The Top Easy Access Savings Discussion Area

pearl123

Al Rayan, Marcus and Cynergy all need to catch up. 

ircE

Markets price in UK interest rate of 6.5% by March - FT

The bosses of Lloyds, HSBC, NatWest and Barclays are to face questions from the regulator over concerns that interest rates on savings are too low - BBC

movingon

SaveTheEuro said:

fotow said:

Still no increase from Tandem even though they went early with their last rise. 

I've set Tandem a deadline of tomorrow to shift from 4.1%. That is when the Coventry Four Access Saver jumps ahead of them from 4% to 4.5%.

I have moved mine today from Tandem to Coventry. I wasn't sure if it would take a day to get there and so did not want to do it on a Friday and have it hanging about until Monday

Smeagal

I am using Chase 3.8% as my easy access saver as it allows standing orders direct from the saver which is useful for drip feeding into the regular savers, there are now several banks that are now 4% and above on their easy access savers, is there any that beat chase and still allow standing orders?

TisMeBill

Smeagal said:

I am using Chase 3.8% as my easy access saver as it allows standing orders direct from the saver which is useful for drip feeding into the regular savers, there are now several banks that are now 4% and above on their easy access savers, is there any that beat chase and still allow standing orders?

Kroo current account at 4.1%

uptdale

When I bought a house I had >85k deposit and was very aware that I wanted my current account to be with a GSIB in this case. This wasn’t a house sale so no extra protection.

You get the extra protection on a house purchase as well as on a house sale - assuming it is or is to be your main residence:

https://www.fscs.org.uk/making-a-claim/claims-process/temporary-high-balances/

Yellowman

wiseonesomeofthetime said:

Yorkshire Building Society rate increases take effect from today.

Means my leading Easy Access (albeit restricted to 6pa) account is now at 4.50%

NLA - Loyalty 6 Access eSaver

Ooh, and my ISA is now at 5.00% 

What is this ISA at 5.00%?

AndyTh_2

Yellowman said:

wiseonesomeofthetime said:

Yorkshire Building Society rate increases take effect from today.

Means my leading Easy Access (albeit restricted to 6pa) account is now at 4.50%

NLA - Loyalty 6 Access eSaver

Ooh, and my ISA is now at 5.00% 

What is this ISA at 5.00%?

It's the Loyalty Six Access ISA ones that the first £20k is 5% and the rest 4.5% for the first 12 months. They're no longer available to open.

I got two of them, online + branch/post

You get access to YBS's loyalty products if you've had at least 12 months continuous account open.

Nick_C

AndyTh_2 said:

You get access to YBS's loyalty products if you've had at least 12 months continuous account open.

But to open a loyalty product on line, you need to have an open account that is more than 12 months old.  If you open a new (better) account and close the old one, the online system isn't clever enough to work out that you may have been a member for 20 years, so you then have to go into a branch (possibly inconvenient) or apply by post (slow).

S_uk

Re the Newcastle BS tracker account, I made a payment in this morning which has now cleared, and I received an email confirming receipt of the deposit titled 'investment confirmation'. I didn't however receive a confirmation email after previous cleared payments in earlier this week. Has anyone had this email after each deposit they've made after opening this account?