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It’s because of the bonus - they are at 3.75% on the listing, and the bonus is explained in the information panepecunianonolet said:
Tandem still not showing in the MF list, they should be second place.ForumUser7 said:
Wow, 2 increases in one day - MoneyFacts now updated to reflect 4.11%housebuyer143 said:
4.11% now 👍ForumUser7 said:Oxbury -> 4%If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0 -
Hmm, that explains it. Might also explain why they had for ages their listing higher up as a sponsored post.ForumUser7 said:
It’s because of the bonus - they are at 3.75% on the listing, and the bonus is explained in the information panepecunianonolet said:
Tandem still not showing in the MF list, they should be second place.ForumUser7 said:
Wow, 2 increases in one day - MoneyFacts now updated to reflect 4.11%housebuyer143 said:
4.11% now 👍ForumUser7 said:Oxbury -> 4%1 -
Out of interest, why dont some of these app banks do joint accounts? seem to lose out on the top rates by only having personal accounts0
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Out of interest I wonder why Marcus and Sagas rate gets listed including the bonus and Tandem without.ForumUser7 said:
It’s because of the bonus - they are at 3.75% on the listing, and the bonus is explained in the information panepecunianonolet sLookaid:
Tandem still not showing in the MF list, they should be second place.ForumUser7 said:
Wow, 2 increases in one day - MoneyFacts now updated to reflect 4.11%housebuyer143 said:
4.11% now 👍ForumUser7 said:Oxbury -> 4%
0 -
Looks like Marcus and Saga automatically add the bonus - tandem does notSanguineOnSaturn said:
Out of interest I wonder why Marcus and Sagas rate gets listed including the bonus and Tandem without.ForumUser7 said:
It’s because of the bonus - they are at 3.75% on the listing, and the bonus is explained in the information panepecunianonolet sLookaid:
Tandem still not showing in the MF list, they should be second place.ForumUser7 said:
Wow, 2 increases in one day - MoneyFacts now updated to reflect 4.11%housebuyer143 said:
4.11% now 👍ForumUser7 said:Oxbury -> 4%If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.1 -
With Marcus you have to renew it yourself.ForumUser7 said:
Looks like Marcus and Saga automatically add the bonus - tandem does notSanguineOnSaturn said:
Out of interest I wonder why Marcus and Sagas rate gets listed including the bonus and Tandem without.ForumUser7 said:
It’s because of the bonus - they are at 3.75% on the listing, and the bonus is explained in the information panepecunianonolet sLookaid:
Tandem still not showing in the MF list, they should be second place.ForumUser7 said:
Wow, 2 increases in one day - MoneyFacts now updated to reflect 4.11%housebuyer143 said:
4.11% now 👍ForumUser7 said:Oxbury -> 4%0 -
I mean initially - for straight after the account is opened.wiseonesomeofthetime said:
With Marcus you have to renew it yourself.ForumUser7 said:
Looks like Marcus and Saga automatically add the bonus - tandem does notSanguineOnSaturn said:
Out of interest I wonder why Marcus and Sagas rate gets listed including the bonus and Tandem without.ForumUser7 said:
It’s because of the bonus - they are at 3.75% on the listing, and the bonus is explained in the information panepecunianonolet sLookaid:
Tandem still not showing in the MF list, they should be second place.ForumUser7 said:
Wow, 2 increases in one day - MoneyFacts now updated to reflect 4.11%housebuyer143 said:
4.11% now 👍ForumUser7 said:Oxbury -> 4%
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0 -
ForumUser7 said:
Looks like Marcus and Saga automatically add the bonus - tandem does notSanguineOnSaturn said:
Out of interest I wonder why Marcus and Sagas rate gets listed including the bonus and Tandem without.ForumUser7 said:
It’s because of the bonus - they are at 3.75% on the listing, and the bonus is explained in the information panepecunianonolet sLookaid:
Tandem still not showing in the MF list, they should be second place.ForumUser7 said:
Wow, 2 increases in one day - MoneyFacts now updated to reflect 4.11%housebuyer143 said:
4.11% now 👍ForumUser7 said:Oxbury -> 4%Tandem do automatically add the new rate as long as top up is on.
They updated my East access to 4.1% today.0 -
Re Tandem - AFAIK when you first open an account with them, you have to manually add the bonus.
With Marcus and Saga, AFAIK when you first open an account with them, the bonus is automatically added.
May be wrong on either one of these - but hopefully this clarifies my point as to why M & S appear at a certain position on the league tables that T does not.If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0 -
Bigwheels1111 said:ForumUser7 said:
Looks like Marcus and Saga automatically add the bonus - tandem does notSanguineOnSaturn said:
Out of interest I wonder why Marcus and Sagas rate gets listed including the bonus and Tandem without.ForumUser7 said:
It’s because of the bonus - they are at 3.75% on the listing, and the bonus is explained in the information panepecunianonolet sLookaid:
Tandem still not showing in the MF list, they should be second place.ForumUser7 said:
Wow, 2 increases in one day - MoneyFacts now updated to reflect 4.11%housebuyer143 said:
4.11% now 👍ForumUser7 said:Oxbury -> 4%Tandem do automatically add the new rate as long as top up is on.
They updated my East access to 4.1% today.Bigwheels1111 said:ForumUser7 said:
Looks like Marcus and Saga automatically add the bonus - tandem does notSanguineOnSaturn said:
Out of interest I wonder why Marcus and Sagas rate gets listed including the bonus and Tandem without.ForumUser7 said:
It’s because of the bonus - they are at 3.75% on the listing, and the bonus is explained in the information panepecunianonolet sLookaid:
Tandem still not showing in the MF list, they should be second place.ForumUser7 said:
Wow, 2 increases in one day - MoneyFacts now updated to reflect 4.11%housebuyer143 said:
4.11% now 👍ForumUser7 said:Oxbury -> 4%Tandem do automatically add the new rate as long as top up is on.
They updated my East access to 4.1% today.My question was about the listing of Tandem on Moneyfacts. Tandem is ranked by their non 'top-up' rate and Marcus and Saga include their bonus rate. The answer seems to be whether the bonus is applied automatically on account opening or not.I can confirm with Tandem as I have this account that the top up needs turning on manually.
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