Is there anything positive in being skint?

immoral_angeluk

If we're skint it means either one of 2 things

The money has gone to good uses ie debt
DH has spent it all on gadgets and games.

:eek:

In_Search_Of_Me

Just thought of another one...one day we WILL be debt free. No matter what our DFD is we will get then and I dont know about you lot but when I get there I'll be loaded - I'll save about £800 a month not having debt repayments!! Imagine that!! Plus I'll never go back to spending like I used to but really look forward to being able to breathe financially!

jinny

bathgatebuyer wrote: »

Tesco's blue and white noodles would be nice...................but they cost 8p I don't have at the moment!!!

Don't to brass tacks I'm afraid and it's making me seriously snappy with everyone as my OH and three smashed glasses and cups discovered last night. I have a really short temper, really bad, I've waited so much for this weekend (my first in 4 that I've not been busy helping other people out with things) to have time for me, and it ends up being the worst weekend I've had in ages - no car, no bike, no nice relaxing tea or coffee, no 'taking the time to make some nice food' but bloody porridge and water. For variety I had the porridge dry last night!

I'm going to be so grumpy at work this coming week, it's almost not worth going in and falling out with my colleagues.

Hi there, sending you lots of hugs. Have you tried making oatcakes they are a traditional scottish type of cracker. I've made them by grinding oats in a mini proccesser and rubbing in a tsp of lard then mixing just enough water to bind. Roll and cut out thinly, bake in a medium hot oven, dont over cook, then cool. They are nice with a bit spread on and lovely with cheese when you are a bit better off. You might be able to just use oats without grinding havent tried myself. Have you got any thing else like flour in? peeps on here may be able to have recipes with minimum stuff. I think you can make tortilla wraps with just flour n water. Soon be pay day X

harryhound

Just took a walk in the local horse field and came back with a big bag of mushrooms.

The walk makes you hungry and free food tastes good.

purpleivy

soappie wrote: »

Nope. I don't think SIL has ever been into a charity shop. SIL and Bro are two v. blessed people who have good careers so that they don't have to worry about money.

But, that said, SIL does make her own bread, her own pasta, her own soups for their children etc. so although they may be far richer than I and she buys clothes at shops I can only look in through the window at, she is OS money savng at heart and I couldn't have wished for a better SIL.

I make my own bread and soup, but it's not because it's cheaper, it's a quality of life thing. My family prefers them and we know what's in them.

bathgatebuyer

fishface-69 wrote: »

Just thought of another one...one day we WILL be debt free. No matter what our DFD is we will get then and I dont know about you lot but when I get there I'll be loaded - I'll save about £800 a month not having debt repayments!! Imagine that!! Plus I'll never go back to spending like I used to but really look forward to being able to breathe financially!

That's what I'm really looking forward to most - at the moment about £600 a month goes to debt repayments (not including my mortgage). I can't wait till the day I can save that and look forward to paying up front for the finer things in life or putting that towards my mortgage to reduce the term of that. Being really positive, I'm 31, single, with over £100K of equity in my property. Why should I worry about the short-term of these past few days when in the next year, my debt-free date will arrive and I'll be in the strongest financial position of my life.

Bring it on!

Spirit_2

Hi

Bathgate I read earlier in week (on this thread) how difficult the days until pay day were going to be. As you are posting, I am taking that as good sign as I have been worried about you.

Have things been as bleak as you expected? Can you make an emergency food pack (think nuclear bunker) when you are paid so that you are never in this situation again?

Best wishes
Spirit
Best wishes

bathgatebuyer

Things have been ok - a friend came to the rescue with a tenner yesterday so it has been enough to see me through to payday. What does annoy me is that I'm due £1000 from my previous employer which I should have had by the end of Sept and they are now saying I'll get in 'maybe January'. I guess I've learned never to rely on anything any large organisation tells you! Still, when the money comes through, it will make such a difference to me.

doodledo_2

I keep thinking like the OP has said about how comfortable we will be once we are debt free and it really is a huge motivator isn't it.

Glad you managed to get a few quid to get you through till payday

tesuhoha

Another thing is that when you are skint you cant go into a shop and buy something and then when you get home you realise you have made a ghastly mistake. Or even worse you realise it six months later when its too late to change it.