The Top Easy Access Savings Discussion Area

Bobblehat

georged123 said:

Zaul22 said:

Opening a Coventry account has now become as massive faff involving mailing in an application form with photos of yourself holding your ID. No mention of just taking it into a branch. Last year I had an easy access account and it just opened online, there was none of this faff. Must be new KYC rules that have come in since then. 

I had the same, it was a right faff and haven’t been given anything, not even an email.

Has everyone else managed to sign up straightaway no issues?

No problem here with online opening the 4-Access .... literally a second to open after pressing the final application page "Apply" button ... it actually surprised me when I saw the account and sort code appear in a blink! Also, closed an older EA account to initially fund the 4-Access .... whole process took a couple of minutes from signing in, applying for the 4-Access, closing the old EA account with £1 in, and seeing the £1 appear in the 4-Access. No complaints here!

pecunianonolet

Kroo is raising rates to 3.85% AER from 1st July. @soulsaver

soulsaver

pecunianonolet said:

Kroo is raising rates to 3.85% AER from 1st July. @soulsaver

Was already in the 'Up coming'... picked up from reg savers...

Kazza242

The Family BS Online Saver (5) rate is increasing to 3.85% (according to Moneyfacts).

Minimum opening deposit £100.

https://www.familybuildingsociety.co.uk/savings/compare-savings-accounts/product-detail/online-saver-(5)

@soulsaver

ForumUser7

RCI Freedom EA savings account -> 3.85% ~ MoneyFacts

TiVo_Lad

Paragon Triple Access Savings Account - Issue 13 - 3.91%

https://www.paragonbank.co.uk/savings/triple-access-account

Easy access. Interest is paid annually or monthly.
If more than 4 withdrawals are made in a 12 month period, the rate payable will drop to 0.75% from the date of the 4th withdrawal, with the 12 month period resetting on the anniversary of the account opening date.

@soulsaver

muffinhead

TiVo_Lad said:

Paragon Triple Access Savings Account - Issue 13 - 3.91%

https://www.paragonbank.co.uk/savings/triple-access-account

Easy access. Interest is paid annually or monthly.
If more than 4 withdrawals are made in a 12 month period, the rate payable will drop to 0.75% from the date of the 4th withdrawal, with the 12 month period resetting on the anniversary of the account opening date.

@soulsaver

Issues 11 and 12 also increased to 3.91%

https://www.paragonbank.co.uk/savings/historic-rates

Barkin

TiVo_Lad said:

Paragon Triple Access Savings Account - Issue 13 - 3.91%

https://www.paragonbank.co.uk/savings/triple-access-account

Easy access. Interest is paid annually or monthly.
If more than 4 withdrawals are made in a 12 month period, the rate payable will drop to 0.75% from the date of the 4th withdrawal,

That should read 'if 4 or more...'

i.e. More than 3

Rudyson

Bridlington1 said:

georged123 said:

Zaul22 said:

Opening a Coventry account has now become as massive faff involving mailing in an application form with photos of yourself holding your ID. No mention of just taking it into a branch. Last year I had an easy access account and it just opened online, there was none of this faff. Must be new KYC rules that have come in since then. 

I had the same, it was a right faff and haven’t been given anything, not even an email.

Has everyone else managed to sign up straightaway no issues?

I've opened a fair few Coventry accounts over the last year and have never had any issues with opening new accounts, the four access saver included. I've actually found it to be one of the easiest banks/building societies to open new accounts with.

Me too. And they usually answer the phone in seconds if you have any queries.

I've just opened the new account today and transferred over all but £10 from my other 4 access and 6 access accounts. The whole process took about 5 mins. If they raise the rate on the old accounts, I'll have a 14 access account, if not I still have a graet EA rate.

Bridlington1

@soulsaver Oxbury Bank Personal Easy Access Account (Issue 1) now 3.9%