The Top Easy Access Savings Discussion Area

Freebird53

Bridlington1 said:

Just a reminder that the Welcome to Newbury account will be rising to 3.15% today.

Hi, I thought that might be interesting, but ultimately i'm not interested, because it doesn't pay monthly interest...

jaypers

Freebird53 said:

Bridlington1 said:

Just a reminder that the Welcome to Newbury account will be rising to 3.15% today.

Hi, I thought that might be interesting, but ultimately i'm not interested, because it doesn't pay monthly interest...

Also only max £3k. 

Freebird53

jaypers said:

Freebird53 said:

Bridlington1 said:

Just a reminder that the Welcome to Newbury account will be rising to 3.15% today.

Hi, I thought that might be interesting, but ultimately i'm not interested, because it doesn't pay monthly interest...

Also only max £3k. 

And there is that...

EssexHebridean

Minty33 said:

The Marcus 0.25% bonus is back today!!!

Won't affect those that already had it, as rate with bonus remians at 2.5%
Existing customers can renew for a further year bonus.

I noticed this today as well - I've been checking on an occasional basis. Makes you wonder if they are about to make any more changes - like a long overdue interest rate increase maybe? (I'm not holding my breath!) 

jaypers

EssexHebridean said:

Minty33 said:

The Marcus 0.25% bonus is back today!!!

Won't affect those that already had it, as rate with bonus remians at 2.5%
Existing customers can renew for a further year bonus.

I noticed this today as well - I've been checking on an occasional basis. Makes you wonder if they are about to make any more changes - like a long overdue interest rate increase maybe? (I'm not holding my breath!) 

Not investing anymore in there over and above the £1 I’ve left in there until they up their game. Must try harder Marcus! 

southone

EssexHebridean said:

Minty33 said:

The Marcus 0.25% bonus is back today!!!

Won't affect those that already had it, as rate with bonus remians at 2.5%
Existing customers can renew for a further year bonus.

I noticed this today as well - I've been checking on an occasional basis. Makes you wonder if they are about to make any more changes - like a long overdue interest rate increase maybe? (I'm not holding my breath!) 

The only thing that's changed is it was 2.25 plus bonus now 2.50 with bonus and they've opened the bonus up again so we can extend it, they need to get their finger out and put their rates up

BestSeagull

Minty33 said:

The Marcus 0.25% bonus is back today!!!

Won't affect those that already had it, as rate with bonus remians at 2.5%
Existing customers can renew for a further year bonus.

Thank you!  SagaSavings too.  

2010

southone said:

EssexHebridean said:

Minty33 said:

The Marcus 0.25% bonus is back today!!!

Won't affect those that already had it, as rate with bonus remians at 2.5%
Existing customers can renew for a further year bonus.

I noticed this today as well - I've been checking on an occasional basis. Makes you wonder if they are about to make any more changes - like a long overdue interest rate increase maybe? (I'm not holding my breath!) 

The only thing that's changed is it was 2.25 plus bonus now 2.50 with bonus and they've opened the bonus up again so we can extend it, they need to get their finger out and put their rates up

Maybe after tomorrow`s BoE rate meeting.

jak22

Their last few changes have been shortly before BoE meetings but this time it's not enough to top the tables even briefly - it's unclear why people would be hoping for better to maybe move or keep money with them as they haven't been that competitive in the last 6 months. 

EssexHebridean

southone said:

EssexHebridean said:

Minty33 said:

The Marcus 0.25% bonus is back today!!!

Won't affect those that already had it, as rate with bonus remians at 2.5%
Existing customers can renew for a further year bonus.

I noticed this today as well - I've been checking on an occasional basis. Makes you wonder if they are about to make any more changes - like a long overdue interest rate increase maybe? (I'm not holding my breath!) 

The only thing that's changed is it was 2.25 plus bonus now 2.50 with bonus and they've opened the bonus up again so we can extend it, they need to get their finger out and put their rates up

Yes - that was why I said I wondered if they were planning any more changes...? 

jak22 said:

Their last few changes have been shortly before BoE meetings but this time it's not enough to top the tables even briefly - it's unclear why people would be hoping for better to maybe move or keep money with them as they haven't been that competitive in the last 6 months. 

Again - their timing on doing things right before rate changes stood out to me - I guess they could theoretically go for a .5% increase on the underlying tomorrow morning, which with the bonus would put them back in a reasonably favourable position for existing customers. As for reasons for staying - we have an amount of our easy access funds in there as for those, limited access doesn't suit (our cash deposit funds for an upcoming house purchase are staying/going into a higher paying limited access) and right now we don't want to be opening lots of new accounts and moving chunks of money about. For the amount we have in Marcus at the moment, it suits nicely, once we move then it will be time for a complete overhaul again. Frankly, even if I only had £1 in there as holding funds, I'd still be hoping for a better rate though - surely that's what we all hope for, regardless of where that comes from?