How many banking apps have you on your phone

harz99

Just one, Starling. That's only there for overseas currency needs.

safestored4

I don’t have a mobile phone. I get the feeling from posts like this that for many people their phone controls how they conduct their life. Quite scary really.

Zero_Sum

Halifax
Nationwide
Tesco
Santander
TSB

The rest i just use website

Red-Squirrel_2

safestored4 wrote: »

I don’t have a mobile phone. I get the feeling from posts like this that for many people their phone controls how they conduct their life. Quite scary really.

That's ridiculous and a massive technophobe clich! frankly.

There isn't a single post that suggests what you say, just many suggesting that lots of people use a phone as a tool and choose the way in which they use it to make their lives easier/more convenient.

Herbalus

jonnygee2 wrote: »

Okay. At least, it seems we are agreed that using a fingerprint lock does not expose anyone to a risk of their account being cleared.

I still think it's risky to type your phone pin in in public, but it's probably all on the fringe of what constitutes the 'best' security and more than secure enough (as long as your phone pin is different to your bank card pin of course!). Most people fall at far earlier hudles than this.

My own view is that fingerprints are safer. It seems less likely to result in somebody taking over the phone, as it relies on violence, “the 2 thugs”. I think it’s more common for a phone to be pick-pocketed or snatched, which is where the PIN is weaker as it could have been observed previously.

Nick_C

Thrugelmir wrote: »

None.

Not least because I've still got an old Blackberry that keeps on running and doesn't like Apps.

Every contract renewal I beat up Vodaphone and get my deal cheaper and cheaper. Now down to £8 a month. Why pay for an expensive phone just to monitor a bank account. Put the money in your pension pot instead

Smart phones don't have to be expensive. You can buy a reasonable quality one for about £120. And your £8 a month is easily achieved with a SIM only contract.

EssexExile

Nick_C wrote: »

Smart phones don't have to be expensive. You can buy a reasonable quality one for about £120. And your £8 a month is easily achieved with a SIM only contract.

Quite so, my phone cost less than £120 & I'm on PAYG & £8 a year is more like it! I still don't use it for banking though.

redux

EssexExile wrote: »

Quite so, my phone cost less than £120 & I'm on PAYG & £8 a year is more like it! I still don't use it for banking though.

My phone cost £52, and most of the regular usage is free, occasional charges coming to about 50 pence a year

To answer the question, I don't see the point of filling the phone with apps which substitute for simply logging in only a few times.

I'm thinking of contacting a couple of banks and asking them to stop perpetually asking if you'd prefer to use their app. Once you've said no once or twice this decision could be stored on a cookie.

No_6

NONE

all on pc and ms money and none of them are sexy

but none of you expected any thing else from
6

Fengshui1971

hi I noticed you had an HSBC reg saver. I joined hsbc originally to get their switch offer and have kept it for their reg saver. would you perhaps know if you need to keep 2 x DDs on the hsbc current account to avail of the reg saver or don't they care once you have passed the switching period/offer? it's just that I want to open another acc for the cashback i would get for switching (have another bank acc i could use) but don't have enough Direct Debits to share around. thanks very much.