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The Top Easy Access Savings Discussion Area
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I wonder if we'll see anything from CHIP - seeing as HEBS is now above them in the tablesIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.1 -
Are you comparing apples and pears?ForumUser7 said:I wonder if we'll see anything from CHIP - seeing as HEBS is now above them in the tables1 -
Yes. I'm just thinking really, although the products are different, CHIP might have hurt feelings as they are no longer at the top of the MoneyFacts comparison table 😂Band7 said:
Are you comparing apples and pears?ForumUser7 said:I wonder if we'll see anything from CHIP - seeing as HEBS is now above them in the tablesIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0 -
I think they might react if they saw a significant outflow of cash. I can't see this from happening as a result of the HEBS account1
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It should be retitled as 'difficult access'Dietofsoup said:Is withdrawal by post and by cheque really 'easy access'?
I don't see as such.
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I doubt it. Small old fashioned BSs offering restricted/complicated deals are not Chip's competitors. If Zopa or Tandem alike will raise to 3.75% for their IA products, Chip is likely to best that.ForumUser7 said:
Yes. I'm just thinking really, although the products are different, CHIP might have hurt feelings as they are no longer at the top of the MoneyFacts comparison table 😂Band7 said:
Are you comparing apples and pears?ForumUser7 said:I wonder if we'll see anything from CHIP - seeing as HEBS is now above them in the tables2 -
I haven't yet made my mind up wether to open a HEBS account although I'm leaning towards the idea that I can't really be bothered given the restrictions. If I put £10K in HEBS at 4.5% the extra interest ain't much to compensate me for the aggro. I suspect some of the competition might rise a bit by July reducing any advantage further.
There are leading rates and leading rates .......but they aren't for everyone.3 -
Sounds like an offer from Back to the Future. No thank you. Anything without an app is basically a no go for me and I have two accounts with online banking only and they have 1 quid in and will be the first to go at some point. No app = no business.0
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If Kent Reliance is increasing their rates by 0.25% from Friday then their EA Issue 57 will move to 3.7%.
Is that wishful thinking on my part or have others drawn the same conclusion?1 -
The announcement said the increase is for existing NLA accounts only - issue 57 is currently available. They may increase the rate, in addition to their announcement, but it doesn’t fall under it itself imomebu60 said:If Kent Reliance is increasing their rates by 0.25% from Friday then their EA Issue 57 will move to 3.7%.
Is that wishful thinking on my part or have others drawn the same conclusion?If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.1
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