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The Top Easy Access Savings Discussion Area

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Comments

  • Barkin
    Barkin Posts: 819 Forumite
    500 Posts Second Anniversary Name Dropper
    janusdesign said:
    Barkin said:
    janusdesign said:
    ChewyyBacca said:
    Hello All
    What account would you suggest open at Shawbrook that has minimum balance requirements?
    I currently have Easy Access Account Issue 34 where minimum balance is £1000 at 3.91%
    Tandem & Principal BS are offering more than that.

    Suggestions?

    I think all Shawbrook accounts have a £1k balance requirements - but that said, that is only the balance required to get the headline rate of 3.91%, I don't think there is anything to stop you having a lower balance, e.g £1 - it's just that the rate on that £1 would be 0.05%.
    But I think the T&C's only allow one EA account, so if you already hold iss. 34...
    I suspect the OP is looking to keep his Shawbrook account open whilst moving funds elsewhere - if that is so, they'll still only have one EA account with Shawbrook, but most of the funds previously in it will be moved to other banks.
    Maybe - I'm really not sure. 
  • pecunianonolet
    pecunianonolet Posts: 1,867 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    ForumUser7 said:
    housebuyer143 said:
    ForumUser7 said:
    Oxbury -> 4%
    4.11% now 👍
    Wow, 2 increases in one day - MoneyFacts now updated to reflect 4.11%
    Tandem still not showing in the MF list, they should be second place.
  • ForumUser7
    ForumUser7 Posts: 2,526 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    pecunianonolet said:
    ForumUser7 said:
    housebuyer143 said:
    ForumUser7 said:
    Oxbury -> 4%
    4.11% now 👍
    Wow, 2 increases in one day - MoneyFacts now updated to reflect 4.11%
    Tandem still not showing in the MF list, they should be second place.
    It’s because of the bonus - they are at 3.75% on the listing, and the bonus is explained in the information pane
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • pecunianonolet
    pecunianonolet Posts: 1,867 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    ForumUser7 said:
    pecunianonolet said:
    ForumUser7 said:
    housebuyer143 said:
    ForumUser7 said:
    Oxbury -> 4%
    4.11% now 👍
    Wow, 2 increases in one day - MoneyFacts now updated to reflect 4.11%
    Tandem still not showing in the MF list, they should be second place.
    It’s because of the bonus - they are at 3.75% on the listing, and the bonus is explained in the information pane
    Hmm, that explains it. Might also explain why they had for ages their listing higher up as a sponsored post.
  • jaceyboy
    jaceyboy Posts: 245 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    Out of interest, why dont some of these app banks do joint accounts? seem to lose out on the top rates by only having personal accounts
  • SanguineOnSaturn
    SanguineOnSaturn Posts: 81 Forumite
    Second Anniversary 10 Posts
    edited 21 June 2023 at 7:09PM
    ForumUser7 said:
    pecunianonolet sLookaid:
    ForumUser7 said:
    housebuyer143 said:
    ForumUser7 said:
    Oxbury -> 4%
    4.11% now 👍
    Wow, 2 increases in one day - MoneyFacts now updated to reflect 4.11%
    Tandem still not showing in the MF list, they should be second place.
    It’s because of the bonus - they are at 3.75% on the listing, and the bonus is explained in the information pane
    Out of interest I wonder why Marcus and Sagas rate gets listed including the bonus and Tandem without.

  • ForumUser7
    ForumUser7 Posts: 2,526 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    SanguineOnSaturn said:
    ForumUser7 said:
    pecunianonolet sLookaid:
    ForumUser7 said:
    housebuyer143 said:
    ForumUser7 said:
    Oxbury -> 4%
    4.11% now 👍
    Wow, 2 increases in one day - MoneyFacts now updated to reflect 4.11%
    Tandem still not showing in the MF list, they should be second place.
    It’s because of the bonus - they are at 3.75% on the listing, and the bonus is explained in the information pane
    Out of interest I wonder why Marcus and Sagas rate gets listed including the bonus and Tandem without.

    Looks like Marcus and Saga automatically add the bonus - tandem does not
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • wiseonesomeofthetime
    wiseonesomeofthetime Posts: 2,553 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ForumUser7 said:
    SanguineOnSaturn said:
    ForumUser7 said:
    pecunianonolet sLookaid:
    ForumUser7 said:
    housebuyer143 said:
    ForumUser7 said:
    Oxbury -> 4%
    4.11% now 👍
    Wow, 2 increases in one day - MoneyFacts now updated to reflect 4.11%
    Tandem still not showing in the MF list, they should be second place.
    It’s because of the bonus - they are at 3.75% on the listing, and the bonus is explained in the information pane
    Out of interest I wonder why Marcus and Sagas rate gets listed including the bonus and Tandem without.

    Looks like Marcus and Saga automatically add the bonus - tandem does not
    With Marcus you have to renew it yourself.
  • ForumUser7
    ForumUser7 Posts: 2,526 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    wiseonesomeofthetime said:
    ForumUser7 said:
    SanguineOnSaturn said:
    ForumUser7 said:
    pecunianonolet sLookaid:
    ForumUser7 said:
    housebuyer143 said:
    ForumUser7 said:
    Oxbury -> 4%
    4.11% now 👍
    Wow, 2 increases in one day - MoneyFacts now updated to reflect 4.11%
    Tandem still not showing in the MF list, they should be second place.
    It’s because of the bonus - they are at 3.75% on the listing, and the bonus is explained in the information pane
    Out of interest I wonder why Marcus and Sagas rate gets listed including the bonus and Tandem without.

    Looks like Marcus and Saga automatically add the bonus - tandem does not
    With Marcus you have to renew it yourself.
    I mean initially - for straight after the account is opened.
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Bigwheels1111
    Bigwheels1111 Posts: 3,074 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    ForumUser7 said:
    SanguineOnSaturn said:
    ForumUser7 said:
    pecunianonolet sLookaid:
    ForumUser7 said:
    housebuyer143 said:
    ForumUser7 said:
    Oxbury -> 4%
    4.11% now 👍
    Wow, 2 increases in one day - MoneyFacts now updated to reflect 4.11%
    Tandem still not showing in the MF list, they should be second place.
    It’s because of the bonus - they are at 3.75% on the listing, and the bonus is explained in the information pane
    Out of interest I wonder why Marcus and Sagas rate gets listed including the bonus and Tandem without.

    Looks like Marcus and Saga automatically add the bonus - tandem does not

    Tandem do automatically add the new rate as long as top up is on.
    They updated my East access to 4.1% today.

This discussion has been closed.
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