The Top Easy Access Savings Discussion Area

TiVo_Lad

Bridlington1 said:

@soulsaver Oxbury Bank Personal Easy Access Account (Issue 1) now 3.9%

Slightly left of field (no pun intended!). Feels like they might be trying to attract funds ahead of the BoE decision, but will they remain competitive? The 90-day funding window is attractive though.

frosch411

TiVo_Lad said:

Paragon Triple Access Savings Account - Issue 13 - 3.91%

https://www.paragonbank.co.uk/savings/triple-access-account

Easy access. Interest is paid annually or monthly.
If more than 4 withdrawals are made in a 12 month period, the rate payable will drop to 0.75% from the date of the 4th withdrawal, with the 12 month period resetting on the anniversary of the account opening date.

@soulsaver

Nice one, thanks for this.
Just wondering how quick this is applied. I have the triple access issue 13 and when I log into my account, it still shows the old interest.

frosch411

frosch411 said:

TiVo_Lad said:

Paragon Triple Access Savings Account - Issue 13 - 3.91%

https://www.paragonbank.co.uk/savings/triple-access-account

Easy access. Interest is paid annually or monthly.
If more than 4 withdrawals are made in a 12 month period, the rate payable will drop to 0.75% from the date of the 4th withdrawal, with the 12 month period resetting on the anniversary of the account opening date.

@soulsaver

Nice one, thanks for this.
Just wondering how quick this is applied. I have the triple access issue 13 and when I log into my account, it still shows the old interest.

Actually, scrap that..mine is not the easy access savings but triple access cash ISA..
Losing the plot with that heat and my accounts 🤪

allegro120

Bridlington1 said:

@soulsaver Oxbury Bank Personal Easy Access Account (Issue 1) now 3.9%

I wonder what do they mean by "this account is not intended for day to day transactions"? 

CooperSF

Losing faith with Chip.

happybagger

Shed loads of small value transactions? Usually that gets put because an account is not a payment account.

SanguineOnSaturn

I'm sure iI saw a message from Kroo today about a rate increase to 3 8? on my phone but I've cleared my notifiictions and can't find it now. Anyone else had this?

Edit, found it now. I think it is 3.85% from 1st July

Zaul22

CooperSF said:

Losing faith with Chip.

They are profitable now, it might be over. Remember Al Rayan was always the top rate... until it wasn't. Then Zopa was always in the top 4 rates... until it wasn't, Atom was good... until it wasn't. It couldn't last forever. 

MrFrugalFever

SanguineOnSaturn said:

I'm sure iI saw a message from Kroo today about a rate increase to 3 8? on my phone but I've cleared my notifiictions and can't find it now. Anyone else had this?

Edit, found it now. I think it is 3.85% from 1st July

Correct, email received today at 13:56

poppystar

frosch411 said:

frosch411 said:

TiVo_Lad said:

Paragon Triple Access Savings Account - Issue 13 - 3.91%

https://www.paragonbank.co.uk/savings/triple-access-account

Easy access. Interest is paid annually or monthly.
If more than 4 withdrawals are made in a 12 month period, the rate payable will drop to 0.75% from the date of the 4th withdrawal, with the 12 month period resetting on the anniversary of the account opening date.

@soulsaver

Nice one, thanks for this.
Just wondering how quick this is applied. I have the triple access issue 13 and when I log into my account, it still shows the old interest.

Actually, scrap that..mine is not the easy access savings but triple access cash ISA..
Losing the plot with that heat and my accounts 🤪

It’s easily done with Paragon. I had to talk to them last week and even the woman I was talking to kept getting confused between the accounts because the names are so similar and the TA ISA and the savings one are both on issue 13 now which doesn’t help differentiate! TA ISA should have gone up too but only to 3.76%