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Advise needed parking fine/CCJ

124

Comments

  • H44MP
    H44MP Posts: 20 Forumite
    I would be able to cover the costs of the £255 for putting in a claim, I just don’t want to waste time and money if most people think I stand no chance in winning. And I also have no idea where to start with the claim or how to go about filling the form in etc etc, I may speak to a mortgage advisor tomorrow and see what there thoughts are
  • waamo
    waamo Posts: 10,298 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    If you can speak to one quickly then that's fine. It will give you an idea of how much this will affect your mortgage.

    You don't have no chance but I wouldn't pin any hopes on getting one.
  • H44MP
    H44MP Posts: 20 Forumite
    When you say I don’t have no chance.. are you referring to a mortgage or winning a set aside claim?
  • waamo
    waamo Posts: 10,298 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    H44MP wrote: »
    When you say I don’t have no chance.. are you referring to a mortgage or winning a set aside claim?

    To be honest it could apply to both.
  • Coupon-mad
    Coupon-mad Posts: 155,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We do see cases set aside almost every time.
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • H44MP
    H44MP Posts: 20 Forumite
    Do you think I should push for a side aside then? Although I’ve already paid and the ccj has been satisfied? Do I stand a chance still?
  • Coupon-mad
    Coupon-mad Posts: 155,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hmmm...I know we've discussed this before. I think opinion was divided.
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • H44MP
    H44MP Posts: 20 Forumite
    It does seem a very divided topic, what’s your personal view?

    I’ve spoken to some mortgage advisors and they seem to think due to the circumstances I still stand a chance getting a mortgage, but I’m still undecided whether to try get a set aside it seems a lot of work involved and I wouldn’t know how to put a decent claim forward - any advice?
  • waamo
    waamo Posts: 10,298 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    I hate to say but it's your call. Like I said personally I would.
  • nosferatu1001
    nosferatu1001 Posts: 12,961 Forumite
    10,000 Posts Third Anniversary Name Dropper
    A set aside isn't "a lot of work"
    About a day all told
    For a chance at clear credit? Worth it.
This discussion has been closed.
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