The Top Easy Access Savings Discussion Area

Malchester

aaj123 said:

Is there anyone getting better than 3.2% on any access account? This is what my existing Charter Savings Bank easy access issue 28 is now at. 

It's effectively a 1 day notice account though given the clumsy way withdrawals operate. 

Not much better but I am getting 3.25% with Swansea Building Society easy access account. You have to live in Wales or be an existing member. The account has to be opened in branch or by post but can then be operated on line. I live nowhere near a branch but have been dealing with their Carmarthen branch who have been superb- probably the best customer service I have had from a financial institution. They also have an easy access ISA paying the same rate.

n3ophyte

Not better but as of today Tandem Bank are offering 3.2% on their Easy Access account.

S_uk

Will the new Tandem rate apply to existing accounts? It's still showing 3.05% on my account in the app, including the top up.

fly-catchers

n3ophyte said:

Not better but as of today Tandem Bank are offering 3.2% on their Easy Access account.

Does that only apply to new accounts as my one I opened last week still shows 3.05% when I check the app.

SickGroove

n3ophyte said:

Not better but as of today Tandem Bank are offering 3.2% on their Easy Access account.

Mine still showing 3.05% with top up on

moi

S_uk said:

Will the new Tandem rate apply to existing accounts? It's still showing 3.05% on my account in the app, including the top up.

Last time Tandem increased the rate, it wasn't until the next day that the app updated for existing accounts.

This looks like they're increasing the variable bonus rate now.

From their site:

WHAT IS THE INTEREST RATE?

Your underlying interest rate is 2.85% AER* / 2.81% Gross** (variable)

If a Top Up is applied to your account:

Your Top Up is 0.35% AER*(variable)
Your total interest rate is 3.20% AER* / 3.15% Gross** (variable)

AmityNeon

moi said:

S_uk said:

Will the new Tandem rate apply to existing accounts? It's still showing 3.05% on my account in the app, including the top up.

Last time Tandem increased the rate, it wasn't until the next day that the app updated for existing accounts.

The app may not update for existing customers until the next day, but the new rate is effective from the current day (as with new accounts).

kaMelo

aaj123 said:

Is there anyone getting better than 3.2% on any access account? This is what my existing Charter Savings Bank easy access issue 28 is now at. 

It's effectively a 1 day notice account though given the clumsy way withdrawals operate. 

YBS Loyalty Six Access eSaver paying 3.5%

AndyTh_2

kaMelo said:

aaj123 said:

Is there anyone getting better than 3.2% on any access account? This is what my existing Charter Savings Bank easy access issue 28 is now at. 

It's effectively a 1 day notice account though given the clumsy way withdrawals operate. 

YBS Loyalty Six Access eSaver paying 3.5%

though it's no longer available to open

Bridlington1

AndyTh_2 said:

kaMelo said:

aaj123 said:

Is there anyone getting better than 3.2% on any access account? This is what my existing Charter Savings Bank easy access issue 28 is now at. 

It's effectively a 1 day notice account though given the clumsy way withdrawals operate. 

YBS Loyalty Six Access eSaver paying 3.5%

though it's no longer available to open

But sticking with YBS, their rainy day saver at 3.35% is still available as a consolation prize.