The Top Easy Access Savings Discussion Area

badger09

Bridlington1 said:

Although not the best rate out there, but one that surprised me nonetheless:
Post office online saver now pays 2.65% (includes 2% fixed bonus). See:
https://www.postoffice.co.uk/savings-accounts/online-saver

Given the problems that many regular posters had with P.O. online savers in the past, unless they reintroduce the facility to fund by DD, I’ll give this one a miss thanks. 

soulsaver

Top Easy(ish) Access accounts, ranked by interest rate in the ***No Chat*** thread Top of The Pots (ToPT) has been updated and all links checked.

 

EssexHebridean

Reply from Coventry to my message asking for an extension of time to return the signed document for the new account saying that they are aware of postal issues but are currently undecided as to whether to extend the deadlines for return on this...sigh. My original message did make clear that the issues with post that we are struggling with go well beyond the national issues around the strikes!  We'll see. Maybe by some miracle it will be there when I get home this evening....along with a large deposit from the flying pigs, no doubt... 

Kazza242

According to Moneyfacts, The Tipton & Coseley BS Limited Access (issue 2) account rate will be increasing to 3.20% (on balances totalling £25,000 and above).

A rate of 2.90% will apply on balances between £100 - £24,999.  Minimum opening amount is £100.

The account allows 3 penalty-free withdrawals per year.  Interest is paid yearly.  

The account has to be opened via branch or post.

https://www.thetipton.co.uk/our-savings/current-savings-rates-1/easy-access-savings/limited-access-issue-2/?r=1149

@soulsaver FYI.

tg99

Does anyone know if Yorkshire BS have a cut off point for monies deposited by faster payment to start receiving interest that day? 

soulsaver

Thanks Kazza
Note the account apparently isn't managed online either so it doesn't make the main list. However it could be a relatively great rate for some, so I have listed it in the trail & the 'Odd Balls'.

Kazza242 said:

According to Moneyfacts, The Tipton & Coseley BS Limited Access (issue 2) account rate will be increasing to 3.20% (on balances totalling £25,000 and above).

A rate of 2.90% will apply on balances between £100 - £24,999.  Minimum opening amount is £100.

The account allows 3 penalty-free withdrawals per year.  Interest is paid yearly.  

The account has to be opened via branch or post.

https://www.thetipton.co.uk/our-savings/current-savings-rates-1/easy-access-savings/limited-access-issue-2/?r=1149

.

Kazza242

According to Moneyfacts, Yorkshire Building Society are launching Internet Saver Plus (issue 13), paying 2.90%

The account is easy access and permits unlimited withdrawals.  It can be opened and managed online.

The minimum opening investment is £1 and max investment is £500,000.  (Please note FSCS limits of £85,000 per institution/banking license).  

It has a tiered interest rate depending on your total balance:

2.90% on £50,000 or above, 2.85% £10,000 - £49,999 and 2.75% £1 - £9,999.

https://www.ybs.co.uk/savings/product?id=YB681671W

@soulsaver FYI.  

AndyTh_2

Kazza242 said:

According to Moneyfacts, Yorkshire Building Society are launching Internet Saver Plus (issue 13), paying 2.90%

The account is easy access and permits unlimited withdrawals.  It can be opened and managed online.

The minimum opening investment is £1 and max investment is £500,000.  (Please note FSCS limits of £85,000 per institution/banking license).  

It has a tiered interest rate depending on your total balance:

2.90% on £50,000 or above, 2.85% £10,000 - £49,999 and 2.75% £1 - £9,999.

https://www.ybs.co.uk/savings/easy-access

@soulsaver FYI.  

It's showing on their website now

https://www.ybs.co.uk/savings/product?id=YB681671W

Lower interest rate tiers than it's issue 11 and 12.

Band7

The YBS 6 access saver has gone to 3.5% as of today.  If your Coventry 6 access saver balance is large enough, shifting the lot might be worth it.

Bridlington1

Also of note is the YBS one day account now paying 3.3% for those under the age of 21 only. Branch/post only but no withdrawal restrictions.