The Top Easy Access Savings Discussion Area

BigBlueSky

chris_the_bee said:

Gatehouse Bank
Quote "We are working on an increase to your Easy Access Rate and anticipate this to take effect on 31 January 2023".

Do we know what the new rate will be or is it a secret ?

chris_the_bee

BigBlueSky said:

chris_the_bee said:

Gatehouse Bank
Quote "We are working on an increase to your Easy Access Rate and anticipate this to take effect on 31 January 2023".

Do we know what the new rate will be or is it a secret ?

Still a secret

Freedommm

Shocked in disbelief, received this letter from Coventry BS after weeks of being unable to log in or deposit anything in my account.

"As part of our internal processes we use the Fraud Prevention Agency Cifas in the prevention

and detection of crime. Information has recently come to our attention which is of concern.

We have therefore made the decision to immediately close your account.

We are unable to provide any further information to you relating to this matter, however I have

enclosed a guidance leaflet detailing where further information is available directly from Cifas.

Please also take this letter as confirmation that you will not be permitted to hold any accounts

with the Society in the future."

How many other people received this? Did these idiots leave something bad in my credit file now? If they did, they acted illegally I will have to report them and they will have pay large fines, much larger than the measly 3.25% pa.

In a way, relieved. Figured out, no point waiting for these clowns and parked savings somewhere else for now.

dale_cotterill

Freedommm said:

Shocked in disbelief, received this letter from Coventry BS after weeks of being unable to log in or deposit anything in my account.

"As part of our internal processes we use the Fraud Prevention Agency Cifas in the prevention

and detection of crime. Information has recently come to our attention which is of concern.

We have therefore made the decision to immediately close your account.

We are unable to provide any further information to you relating to this matter, however I have

enclosed a guidance leaflet detailing where further information is available directly from Cifas.

Please also take this letter as confirmation that you will not be permitted to hold any accounts

with the Society in the future."

How many other people received this? Did these idiots leave something bad in my credit file now? If they did, they acted illegally I will have to report them and they will have pay large fines, much larger than the measly 3.25% pa.

In a way, relieved. Figured out, no point waiting for these clowns and parked savings somewhere else for now.

You should probably look into it. If Coventry can see something, everyone else certainly will.

pecunianonolet

dale_cotterill said:

Freedommm said:

Shocked in disbelief, received this letter from Coventry BS after weeks of being unable to log in or deposit anything in my account.

"As part of our internal processes we use the Fraud Prevention Agency Cifas in the prevention

and detection of crime. Information has recently come to our attention which is of concern.

We have therefore made the decision to immediately close your account.

We are unable to provide any further information to you relating to this matter, however I have

enclosed a guidance leaflet detailing where further information is available directly from Cifas.

Please also take this letter as confirmation that you will not be permitted to hold any accounts

with the Society in the future."

How many other people received this? Did these idiots leave something bad in my credit file now? If they did, they acted illegally I will have to report them and they will have pay large fines, much larger than the measly 3.25% pa.

In a way, relieved. Figured out, no point waiting for these clowns and parked savings somewhere else for now.

You should probably look into it. If Coventry can see something, everyone else certainly will.

Check credit files of all 3 providers immediatly and go through it line by line and check if there is anything wrong or suspicious. Also, reflect if there is anything you might have done which you thought was fine but maybe wasn't or has been deemed as not being ok by a third party. For anything you might find in your file, seek clarification from the party logging it or complain/dispute it.

tg99

Gatehouse app now showing 2.90%.

ForumUser7

pecunianonolet said:

dale_cotterill said:

Freedommm said:

Shocked in disbelief, received this letter from Coventry BS after weeks of being unable to log in or deposit anything in my account.

"As part of our internal processes we use the Fraud Prevention Agency Cifas in the prevention

and detection of crime. Information has recently come to our attention which is of concern.

We have therefore made the decision to immediately close your account.

We are unable to provide any further information to you relating to this matter, however I have

enclosed a guidance leaflet detailing where further information is available directly from Cifas.

Please also take this letter as confirmation that you will not be permitted to hold any accounts

with the Society in the future."

How many other people received this? Did these idiots leave something bad in my credit file now? If they did, they acted illegally I will have to report them and they will have pay large fines, much larger than the measly 3.25% pa.

In a way, relieved. Figured out, no point waiting for these clowns and parked savings somewhere else for now.

You should probably look into it. If Coventry can see something, everyone else certainly will.

Check credit files of all 3 providers immediatly and go through it line by line and check if there is anything wrong or suspicious. Also, reflect if there is anything you might have done which you thought was fine but maybe wasn't or has been deemed as not being ok by a third party. For anything you might find in your file, seek clarification from the party logging it or complain/dispute it.

Do references tend to vary significantly between agencies? I thought that all would be notified of any issues etc, but I don't get how they work tbh

OP - You should also file a DSAR with CIFAS, in case they hold any markers for you

pecunianonolet

ForumUser7 said:

pecunianonolet said:

dale_cotterill said:

Freedommm said:

Shocked in disbelief, received this letter from Coventry BS after weeks of being unable to log in or deposit anything in my account.

"As part of our internal processes we use the Fraud Prevention Agency Cifas in the prevention

and detection of crime. Information has recently come to our attention which is of concern.

We have therefore made the decision to immediately close your account.

We are unable to provide any further information to you relating to this matter, however I have

enclosed a guidance leaflet detailing where further information is available directly from Cifas.

Please also take this letter as confirmation that you will not be permitted to hold any accounts

with the Society in the future."

How many other people received this? Did these idiots leave something bad in my credit file now? If they did, they acted illegally I will have to report them and they will have pay large fines, much larger than the measly 3.25% pa.

In a way, relieved. Figured out, no point waiting for these clowns and parked savings somewhere else for now.

You should probably look into it. If Coventry can see something, everyone else certainly will.

Check credit files of all 3 providers immediatly and go through it line by line and check if there is anything wrong or suspicious. Also, reflect if there is anything you might have done which you thought was fine but maybe wasn't or has been deemed as not being ok by a third party. For anything you might find in your file, seek clarification from the party logging it or complain/dispute it.

Do references tend to vary significantly between agencies? I thought that all would be notified of any issues etc, but I don't get how they work tbh

OP - You should also file a DSAR with CIFAS, in case they hold any markers for you

Not every institution reports to all 3 credit agencies so you might see something in one report but not in another. Having a Cifas in your report could create severe probems for a very long time in many areas so you really want to get to the bottom of it. Probably best to start a new thread in the sub section about it for better advice and help.

Malchester

tg99 said:

Gatehouse app now showing 2.90%.

Well that was hardly worth waiting for. Doesn't make me change my plans

TiVo_Lad

Freedommm said:

Shocked in disbelief, received this letter from Coventry BS after weeks of being unable to log in or deposit anything in my account.

"As part of our internal processes we use the Fraud Prevention Agency Cifas in the prevention

and detection of crime. Information has recently come to our attention which is of concern.

We have therefore made the decision to immediately close your account.

We are unable to provide any further information to you relating to this matter, however I have

enclosed a guidance leaflet detailing where further information is available directly from Cifas.

Please also take this letter as confirmation that you will not be permitted to hold any accounts

with the Society in the future."

How many other people received this? Did these idiots leave something bad in my credit file now? If they did, they acted illegally I will have to report them and they will have pay large fines, much larger than the measly 3.25% pa.

In a way, relieved. Figured out, no point waiting for these clowns and parked savings somewhere else for now.

You should also immediately make a CIFAS Data Subject Access Request

https://www.cifas.org.uk/dsar