The Top Easy Access Savings Discussion Area

Bridlington1

AndyTh_2 said:

kaMelo said:

aaj123 said:

Is there anyone getting better than 3.2% on any access account? This is what my existing Charter Savings Bank easy access issue 28 is now at. 

It's effectively a 1 day notice account though given the clumsy way withdrawals operate. 

YBS Loyalty Six Access eSaver paying 3.5%

though it's no longer available to open

But sticking with YBS, their rainy day saver at 3.35% is still available as a consolation prize.

Middle_of_the_Road

kaMelo said:

aaj123 said:

Is there anyone getting better than 3.2% on any access account? This is what my existing Charter Savings Bank easy access issue 28 is now at. 

It's effectively a 1 day notice account though given the clumsy way withdrawals operate. 

YBS Loyalty Six Access eSaver paying 3.5%

This account no longer available to new customers, or even to open for existing customers.
It is still paying that rate to qualifying members, who opened one whilst still available.

jak22

YBS still havent announced changes after the Feb 2nd BoE

cricidmuslibale

jak22 said:

YBS still havent announced changes after the Feb 2nd BoE

Worse still, Nationwide have yet to announce any interest rate increases in response to either that Feb B of E base rate increase of 0.5% or even the previous mid Dec B of E base rate rise of 0.5%!

kaMelo

AndyTh_2 said:

< though it's no longer available to open

Middle_of_the_Road said:

This account no longer available to new customers, or even to open for existing customers.
It is still paying that rate to qualifying members, who opened one whilst still available.

I know the account is no longer available however that wasn't the question.
The question that I answered was;

aaj123 said:

Is there anyone getting better than 3.2% on any access account?  

For something still available, as @Bridlington1 pointed out, YBS Rainy Day Saver @3.35% is not bad either.

happybagger

cricidmuslibale said:

jak22 said:

YBS still havent announced changes after the Feb 2nd BoE

Worse still, Nationwide have yet to announce any interest rate increases in response to either that Feb B of E 0.5% base rate increase of 0.5% or even the previous mid Dec B of E base rate rise of 0.5%!

Nor Earl Shilton

Middle_of_the_Road

kaMelo said:

AndyTh_2 said:

< though it's no longer available to open

Middle_of_the_Road said:

This account no longer available to new customers, or even to open for existing customers.
It is still paying that rate to qualifying members, who opened one whilst still available.

I know the account is no longer available however that wasn't the question.
The question that I answered was;

aaj123 said:

Is there anyone getting better than 3.2% on any access account?  

For something still available, as @Bridlington1 pointed out, YBS Rainy Day Saver @3.35% is not bad either.

How is anyone meant to know you knew if you didn't mention it?
For those who don't know, "more complete" answers are helpful, and avoid further questions like where are these accounts?. 
The way I interpreted the question, was aaj123 seeking advice on where to get the best rate.
I could have said 3.25% at Coventry, but no one can sign up for it now.
There must be plenty of people getting between 3.5>4.0% on here who didn't reply, for the same reason.

kaMelo

I suppose you make a fair point.
The fact I interpreted it differently, as in "is anyone getting more than 3.2%" whereas you interpreted as "can anyone get more than 3.2%" is proof enough that a little more clarity would have helped.

soulsaver

And on the subject of clarity, is there a chance that Tandem will make it clear how you qualify for the 'Top Up' :

'A C C O U N T N A M E Instant Access Savings Account

W H A T I S T H E I N T E R E S T R A T E ? Your underlying interest rate is 2.85% AER* / 2.81% Gross** (variable) If a Top Up is applied to your account: Your Top Up is 0.35% AER*(variable) Your total interest rate is 3.20% AER* / 3.15% Gross** (variable)'

Middle_of_the_Road

kaMelo said:

I suppose you make a fair point.
The fact I interpreted it differently, as in "is anyone getting more than 3.2%" whereas you interpreted as "can anyone get more than 3.2%" is proof enough that a little more clarity would have helped.

Thanks for that. Hope you didn't think I was being picky, just thought any extra info could be helpful.