The Top Easy Access Savings Discussion Area

RedImp_2

I’ve had the mail from Marcus about the rate increase others have mentioned +0.2%

Not good enough for me to move money back but good news for those who have stuck with them I guess (& don’t read this forum 😏)

poshrule_uk

How long do funds take to appear in Tandem generally?

Steve_xx

poshrule_uk said:

How long do funds take to appear in Tandem generally?

In Open Banking it takes just a few minutes. I can't say how long in the event that you make a faster payment in.

allegro120

poshrule_uk said:

How long do funds take to appear in Tandem generally?

About 5-7 minutes in my experience.

TiVo_Lad

allegro120 said:

poshrule_uk said:

How long do funds take to appear in Tandem generally?

About 5-7 minutes in my experience.

Agreed. The text arrives pretty quickly to confirm receipt and new balance.

EssexHebridean

RedImp_2 said:

I’ve had the mail from Marcus about the rate increase others have mentioned +0.2%

Not good enough for me to move money back but good news for those who have stuck with them I guess (& don’t read this forum 😏)

Or indeed those who have stuck with them, and do... 

BTW - someone said earlier about needing to update their bonus every time the rate increases - not sure what that refers to as I certainly don't need to - the bonus applies from a year from when it was last updated. 

allegro120

Jmc85 said:

Anyone have a Zopa email with wrong rates? Assuming they are planning an increase, just forgot to change the email content!

They forgot to send it when they increased rates last time, so it's just a delayed communication.

Mr_blibby

TiVo_Lad said:

allegro120 said:

poshrule_uk said:

How long do funds take to appear in Tandem generally?

About 5-7 minutes in my experience.

Agreed. The text arrives pretty quickly to confirm receipt and new balance.

seems to depend on the amount - pretty much instantaneous for v small amount - couple of £10k transfers took 30-60 mins - not sure if delay was on their side or in leaving my bank

castle96

Zopa,Chip,Tandem.... reading this lot just can't be bothered! Happy with .1, .2% less. No apps/no problems... 'recognised' names.. easy access/withdraw, change funds around

TiVo_Lad

Mr_blibby said:

TiVo_Lad said:

allegro120 said:

poshrule_uk said:

How long do funds take to appear in Tandem generally?

About 5-7 minutes in my experience.

Agreed. The text arrives pretty quickly to confirm receipt and new balance.

seems to depend on the amount - pretty much instantaneous for v small amount - couple of £10k transfers took 30-60 mins - not sure if delay was on their side or in leaving my bank

Your larger amounts may have been subject to additional checks by your bank.