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  • jimexbox
    jimexbox Posts: 12,483 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Jmc85 said:
    Anyone have a Zopa email with wrong rates? Assuming they are planning an increase, just forgot to change the email content!
    I thought it was odd, I had the same email for the last increase. Hopefully they'll increase rates soon. 
  • Mr_blibby
    Mr_blibby Posts: 52 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    Jmc85 said:
    Anyone have a Zopa email with wrong rates? Assuming they are planning an increase, just forgot to change the email content!
    had the email...thought the rates were wrong, then checked on my app and what I thought was a 7 day notice account is a 31 day notice...not sure what is going on.. prob my error on applying the notice period.... the email does tie up with what is on their web site...
  • RedImp_2
    RedImp_2 Posts: 568 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I’ve had the mail from Marcus about the rate increase others have mentioned +0.2%
    Not good enough for me to move money back but good news for those who have stuck with them I guess (& don’t read this forum 😏)
  • poshrule_uk
    poshrule_uk Posts: 158 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    How long do funds take to appear in Tandem generally?
  • Steve_xx
    Steve_xx Posts: 6,979 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    How long do funds take to appear in Tandem generally?
    In Open Banking it takes just a few minutes. I can't say how long in the event that you make a faster payment in.
  • allegro120
    allegro120 Posts: 2,021 Forumite
    1,000 Posts Second Anniversary Name Dropper
    How long do funds take to appear in Tandem generally?
    About 5-7 minutes in my experience.
  • TiVo_Lad
    TiVo_Lad Posts: 465 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    How long do funds take to appear in Tandem generally?
    About 5-7 minutes in my experience.
    Agreed. The text arrives pretty quickly to confirm receipt and new balance.
  • EssexHebridean
    EssexHebridean Posts: 24,495 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    RedImp_2 said:
    I’ve had the mail from Marcus about the rate increase others have mentioned +0.2%
    Not good enough for me to move money back but good news for those who have stuck with them I guess (& don’t read this forum 😏)
    Or indeed those who have stuck with them, and do... 

    BTW - someone said earlier about needing to update their bonus every time the rate increases - not sure what that refers to as I certainly don't need to - the bonus applies from a year from when it was last updated. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • allegro120
    allegro120 Posts: 2,021 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Jmc85 said:
    Anyone have a Zopa email with wrong rates? Assuming they are planning an increase, just forgot to change the email content!
    They forgot to send it when they increased rates last time, so it's just a delayed communication.
  • Mr_blibby
    Mr_blibby Posts: 52 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    TiVo_Lad said:
    How long do funds take to appear in Tandem generally?
    About 5-7 minutes in my experience.
    Agreed. The text arrives pretty quickly to confirm receipt and new balance.
    seems to depend on the amount - pretty much instantaneous for v small amount - couple of £10k transfers took 30-60 mins - not sure if delay was on their side or in leaving my bank
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