The Top Easy Access Savings Discussion Area

worriednoob

As some will know, I've only recently moved from Santander to Chip. Last Friday (late night - during bank holiday weekend), I set the Santander app 'daily payment limit to the highest amount (£25K). I then sent a large payment to Chip. I subsequently got a text message from Santander to say that I'll be receiving another text in about an hour to confirm some suspicious account activity.

However, no text came through. Instead on Saturday morning, I got a call from Santander with an automated message asking whether I had carried out such a transaction and if so to press 1. I went ahead and instantly the money landed in Chip. I carried out a further large transfer, again from Santander to Chip, but this time it went straight through.

So what I'm trying to say is that everyone seems to have different experience with different banks/financial institutions. I've not had to move money out of Chip, so I hope they don't cause too many issues.

jaypers

Really thought Atom or Zopa would move on their rates today. Been a mug waiting this long. I'm out!

Pompeydave1967

https://forums.moneysavingexpert.com/discussion/comment/80027453#Comment_80027453

Me too ,out of atom into shawbrook , 0.4% does make a difference.Love atom app but rates havnt moved for a while so I'm out until more competitive.

SeriousHoax

Hello I just signed up to ShawBrook Bank and I'm wondering how long it takes for them to send the customer number so I can log in.

fourmarks

https://forums.moneysavingexpert.com/discussion/comment/80027647#Comment_80027647

I had everything with a couple of hours.

SeriousHoax

https://forums.moneysavingexpert.com/discussion/comment/80027681#Comment_80027681

Thanks I'll keep checking my emails.

Band7

https://forums.moneysavingexpert.com/discussion/comment/80027377#Comment_80027377

@worriednoob How did you set the daily payment limit in Santander? I can't find this in the app

RG2015

https://forums.moneysavingexpert.com/discussion/comment/80027901#Comment_80027901

Click on more and then manage payment limits.

Band7

https://forums.moneysavingexpert.com/discussion/comment/80027922#Comment_80027922

How could I not have seen this before? Thanks for giving me directions, and thanks to @worriednoob for alerting me

Band7

When I logged into my Shawbrook account just now, I saw this message

Sounds as if there are no withdrawals on non-working days, and even on consecutive working days, we might have to wait over 24 hours to receive our withdrawals.