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Keeping up with the Joneses
in MoneySaving mums
25 replies 12.6K views
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My advice is us the £10k's you have saved and reduce your high mortgage/debts etc before passing onto your kids. If later down the line you are more comfortably off and your kids need a leg up then that is time imo (not new cars though) .... As for your mum ... just ignore her and grow a thicker skin ... this really works I promise you
If she continues to compare around cars etc, I would ask if shes offering to put her hand in her pocket. x
But don't leave that define you. You have done well for you family - so be proud. There will always be others better off - even if you had billions. But think how much worse off most of the world is.
A house is just a house and a car is just a car - it does not need to be a status symbol - that is a very shallow way of gauging anyone's worth. Don't leave her drag you down - either try and change the conversation or try and limit visits. Her constant undermining is doing you no good - so she definitely has nothing to crow about with being an ideal parent!
Annual target £24000
I have the same treatment from my ex in laws. They're a close knit family and have always had money i.e MIL's elderly Dad has always dished out money to his children and grandchildren so they're all on their feet thanks to him. But they're all vindictive and look down their noses at everyone else especially me. I grew up with poor parents who did their best to keep food on the table and make sure we had light and warmth. Our life was very much one steps forwards two steps back. They can't see that its always been daddy helping them out with thousands of pounds over and over again and thats why they are where they are today, not from their own doing. I completely agree with people wanting to make sure their children are financially stable. I hope to do that one day too. But I teach them to be kind hearted and compassionate too. And to not judge others.
I don't have much but I try to not let it get to me. I just remind myself that I have a roof over my head for me and my children, a car (although very old) and we have a happy life. Thats all that matters.
I've gotten myself in so much debt over the years trying to have what everyone else has. And when I finally had it all, the mortgage, the car, the massive TV's in every room, the instagram worthy house decor, the holidays, the expensive things...I realised how unhappy it made me. Plus the maintenance and hard work that went into paying for it all eventually it all came crashing down and everything was repossessed :rotfl:
I now like the make do and mend lifestyle. The 40's and 50's way of living. The challenge of trying to tighten the purse strings is fun to me. I love batch cooking and rationing things, I love teaching my kids what really matters now.
Having everything was no fun anyway. Once I had everything it was boring and hard work keeping it.
As long as you and your kids are ok thats all that matters and it sounds like you've done a fantastic job ignore what other people think. Please don't let it depress you. I can absolutely guarantee that they are miserable too and don't have the 'perfect' life.
I highly recommend reading Rich Dad Poor Dad. It really teaches you how much of a huge mistake people make, racing to acquire all of these 'assets' when in fact they're all liabilities. I was once that person and I can hand on heart say I wouldn't ever want to go back to my lavish lifestyle.