The Top Easy Access Savings Discussion Area

mebu60

wiseonesomeofthetime said:

Bridlington1 said:

Gatehouse EA account will be rising to 3.83% (monthly interest). Source: email.

3.90% annual (interest) profit

Makes it my highest paying savings account with a quid in 🤦‍♂️🤣

How long before others respond? 🤔

Ditto!

Though that will change next week :-) 

JimLad

Very surprised Chip havent upped their rate yet

pecunianonolet

Bridlington1 said:

Gatehouse EA account will be rising to 3.83% (monthly interest). Source: email.

JimLad said:

Very surprised Chip havent upped their rate yet

Got the email as well. Will wait until late afternoon if Chip is going to make a move but if not cash is going to be parked with Gatehouse, at least over the weekend.

wiseonesomeofthetime

pecunianonolet said:

Bridlington1 said:

Gatehouse EA account will be rising to 3.83% (monthly interest). Source: email.

JimLad said:

Very surprised Chip havent upped their rate yet

Got the email as well. Will wait until late afternoon if Chip is going to make a move but if not cash is going to be parked with Gatehouse, at least over the weekend.

Interesting that you'd consider moving funds for 0.01% extra 🤔

simonsmithsays

Bridlington1 said:

simonsmithsays said:

Nick_C said:

ForumUser7 said:

Cambridge BS Your Saver to 3.75% according to moneyfacts @soulsaver

Already showing as 3.75% in my account, although website not updated yet. 

Hi there

Can you tell me how to check my interest online when I'm logged in please

Log into online banking then click "View account". I don't have the app so I couldn't tell you how to view it in the app.

Thank you

For anyone else struggling from an android phone change your settings to Desktop and you see more options (including 'View Account')

TiVo_Lad

Bridlington1 said:

Gatehouse EA account will be rising to 3.83% (monthly interest). Source: email.

Now showing on their website

https://gatehousebank.com/personal/savings/easy-access/easy-access

I've no experience of Gatehouse, but 3.9% AER is tempting as my bottom-rated pot is now at 3.75%. Would others care to share their experiences of them, particularly as a new customer/application process?

Bridlington1

wiseonesomeofthetime said:

pecunianonolet said:

Bridlington1 said:

Gatehouse EA account will be rising to 3.83% (monthly interest). Source: email.

JimLad said:

Very surprised Chip havent upped their rate yet

Got the email as well. Will wait until late afternoon if Chip is going to make a move but if not cash is going to be parked with Gatehouse, at least over the weekend.

Interesting that you'd consider moving funds for 0.01% extra 🤔

Why not? I would (and have done in the past for less than 0.1% as evidenced by my posts earlier in this thread). It takes very little effort to move the money if you have the account already.

If I had any money that wasn't in regular savers/tracker accounts I'd be shifting some money to Gatehouse once again but at the moment the whole lot is at 4.25% or above barring a few accounts with minimum balances so Gatehouse will remain at £1 for now.

pecunianonolet

Bridlington1 said:

wiseonesomeofthetime said:

pecunianonolet said:

Bridlington1 said:

Gatehouse EA account will be rising to 3.83% (monthly interest). Source: email.

JimLad said:

Very surprised Chip havent upped their rate yet

Got the email as well. Will wait until late afternoon if Chip is going to make a move but if not cash is going to be parked with Gatehouse, at least over the weekend.

Interesting that you'd consider moving funds for 0.01% extra 🤔

Why not? I would (and have done in the past for less than 0.1% as evidenced by my posts earlier in this thread). It takes very little effort to move the money if you have the account already.

If I had any money that wasn't in regular savers/tracker accounts I'd be shifting some money to Gatehouse once again but at the moment the whole lot is at 4.25% or above barring a few accounts with minimum balances so Gatehouse will remain at £1 for now.

Exactly, why not. Have the account so it's a matter of seconds to move it.

Also, why 0.01%? Chip is 3.82% AER and Gatehouse 3.9% AER. That works out as 3.75% gross for Chip and 3.83% gross for Gatehouse. If I am not mistaken, that's 0.08% difference gross

A._Badger

Just in case anyone is hovering unsure whether Secure Trust are worth a try, I signed up with them yesterday for thoir easy access account and am happy to report that it's a very professional slick process that seems to work well. 

CheekyMikey

wiseonesomeofthetime said:

pecunianonolet said:

Bridlington1 said:

Gatehouse EA account will be rising to 3.83% (monthly interest). Source: email.

JimLad said:

Very surprised Chip havent upped their rate yet

Got the email as well. Will wait until late afternoon if Chip is going to make a move but if not cash is going to be parked with Gatehouse, at least over the weekend.

Interesting that you'd consider moving funds for 0.01% extra 🤔

I agree…although it’s slightly better than 0.01%, even if you could move £80k (and I doubt you could in a day) you’d only get 17p a day more interest until moving it again. So chances are most people doing this are moving much less and getting peanuts but I guess to some it’s important to feel they’re getting every last peanut they can…