes, I also see the 4.81% EA account with HSBC in Flagstone. Not quite sure why they've bothered with the Nationwide account that appears below it!


    Is this account open to all? I couldn't see it on the flagstone website (I don't have an account with them).
     
    I just opened an Flagstone account and can also see it listed on their website.

    How quick are Flagstone with deposits/withdrawals?
  • Doctor_Who
    Doctor_Who Posts: 917 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    gt94sss2 said:
    cadguy77 said:
    I just decided to randomly login to Flagstone after clearing through my old emails.

    I see the below offer, anyone else? It seems to be after fees too but ofc the min/max is £85k so only for the fortunate few. 


    Yes, I also see the 4.81% EA account with HSBC in Flagstone. Not quite sure why they've bothered with the Nationwide account that appears below it!


    Is this account open to all? I couldn't see it on the flagstone website (I don't have an account with them).
     
    I just opened an Flagstone account and can also see it listed on their website.

    How quick are Flagstone with deposits/withdrawals?
    My deposits were around a year ago, so I'm afraid I can't remember! I had a 1 year account mature last week and the money was returned to the holding account the same day (around 1pm). They sent an email, I logged in and transferred the funds to my current account and they arrived within the hour.
    'Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t, pays it' - Albert Einstein.
  • gt94sss2
    gt94sss2 Posts: 6,152 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    alternate said:
    are al rayan getting worse?  I just missed the Friday cutoff time and I know they shut weekends by still waiting on the withdrawl to hit my bank.
    My only problem with them is how slow they are to answer messages sent to them via the app..
  • Doctor_Who
    Doctor_Who Posts: 917 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    gt94sss2 said:
    alternate said:
    are al rayan getting worse?  I just missed the Friday cutoff time and I know they shut weekends by still waiting on the withdrawl to hit my bank.
    My only problem with them is how slow they are to answer messages sent to them via the app..
    Definitely agree with that! Whilst a recent query (obtaining a certificate of profit) was resolved, it took over a week for them to answer!
    'Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t, pays it' - Albert Einstein.
  • cadguy77
    cadguy77 Posts: 81 Forumite
    Part of the Furniture 10 Posts Photogenic Name Dropper
    gt94sss2 said:
    cadguy77 said:
    I just decided to randomly login to Flagstone after clearing through my old emails.

    I see the below offer, anyone else? It seems to be after fees too but ofc the min/max is £85k so only for the fortunate few. 


    Yes, I also see the 4.81% EA account with HSBC in Flagstone. Not quite sure why they've bothered with the Nationwide account that appears below it!


    Is this account open to all? I couldn't see it on the flagstone website (I don't have an account with them).
     
    I just opened an Flagstone account and can also see it listed on their website.

    How quick are Flagstone with deposits/withdrawals?
    Account created and can confirm I see this account available too.

    Something seems amiss with the product T&C's which state its an international fixed term account.

  • Doctor_Who
    Doctor_Who Posts: 917 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    cadguy77 said:
    gt94sss2 said:
    cadguy77 said:
    I just decided to randomly login to Flagstone after clearing through my old emails.

    I see the below offer, anyone else? It seems to be after fees too but ofc the min/max is £85k so only for the fortunate few. 


    Yes, I also see the 4.81% EA account with HSBC in Flagstone. Not quite sure why they've bothered with the Nationwide account that appears below it!


    Is this account open to all? I couldn't see it on the flagstone website (I don't have an account with them).
     
    I just opened an Flagstone account and can also see it listed on their website.

    How quick are Flagstone with deposits/withdrawals?
    Account created and can confirm I see this account available too.

    Something seems amiss with the product T&C's which state its an international fixed term account.

    Yes, it does appear to be a bit of an odd account. The account summary says a min AND max balance of £85K. You can top up as long as you don't go above the max (so you can't top up!) and you can withdraw as long as you don't go below the min. So you can only withdraw the interest or close the account. Quite a limited EA account in my opinion.


    'Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t, pays it' - Albert Einstein.
  • gt94sss2
    gt94sss2 Posts: 6,152 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    gt94sss2 said:
    alternate said:
    are al rayan getting worse?  I just missed the Friday cutoff time and I know they shut weekends by still waiting on the withdrawl to hit my bank.
    My only problem with them is how slow they are to answer messages sent to them via the app..
    Definitely agree with that! Whilst a recent query (obtaining a certificate of profit) was resolved, it took over a week for them to answer!
    Ironically, the same query I am awaiting a response too (now one week and counting)
  • TiVo_Lad
    TiVo_Lad Posts: 465 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Good to see DF Capital putting their toe back in the Easy Access water.
  • Doctor_Who
    Doctor_Who Posts: 917 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    gt94sss2 said:
    gt94sss2 said:
    alternate said:
    are al rayan getting worse?  I just missed the Friday cutoff time and I know they shut weekends by still waiting on the withdrawl to hit my bank.
    My only problem with them is how slow they are to answer messages sent to them via the app..
    Definitely agree with that! Whilst a recent query (obtaining a certificate of profit) was resolved, it took over a week for them to answer!
    Ironically, the same query I am awaiting a response too (now one week and counting)
    I asked for the CoP on the 7 April, they responded on the 18 April and asked me to confirm my email so they could send out the CoP when ready. On 11 May they confirmed the CoP had been sent.
    'Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t, pays it' - Albert Einstein.
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