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The Top Easy Access Savings Discussion Area

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Comments

  • Malchester
    Malchester Posts: 1,102 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    No. I have made several transfers in but never received an email acknowledgment 
  • S_uk
    S_uk Posts: 348 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 6 July 2023 at 12:38PM
    OK that's interesting. Deposits I had previously made were both big and small.

    The wording at the start of the email is:

    Dear X

    Just a quick message to let you know that we have received your deposit and credited it to your account.

    You can view your balance by logging in online.
  • Givens
    Givens Posts: 33 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    Is the Ford account accessible via an app?
  • friolento
    friolento Posts: 3,391 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    Givens said:
    Is the Ford account accessible via an app?

    It is indeed
  • cadguy77
    cadguy77 Posts: 87 Forumite
    Part of the Furniture 10 Posts Photogenic Name Dropper
    edited 6 July 2023 at 12:41PM
    Givens said:
    Is the Ford account accessible via an app?
    Yes on Apple and Google

    https://apps.apple.com/gb/app/id1533447010


    https://play.google.com/store/apps/details?id=com.fordcredit.savingsapp


  • patpalloon
    patpalloon Posts: 146 Forumite
    Third Anniversary 100 Posts Name Dropper
    BreakingGlass said:
    BreakingGlass said:
    Pompeydave1967 said:
    BreakingGlass said:
    Shawbrook rates up:

    Easy Access Account Issue 36
    AER
    4.35%Variable
    Gross
    4.35% Annually
    4.27% Monthly
    At last ! Nice jump as well.
    Indeed - I only looked because I was about to move money from Shawbrook to Ford!

    Easy to change to the new issue also - you just send them a secure message within the website.
    Just for info: It has only taken about 20mins for Shawbrook to respond to my message and change my account from Issue 33 to Issue 36, now showing 4.27% (monthly).  So much easier than the Sainsburys faff!
    !!!!!!! I've just withdrawn my money from Shawbrook. I have issue 33. Do I need to upgrade to issue 36 to get the higher rate?
  • refluxer
    refluxer Posts: 3,488 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    patpalloon said:
    BreakingGlass said:
    BreakingGlass said:
    Pompeydave1967 said:
    BreakingGlass said:
    Shawbrook rates up:

    Easy Access Account Issue 36
    AER
    4.35%Variable
    Gross
    4.35% Annually
    4.27% Monthly
    At last ! Nice jump as well.
    Indeed - I only looked because I was about to move money from Shawbrook to Ford!

    Easy to change to the new issue also - you just send them a secure message within the website.
    Just for info: It has only taken about 20mins for Shawbrook to respond to my message and change my account from Issue 33 to Issue 36, now showing 4.27% (monthly).  So much easier than the Sainsburys faff!
    !!!!!!! I've just withdrawn my money from Shawbrook. I have issue 33. Do I need to upgrade to issue 36 to get the higher rate?
    Yes, but it's easy via secure message - there is a dedicated category for upgrading accounts. Mine took around 30 minutes to be actioned.
  • Catplan
    Catplan Posts: 460 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    AndyTh_2 said:
    Yellowman said:
    wiseonesomeofthetime said:
    Yorkshire Building Society rate increases take effect from today.

    Means my leading Easy Access (albeit restricted to 6pa) account is now at 4.50%

    NLA - Loyalty 6 Access eSaver :smile:

    Ooh, and my ISA is now at 5.00% 

    What is this ISA at 5.00%?
    It's the Loyalty Six Access ISA ones that the first £20k is 5% and the rest 4.5% for the first 12 months. They're no longer available to open.

    I got two of them, online + branch/post :)

    You get access to YBS's loyalty products if you've had at least 12 months continuous account open.
    So watch out around end of feb / start of March for a replacement.

    If memory serves me well the loyalty ISA was available early March until late April (possibly May) you could fund two when available, one last year one this year, with 20k for 4.5 now up to 5, with over 20k earning 4.5 now. Although you did need to open one via post as mentioned above.
  • ForumUser7
    ForumUser7 Posts: 2,584 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    £1 min balance. Rate includes bonus for 12 months.


    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • AndyTh_2
    AndyTh_2 Posts: 405 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 6 July 2023 at 12:53PM
    Catplan said:
    AndyTh_2 said:
    Yellowman said:
    wiseonesomeofthetime said:
    Yorkshire Building Society rate increases take effect from today.

    Means my leading Easy Access (albeit restricted to 6pa) account is now at 4.50%

    NLA - Loyalty 6 Access eSaver :smile:

    Ooh, and my ISA is now at 5.00% 

    What is this ISA at 5.00%?
    It's the Loyalty Six Access ISA ones that the first £20k is 5% and the rest 4.5% for the first 12 months. They're no longer available to open.

    I got two of them, online + branch/post :)

    You get access to YBS's loyalty products if you've had at least 12 months continuous account open.
    So watch out around end of feb / start of March for a replacement.

    If memory serves me well the loyalty ISA was available early March until late April (possibly May) you could fund two when available, one last year one this year, with 20k for 4.5 now up to 5, with over 20k earning 4.5 now. Although you did need to open one via post as mentioned above.
    you can fund the 2nd one using previous tax years ISA funds via ISA transfer if you have them, which is what I did
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