The Top Easy Access Savings Discussion Area

jak22

That Gatehouse rise of only 0.25% is disappointing, no EA account should be under 4.25% now. Ford EA continues to be good - with 19 rises over the last 12 months without needing to switch issues and web as well as app access. Thankfully Coventry 4 Access is going to 4.5% in a few days as so many others like Tandem seem unable to respond to the 0.5% BoE rise. 

artyboy

artyboy said:

artyboy said:

artyboy said:

moi said:

SteveG2010 said:

I have opened a Newcastle BS Tracker online and transferred some money in. There is no way to withdraw money from the account, neither via the website nor via the Android App. There just isn't a button, link or menu item to do it. All I can do is show a statement. There's something seriously wrong with their IT.

Do you not have the huge "Authenticate your nominated bank account" message? Like cymruchris said, you need the code in the post before you can withdraw to your nominated account.

For me, that message only appeared a day after the account was opened. So yes I'll just wait for the post to bring me my code, but it's far from obvious that this is going to be the process when you initially sign up...

2 letters from Newcastle BS for me this morning. And 2 for Mrs Arty (joint account) All of them are 'welcome' type letters and none of them have the verification code I need. 

Poor old rainforests...

Another day's post, another day without the all important verification code letter from NBS. This is getting mildly annoying...

And yep, my code has also now arrived in today's post. Got the same 'we will send you an email' message but was able to make a (token) withdrawal immediately. Assuming that arrives safely tomorrow, I'll be making the full transfer out of Santander...

SonOfPearl

gt94sss2 said:

SonOfPearl said:

Middle_of_the_Road said:

Just received my Newcastle BS nominated account authorisation code. It's the standard peel off tab type.

Me too. Although, once I entered the code the confirmation message read...

Your authentication code has been accepted. Your nominated bank account will be available for online transactions soon. We will send you an email when it is ready.

So I'm still waiting to start using the account for significant balances!

I haven't received the email yet but after entering the code the functionality was there after I logged out and back in.

Yes, my £1 withdrawal has arrived safely in my current account 

soulsaver

jak22 said:

That Gatehouse rise of only 0.25% is disappointing, no EA account should be under 4.25% now. Ford EA continues to be good - with 19 rises over the last 12 months without needing to switch issues and web as well as app access. Thankfully Coventry 4 Access is going to 4.5% in a few days as so many others like Tandem seem unable to respond to the 0.5% BoE rise. 

For Info: It (CBS) is going to 4.5% but ... Cov BS Four Access is not available to new applicants - NLA.

Eirambler

jak22 said:

That Gatehouse rise of only 0.25% is disappointing, no EA account should be under 4.25% now. Ford EA continues to be good - with 19 rises over the last 12 months without needing to switch issues and web as well as app access. Thankfully Coventry 4 Access is going to 4.5% in a few days as so many others like Tandem seem unable to respond to the 0.5% BoE rise. 

Virtually every easy access account is under 4.25%. The only ones over that are a small number of limited access accounts and one easy access offering that only pays interest on an annual basis.

If, like me, you want monthly interest and no access restrictions the best available rate as of right now is 4.2%.

TiVo_Lad

jak22 said:

That Gatehouse rise of only 0.25% is disappointing, no EA account should be under 4.25% now.

Both Shawbrook (3.91%) and Oxbury (4.11%) also need to get their finger out. Their high minimum balance (£1,000) and the lack of movement on the recent 0.5% base rate rise makes me feel like it won't be long before these two are going to have to be closed. It's a particular shame about Oxbury who have a really slick authentication mechanism with their app and quick transfers.

oz0707

Is Aldermore double access planning to increase rates any time soon?

cheesemason

Eirambler said:

jak22 said:

That Gatehouse rise of only 0.25% is disappointing, no EA account should be under 4.25% now. Ford EA continues to be good - with 19 rises over the last 12 months without needing to switch issues and web as well as app access. Thankfully Coventry 4 Access is going to 4.5% in a few days as so many others like Tandem seem unable to respond to the 0.5% BoE rise. 

Virtually every easy access account is under 4.25%. The only ones over that are a small number of limited access accounts and one easy access offering that only pays interest on an annual basis.

If, like me, you want monthly interest and no access restrictions the best available rate as of right now is 4.2%.

Ford is 4.25% from tomorrow and is unlimited access and monthly interest 

Bridlington1

TiVo_Lad said:

jak22 said:

That Gatehouse rise of only 0.25% is disappointing, no EA account should be under 4.25% now.

Both Shawbrook (3.91%) and Oxbury (4.11%) also need to get their finger out. Their high minimum balance (£1,000) and the lack of movement on the recent 0.5% base rate rise makes me feel like it won't be long before these two are going to have to be closed. It's a particular shame about Oxbury who have a really slick authentication mechanism with their app and quick transfers.

Though if I'm not mistaken Oxbury only has a £1k minimum deposit, not minimum balance so there's nothing stopping you reducing the balance down to nil if you want.

Zopa_Trooper

Eirambler said:

jak22 said:

That Gatehouse rise of only 0.25% is disappointing, no EA account should be under 4.25% now. Ford EA continues to be good - with 19 rises over the last 12 months without needing to switch issues and web as well as app access. Thankfully Coventry 4 Access is going to 4.5% in a few days as so many others like Tandem seem unable to respond to the 0.5% BoE rise. 

Virtually every easy access account is under 4.25%. The only ones over that are a small number of limited access accounts and one easy access offering that only pays interest on an annual basis.

If, like me, you want monthly interest and no access restrictions the best available rate as of right now is 4.2%.

I'm with you. Not interested in any restrictions and want monthly interest. Shame there isn't a thread on here dedicated to truly "easy access" accounts. 

Now all we have to look forward to is hundreds of posts about Family BS now that NBS has lost its top spot.

Until the next one comes along of course.