The Top Easy Access Savings Discussion Area

AndyTh_2

andyhicks88 said:

Wondering if Virgin Money are going to make any moves soon, they are lagging behind now both on their current account interest and their linked Easy Access interest. Though they are leading the pack with their ISA's.  At the moment I'm keeping them as my main current account because I do get their switch bonus rate of 5%  interest on £1 but that will end in March and Kroo looks a good option then, though I find myself a little hesitant to use Kroo as my main bank account given their small size. 

5% on £1! One can only dream. I guess £1k

janusdesign

Iris_Rose said:

Total disaster from the beginning. Installed the app. It kept hanging at different places. Tried 7 times to create an account and gave up. Tried the next day. Managed to create an account. Then found out that although they had my name correctly in the account details, they had my first name in the home page wrong. They managed to sort this. Then at 12.30pm today I transferred £10. The details are correct but 4 and a 1/2 hours later there is no sign of it. Tried to use in app chat to query "error whilst creating user". So tried to ring. They are open til 5.30. At 4.30 they said they were closed. I have emailed them so we shall see if that works. I rebooted the phone and now the chat works. The whole app seems to be very flaky and I really do not think I want to trust them with my money

Kroo have just sent out an email saying that there has been an issue with FP, now resolved but there might be ongoing delays.

We’ve been notified of an issue by our partnered payments provider impacting Faster Payments on our Personal Current Account. While the issue has been resolved, currently, there are delays to some inbound and outbound payments. Please rest assured that any payments that you have made are safe. Please do not attempt to resend payments as they will be processed. We apologise for any inconvenience this has caused.

Middle_of_the_Road

Bridlington1 said:

Here's one that's may be worth keeping an eye on. Skipton have just launched an easy access Base Rate Tracker Issue 3 account, which pays 0.9% below the BOE base rate for the duration of the term, so currently pays 2.6%.

The account lasts for 24 months and any BOE base rate rises are passed on within 14 days. The minimum deposit is £1 and the account can be opened and managed in branch, online, via the app, by post and over the phone.

ISA version of the tracker account

Cash ISA Tracker - Skipton Building Society

Zaul22

Chip and Zopa will probably beat the Skipton tracker within the 2 week waiting time. 

kaMelo

Thanks @Bridlington1 for the Skipton BR tracker info.
Only takes five minutes to open and whilst there I tidied things up a little by by closing a couple of dormant accounts and transferring the tiny balances into the tracker account.
Worth opening because, as @soulsaver mentioned, if rates go up then great, if not then nothing lost. 

Section62

Ford Money Flexible Saver goes to 2.8% effective today.

(Notification by email)

Edit: And now on their website -

https://www.fordmoney.co.uk/savings-products/flexible-saver

t33

Charter Savings - I have a joint a/c issue 30 (2.35%), can I also open a joint a/c issue 31 (2.64%)?  I can't see anything prohibiting this.  I'm doing this with minimal funding to not miss the boat on any February increases.  btw I realise there are higher rates available.

Second question, it says the account must be funded from the nominated account - I'm assuming I can just transfer £5001 from issue 30 to nominated account and then transfer to issue 31? leaving a fiver in the issue 30.

Thanks.

SeriousHoax

Hello anyone been having issues with Kroo App.
I filled in my details + It asked for a picture of driving licence or passport.

I took a picture of my driving licence front and back and then it wanted a face scan which I also included.

Then I press upload but it just keeps sticking on upload.

I disabled App then reinstalled but I keep getting the same.

Bridlington1

SeriousHoax said:

Hello anyone been having issues with Kroo App.
I filled in my details + It asked for a picture of driving licence or passport.

I took a picture of my driving licence front and back and then it wanted a face scan which I also included.

Then I press upload but it just keeps sticking on upload.

I disabled App then reinstalled but I keep getting the same.

Mine's not even letting me get that far. I get to the point where I choose a password and then freezes at that point.

pecunianonolet

Bridlington1 said:

SeriousHoax said:

Hello anyone been having issues with Kroo App.
I filled in my details + It asked for a picture of driving licence or passport.

I took a picture of my driving licence front and back and then it wanted a face scan which I also included.

Then I press upload but it just keeps sticking on upload.

I disabled App then reinstalled but I keep getting the same.

Mine's not even letting me get that far. I get to the point where I choose a password and then freezes at that point.

Had the same. Managed step 1 and it froze so closed the app and started fresh and did step 1 again and now was able to do step 2 and frozen again, so closed and reopened and started again from step on and now froze at step 3, etc. Took me a good 20 min. It took them 48h to let me know in the end that something was wrong with passport readability. Did do the verification again and took not even 10 min the second time to have it approved. Transferred £50 in to fulfil Top Cashback requirement and that was instant. Only thing is that I can't find anywhere in the app the interest rate. App now working without issues and lags on an old Samsung S8 smartphone.