The Top Easy Access Savings Discussion Area

MrFrugalFever

SanguineOnSaturn said:

I'm sure iI saw a message from Kroo today about a rate increase to 3 8? on my phone but I've cleared my notifiictions and can't find it now. Anyone else had this?

Edit, found it now. I think it is 3.85% from 1st July

Correct, email received today at 13:56

poppystar

frosch411 said:

frosch411 said:

TiVo_Lad said:

Paragon Triple Access Savings Account - Issue 13 - 3.91%

https://www.paragonbank.co.uk/savings/triple-access-account

Easy access. Interest is paid annually or monthly.
If more than 4 withdrawals are made in a 12 month period, the rate payable will drop to 0.75% from the date of the 4th withdrawal, with the 12 month period resetting on the anniversary of the account opening date.

@soulsaver

Nice one, thanks for this.
Just wondering how quick this is applied. I have the triple access issue 13 and when I log into my account, it still shows the old interest.

Actually, scrap that..mine is not the easy access savings but triple access cash ISA..
Losing the plot with that heat and my accounts 🤪

It’s easily done with Paragon. I had to talk to them last week and even the woman I was talking to kept getting confused between the accounts because the names are so similar and the TA ISA and the savings one are both on issue 13 now which doesn’t help differentiate! TA ISA should have gone up too but only to 3.76%

dgpur

Zaul22 said:

CooperSF said:

Losing faith with Chip.

They are profitable now, it might be over. Remember Al Rayan was always the top rate... until it wasn't. Then Zopa was always in the top 4 rates... until it wasn't, Atom was good... until it wasn't. It couldn't last forever. 

I’m sticking with Chip and Tandem just because the better rates all have caveats to them - limited number of withdrawals or minimum fund levels. Most of our money goes on the best available fixes, so I feel no pressure to move our easy access funds. At least until a lest restricted account comes along.

PhilFox1985

Not an easy access account, but some may be interested...

Investec 90 day notice saver, now up to 4.50%.

They review their rates on the 15th of each month.

jaypers

PhilFox1985 said:

Not an easy access account, but some may be interested...

Investec 90 day notice saver, now up to 4.50%.

They review their rates on the 15th of each month.

Very impressed with Investec. Always seem to be on the ball and I like their website which is simple but effective. Faster Payments too so very fast payments in and out.

ColdIron

PhilFox1985 said:

They review their rates on the 15th of each month.

Their current 5.35% 1 year fix was announced on the 12th of this month and the previous 5.06% on the 24th of the last
Do you have a link for that?

2010

Marcus lagging a bit, probably raise just before BoE next week.

jaypers

2010 said:

Marcus lagging a bit, probably raise just before BoE next week.

At least they are still way ahead of Atom, who I am now certain are testing how long it is possible to really take the ****!

aaj123

PhilFox1985 said:

Not an easy access account, but some may be interested...

Investec 90 day notice saver, now up to 4.50%.

They review their rates on the 15th of each month.

They update the rate on existing accounts?

UncleK

2010 said:

Marcus lagging a bit, probably raise just before BoE next week.

Finally gave up on Marcus. Cynergy are my next one to whinge about - they are taking their time..........