The Top Easy Access Savings Discussion Area

Freedommm

Coventry BS account is "active" but have been waiting for many days for online login to be working. How long does that take, after registering a login with them online?

db3745

Freedommm said:

Coventry BS account is "active" but have been waiting for many days for online login to be working. How long does that take, after registering a login with them online?

Depends what you mean by "active". Online login should be working at all times. If you have recently opened an account with them, say a Limited Access Saver, but didn't previously have an open account with them they would have had to send you a letter headed - It's time to set up your Telephone Password.

Then more stuff about accessing Telephone Services which sounds like you don't particularly need, BUT ---if you want to manage your money online, as I do, you'll need your Telephone Password when you register for Online Services.

If you're saying you've done the latter two stages, and ARE registered for Online Services, then there should be nothing stopping you accessing your personal page, and operating the account.

If you've just received the news that your account has been opened then I can say I received mine yesterday 12th, dated 9th. However I applied in December! Yesterday's letter made no mention of a letter to come as I've noted above - re Telephone Password. Why would it? I am/was registered for Online Services.

If you've got the time and patience to look at my tale at 12 January at 8:22PM (p1017) I can add that when I visited the branch yesterday the lovely lady had to ring and check that there wasn't already a "set up Telephone Password letter" in the post to me. She said she'd found there wasn't (presumably as I'd been able to log in back in December before applying they accepted I was already registered). When post arrived at 16.15 today lo and behold a letter with temporary password to set up Telephone Password etc etc. Seeing it dated 11th I knew it couldn't be the one she'd asked to be sent, but rather the one they claimed hadn't been sent.

Unsurprisingly when I correctly inputted the temporary password it was refused, obviously failing due to test 3 of the reasons showing online -

"you've already set up your new password by post/online or you’ve ordered another Password Letter and the temporary password is no longer valid."

So on and on we go......

ForumUser7

Newbury BS new rates effective 01/02/2023 ~ https://newburytest-live-f3d63f7f4dcc44ad8831e6-4e875e3.divio-media.com/filer_public/04/2a/042a0ae7-acaa-4527-9323-e55391fb6a8d/9210_-_interest_rate_change_table.pdf:

happybagger

Thanks, I shoved the max 4k in my EMA yesterday, hopefully they will continue with the 4k limit after April if they aren't getting overrun with deposits.

Bridlington1

ForumUser7 said:

Newbury BS new rates effective 01/02/2023 ~ https://newburytest-live-f3d63f7f4dcc44ad8831e6-4e875e3.divio-media.com/filer_public/04/2a/042a0ae7-acaa-4527-9323-e55391fb6a8d/9210_-_interest_rate_change_table.pdf:

Welcome to Newbury rising to 3.15%
Existing member account rising to 3.35%

All in all it's a strong performance from Newbury of late.

Grouchy

Charter Savings - I've opened but not funded an Issue 30, so unsure in these circumstances whether I'd be eligible for rate update emails if there were any.  Anyone who's been with CS a fair while know how this works?  Or when the final tranche of Issues new rates are formally announced?  I gather the next rate increases will be the 23rd?

Thanks

flobbalobbalob

Grouchy said:

Charter Savings - I've opened but not funded an Issue 30

Are you sure you still have this account because Charter say 
"If we don't receive your initial deposit within 14 days of your application, we'll assume you no longer wish to save with us."  

Grouchy

Yes. Still well within the 14 days.

Bridlington1

Although not the best rate out there, but one that surprised me nonetheless:
Post office online saver now pays 2.65% (includes 2% fixed bonus). See:
https://www.postoffice.co.uk/savings-accounts/online-saver

badger09

Bridlington1 said:

Although not the best rate out there, but one that surprised me nonetheless:
Post office online saver now pays 2.65% (includes 2% fixed bonus). See:
https://www.postoffice.co.uk/savings-accounts/online-saver

Given the problems that many regular posters had with P.O. online savers in the past, unless they reintroduce the facility to fund by DD, I’ll give this one a miss thanks.