The Top Easy Access Savings Discussion Area

t1redmonkey

Very underwhelming rates from Zopa there.

dgpur

Mr_blibby said:

Looks like Zopa just upped their rates (on their website, doesn't seem to be reflected in the App as yet)... too little too late, already moved out and wont be returning at these levels....

Too little, way too late. Eight of my open accounts beat their base offering. Even the pots don’t offer enough compared to other offerings.

pecunianonolet

Mr_blibby said:

Looks like Zopa just upped their rates (on their website, doesn't seem to be reflected in the App as yet)... too little too late, already moved out and wont be returning at these levels....

What a disappointment. 31 days notice for 3.6% when you can have it instant with a current account with Kroo in a few days or more with Chip. My Zopa balance of 27 pence remains.

jaypers

Can’t see a lot of point in Zopa now. Their 95 Day Notice a/c paying 3.7% is less than my Charter Easy Access paying 3.75%. Giving notice on all my pots now and withdrawing the lot. 

fwdrew

Huge disappointment there from Zopa. I agree too little too late.

So glad I moved all my money out a few weeks back than wait.
Won't be using them again for some time.

wiseonesomeofthetime

I emptied Zopa out yesterday, bar locked pots.

ChewyyBacca

jaypers said:

Can’t see a lot of point in Zopa now. Their 95 Day Notice a/c paying 3.7% is less than my Charter Easy Access paying 3.75%. Giving notice on all my pots now and withdrawing the lot. 

jaypers 
What issue of Charter EA is this?

Currently EA iss 37 is paying 3.45%
https://www.chartersavingsbank.co.uk/AtAGlance

Is it an NLA  issue?

10_66

ChewyyBacca said:

What issue of Charter EA is this?

Currently EA iss 37 is paying 3.45%
https://www.chartersavingsbank.co.uk/AtAGlance

Is it an NLA  issue?

My Charter issue 28 (NLA), is paying 3.75%

SJMALBA

ChewyyBacca said:

jaypers said:

Can’t see a lot of point in Zopa now. Their 95 Day Notice a/c paying 3.7% is less than my Charter Easy Access paying 3.75%. Giving notice on all my pots now and withdrawing the lot. 

jaypers 
What issue of Charter EA is this?

Currently EA iss 37 is paying 3.45%
https://www.chartersavingsbank.co.uk/AtAGlance

Is it an NLA  issue?

Yes, NLA - Issue 29 and earlier, it seems:

https://s3-eu-west-1.amazonaws.com/pdf.chartersavingsbank.co.uk/01502_savings_interest_summary.pdf

Eirambler

Very poor from Zopa to not even get the instant access rate up to 3.5%. Did a clear out earlier in the week after my pots matured and there's no reason to go back on that decision based on those rates.